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All Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ecogen Jurnal ComunitA Servizio International Journal of Management Science and Information Technology (IJMSIT)
Fry Melda Saragih
Institut Teknologi dan Bisnis Sabda Setia
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Nursing Social Sciences

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Peningkatan Pengetahuan dan Praktikum Dasar-Dasar Microsoft Office di Panti Asuhan Abdi Agape Pontianak Daniel Oktodeli Sihombing; Fitri Yutika; Fry Melda Saragih
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 5 No. 1 (2023): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v5i1.4715

Abstract

Community Service (PKM) carried out by the PKM Team of the Sabda Setia Institute of Technology and Business (ITBSS) is a Microsoft Office Basic Training activity at the Abdi Agape Orphanage Pontianak. This activity has been carried out for three sessions over two days, namely on October 8 and 9, 2022. This Community Service activity was attended by 19 participants who are foster children at the Abdi Agape Orphanage Pontianak. This Microsoft Office Basic Training consists of three training topics on Microsoft Word, Microsoft Excel and Microsoft PowerPoint. These materials will be mentored by lecturers from the Sabda Setia Institute of Technology and Business. Based on the results of the evaluation and analysis of the Pre-test and Post-test scores, this Community Service activity succeeded in providing understanding for the training participants, as well as improving the abilities of the foster children at the Abdi Agape Orphanage, Pontianak. In this Microsoft Word Basic and Practical Training, the average Post-test score of the participants in the training increased by 30.05% from their Pre-test average. Then for Microsoft Excel Basic and Practical Training, the average Post-test score of participants in the training increased 21.82% from their Pre-test average score. Meanwhile, for the last session, namely Microsoft PowerPoint basic training, the average Post-Test score of participants in the training increased by 30.24%. Based on the test results that show this improvement, it can be said that the objectives and benefits of the Community Service Activities carried out at the Abdi Agape Orphanage Pontianak have been achieved. Keywords: Community Service; Microsoft Office; Word; Excel and PowerPoint.
Pengaruh Financial Literacy Terhadap Bank’s Performance di Indonesia Fry Melda Saragih; Debi Eka Putri; Yenny Wati; Nelly Ervina
Jurnal Ecogen Vol 6, No 2 (2023): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v6i2.14706

Abstract

This study explores the effect of financial literacy on bank's performance in Indonesia using the measurement dimensions of financial attitude, financial knowledge and financial capability. This quantitative research adopted a cross-sectional research design to collect data from 257 respondents using Google Form. The collected data were analysed using partial least squares structural equation modelling (PLS-SEM). As a result, financial attitude and financial capability showed a significant positive influence on financial literacy and bank's performance. In addition, financial literacy also shows a significant positive influence on bank's performance. Meanwhile, financial knowledge has no significant influence on financial literacy and bank's performance. This study proved the mediating effect of financial literacy on the correlation between financial attitude and financial capability. However, financial literacy has no mediating effect on financial knowledge. The results of this study serve to inform customers, managers and policy makers in Indonesian banks to design effective strategies on how important financial literacy is in today's volatile market. Ultimately, providing financial literacy knowledge to customers can have a good impact on bank performance, in addition to making customers more financially literate and able to make good financial decisions.
Corporate Social Responsibility, Corporate Governance, Firm Size and Financial Performance of Companies in Indonesia Yenny Wati; Fry Melda Saragih; Yusrizal Yusrizal; Yerisma Welly; Debi Eka Putri
Jurnal Ecogen Vol 6, No 2 (2023): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v6i2.14707

Abstract

Financial performance is critical to the company's survival. One of the goals of forming a corporation is to maximize its worth, as evidenced by the performance of its financial accounts. Investors can make decisions about a company's investing activities by measuring financial performance. As a result, investors will expect corporations to provide high-quality financial performance reports. This study sought to investigate the impact of corporate social responsibility, corporate governance, and firm size on financial performance. This study makes use of secondary data from manufacturing firms registered on IDX (Indonesia Stock Exchange) between 2017 and 2022. Purposive sampling was used to select the sample that met particular requirements. In this research, the data was examined using multiple linear regression tests. According to the findings of this research, CSR (corporate social responsibility), CG (corporate governance), and size of the firm are all having significant positive impacts on financial performance. Because of the importance of CSR (Corporate Social Responsibility) and GCG (Good Corporate Governance) in firms for the future, investors should pay attention to components of CSR (Corporate Social Responsibility) and GCG (Good Corporate Governance) in financial reports, which can be utilized as a consideration in investing
Pelatihan Pengolahan Sumber Daya Hasil Laut Kepada Kelompok Pemberdayaan Usaha dan Potensi (KPUP) Desa Sungai Kakap Fry Melda Saragih; William Wendy Ary; Fitri Yutika
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 5 No. 2 (2023): OKTOBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v5i2.5255

Abstract

Abstract Blue economy has become a leading sector in Indonesia and contributes greatly to the Indonesian economy through the productivity of marine products and employment. Sungai Kakap Village is one of the villages famous for its marine product potential in West Kalimantan Province. However, problems related to processing marine products into high-value alternative processed products are the main problems that hinder the optimization of marine products in this village. The aims of this service activity are to find solutions to these problems and build partnerships with the KPUP Sungai Kakap Village. The method used in this community service is Participatory Rural Appraisal (PRA) and is carried out in stages, namely 1) Identification and Analysis, 2) Assistance Planning, 3) Implementation of Assistance, 4) Monitoring and Evaluation, and 5) Final Report. The results of this community service are the majority of participants who attended felt very satisfied and felt high benefits from this service activity, especially in the aspects of delivering material and providing technology. However, aspects of the solution can be improved Keywords: Blue Economy; Empowerment; Fishery; Potency; Kakap River
Digital Financial Literacy, Consumptive Behavior, and Behavioral Intention in Using SPayLater in Indonesia Cristina Cristina; Fry Melda Saragih
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7026

Abstract

The rapid growth of financial technology (fintech) is reshaping how consumers manage their finances, particularly through e-commerce platforms such as Shopee. Among its innovations, the SPayLater feature has gained wide attention but also raised concerns about impulsive spending and low digital financial literacy among consumers. This study investigates the influence of digital financial literacy and consumptive behavior on consumers’ decisions to use SPayLater, while also testing the mediating role of behavioral intention. A quantitative survey was conducted with 100 SPayLater consumers using a structured questionnaire, and the data were analyzed through multiple linear regression and path analysis. The findings show that both digital financial literacy and consumptive behavior significantly affect consumers’ decisions, whereas behavioral intention does not have a direct effect but partially mediates the relationship between consumptive behavior and usage decisions. These results highlight the importance of strengthening consumers’ digital financial literacy and managing consumptive behavior to encourage wiser and more responsible use of fintech services.
The Intensity of MSME Actors in Pontianak Adopting Digital Financial Services (Fintech) in Improving Sustainable Financial Literacy Fry Melda Saragih; Melyanto Melyanto
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33177

Abstract

The rapid penetration of technological developments has changed the landscape of Indonesia's economy towards a digital economy and financial technology (fintech), including Micro, Small and Medium Enterprises (MSMEs) which continue to face classic problems such as funding, digital marketing, and even financial management that hinder business growth. This study aims to identify the factors influencing the intention of MSMEs to adopt fintech services in Pontianak, West Kalimantan. The research design uses a quantitative approach where data was distributed through questionnaires to 245 MSME traders and analyzed using the Smart PLS-SEM (Partial Least Square-Structural Equation Modeling) model by combining two well-known theories in predicting individual behavior and technology acceptance, namely the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB). The results show that Perceived Ease of Use (PEOU) and Perceived Usefulness (PU) have a significant effect on Attitude Toward Behavior (ATB). Similarly, Perceived Ease of Use (PEOU) and Attitude Toward Behavior (ATB) influence Behavioral Intention (BI). Conversely, Perceived Usefulness (PU), Trust (T), and Social Influence (SI) did not significantly influence Behavioral Intention (BI). This study implies the need for collaboration between regulators (OJK) and all stakeholders, including MSMEs, to improve financial literacy by continuing to educate them about fintech products and services. The hope is that MSMEs can integrate with fintech not only in financing but also in scaling up their businesses, finances, human resources, and other areas.
Co-Authors Cristina Cristina Daniel Oktodeli Sihombing Debi Eka Putri Fitri Yutika Fitri Yutika Melyanto Melyanto Nelly Ervina William Wendy Ary Yenny Wati Yerisma Welly Yusrizal