Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JUARA: JURNAL WAHANA ABDIMAS SEJAHTERA JURNAL ABDIKARYASAKTI Business and Entrepreneurial Review
Hermien Triyowati, Hermien
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PEMBERDAYAAN LEMBAGA KEUANGAN SYARIAH DALAM MENINGKATKAN PERAN INKLUSI KEUANGAN Yolanda Masnita; Hermien Triyowati; Khomsiyah Khomsiyah
JUARA: Jurnal Wahana Abdimas Sejahtera Volume 1, Nomor 1, Januari 2020
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1184.511 KB) | DOI: 10.25105/juara.v1i1.5911

Abstract

With a large number of unbanked people in Indonesia, innovative access to Financial Inclusion is needed. Financial inclusion activities that aim to eliminate all forms of obstacles both in the way of prices and non-prices of public access to use or utilize financial services. Community Service - PKM, this time aims to increase the role of the financial services sector, especially to the owners, top management, and employees of several LKMS (Sharia Microfinance Institutions) - Sharia Rural Banks (BPRS), as executors or performers of financial activities inclusive which will have an impact on improving the welfare of the dhu'afa community, poverty alleviation and regional / regional economic development. This PKM is followed by the owner, top management, and employees of BPRS members as ASBISINDO - Indonesian Sharia Bank Association located in Greater Jakarta. The method used is to provide training through lectures, discussions, and questions and answers, then carried out focus group discussions and the distribution of questionnaires. The results show that the quality and speed of sharia banking services must continue to be improved, among others, by developing reliable and adaptive information technology. To accelerate the development of Islamic financial inclusion, it can be done by establishing a micro waqf bank or working together with Micro Sharia Financial Institutions (LKSM) such as Baitul Mal Wattamwil (BMT) or Islamic financial services cooperatives (KKJS), while maintaining prudential principles. BPRS is expected to continue to develop and monitor the implementation of Islamic financial inclusion through microfinance without collateral, qardhul hasan financing, or joint liability through group leaders or financing thaharah for low-income people.Keywords: Financial Inclusion, Unbanked - no bank account, LKMS - Islamic Microfinance Institution, Financial Services.
THE MAPPING OF LOCAL ECONOMIC DEVELOPMENT IN DECENTRALIZED GOVERNANCE ERA Hermien Triyowati
Business and Entrepreneurial Review Vol. 11 No. 1 (2011): Volume 11, Number 1, October 2011
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (892.192 KB) | DOI: 10.25105/ber.v11i1.5

Abstract

This paper summarizes the relationship between decentralized governance and local economics development, and the mapping of LED’s concept at the country that implemented decentralized governance model. This paper seeks to (a) Understand what is the LED’s concept compare with the Decentralized Government for Development (DGD) concept, (b) Describe the impact ofthe DGD’s implementation in Indonesia base on the past research from some experts; and (c) Informing some comprehensive program and projects which better be conducted for to reach the main goal of MDGs: eradicate poverty.As a relatively new literature overview, the paper thus grapples with the many research or empiric experience conducted by many expert some time ago, and concludes with three prerequisite in implemented the LED’s concept was combined with DGD’s concept which is expected will be able to add the understanding about local economics development concept at the government that applying decentralized governance model.
KOLABORASI PERGURUAN TINGGI DENGAN L.S.M UNTUK MEMPERDAYAKAN EKONOMI SECARA HOLISTIK Triyowati, Hermien; Gunawan, Hendra; Yanti, Harti Budi; Busnetty, Ida; Wahyuningsi, Mentari
Jurnal Abdikaryasakti Vol. 3 No. 2 (2023): Oktober
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/ja.v3i2.14664

Abstract

Pandemi Covid-19 melanda dunia sejak bulan Februari 2020, memunculkan krisis kesehatan dan berbagai kebijakan pengendalian penyebaran pandemi, yang menyebabkan perlambatan pada berbagai sector, dan berujung pada PHK. Situasi ini menyebabkan daya beli menurun, dan berdampak pada turunnya pendapatan masyarakat. Khususnya terhadap UMKM di pasar tradisional, kondisi ini berdampak pada turunnya omset penjualan pedagang rata-rata 40% (Gorgeu, R.; Ibrahim, AM; Antara, et.al.; Dinda, W., 2020). Selain itu, Saadatuddaraen (2021), memberikan bukti, bahwa, adanya PHK di kota Tangerang Selatan, menyebabkan bertambahnya jumlah pengangguran menjadi 84.000 orang dari total 1.7 juta penduduk. Berdasarkan fakta ini, FEB Usakti, bermaksud menyelanggarakan kegiatan Pengabdian kepada Masyarakat (PkM), bertujuan untuk membantu mencari solusi berbagai permasalahan UMKM dimasa Pandemic Covid-19. Kegiatan ini adalah untuk memberikan pemberdayaan terhadap UMKM, dalam legalisasi usaha, permodalan usaha dan digitalisasi usaha. Permodalan Usaha terkait dengan pemulihan usaha karena UMKM bangkrut, yang salah satu syaratnya adalah Legalisasi Usaha. Sedangkan digitalisasi usaha terkait dengan aktvitas usaha (keuangan maupun pemasaran) secara online.  Kegiatan PkM ini bermitra dan berkolaborasi dengan beberapa Lembaga Swadaya Masyarakat, yaitu Wiranesia Foundation, menaungi komunitas UMKM, tersebar diseluruh kabupaten/kota propinsi di Indonesia; FACTA (Forum Anak Cileduk Tangerang), menaungi komunitas UMKM di Cileduk - Tangerang Kota dan komunitas UMKM di pasar Tradisional Ceger, Tangerang Selatan.  Kegiatan ini dilakukan secara daring melalui Webinar, dengan metode pelatihan, penyuluhan dan pendampingan manajemen. Hasil kegiatan PkM, menemukan beberapa fakta seperti: kebutuhan UMKM atas pengembangan kualitas teknologi digital SDM, untuk pemasaran produk dan atau transaksi dengan perbankan dalam hal pembiayaan inclusive secara online; pentingnya legalisasi usaha dan sejauh mana tanggapan dan antusiasme UMKM memperoleh bimbingan dan  pembinaan usahanya. Beberapa implikasi kegiatan ini, adalah dalam rangka menjadikan  pelaksanaan PkM FEB Usakti lebih berkualitas, effektif, effisien dan tercapainya tujuan PkM itu sendiri. 
Co-Authors Ida Busnetty Jayawarsa, A.A. Ketut Khomsiyah Khomsiyah Khomsiyah, Khomsiyah Wahyuningsi, Mentari Yanti, Harti Budi Yolanda Masnita Siagian