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All Journal JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Management Studies and Entrepreneurship Journal (MSEJ) JDEP (Jurnal Dinamika Ekonomi Pembangunan) Jurnal Prasasti Ilmu
Ika Oktaviyanti
Universitas Muhammadiyah Sidoarjo
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Analisis Pemanfaatan Pinjaman Dana Bergulir Program Kota Tanpa Kumuh di Kecamatan Gayungan Kota Surabaya Ika Oktaviyanti; Dhani Nur Ichsanuddin
JDEP (Jurnal Dinamika Ekonomi Pembangunan) Vol 3 No 2 (2020): JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Publisher : Prodi Ekonomi Pembangunan FEB Universitas Pembangunan Nasional "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (263.818 KB) | DOI: 10.33005/jdep.v3i2.120

Abstract

This research is a quantitative study with data collection techniques using a questionnaire. The population used was all members of the self help group in Gayungan District, Surabaya City as many as 95 people. This study uses a sample with the census method. The census sample is the determination of the sample if all members of the population are used as the sample (Sugiyono, 2012). The data processing technique uses Partial Least Square (PLS) analysis, Outer Model, Inner Model, and Hypothesis Testing. The results of this study concluded: 1)Financial Literacy can contribute to the Utilization of Revolving Fund Loans; 2) Financial Experience can contribute to the Utilization of Revolving Fund Loans; 3) Income can contribute to the Utilization of Revolving Fund Loans; 4) Attitude of Managers Finance as a moderation of the Financial Literacy variable cannot contribute to the Utilization of Revolving Loans; 5) The attitude of the Financial Managers as a moderation of the Financial Experience variable cannot contribute to the Utilization of Revolving Loans; dan 6) The attitude of the Financial Manager as a moderation of the Income variable doesn’t contribute on the Utilization of Revolving Loans.
The Pecking Order Theory Perspective in the Study of Company Capital Structure (Study On Manufacturing Companies On The Indonesia Stock Exchange) Ika Oktaviyanti; Sumartik Sumartik
JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Vol 9 No 1 (2023): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jbmp.v9i1.1643

Abstract

A balanced combination of own capital and debt is the main key to optimal capital structure in a corporation. At any given time, the management team in the company will show you a targeted capital structure, which may be optimal, althought that target may change from time to time. Several factors influence the company’s capital structure decisions such as Profitability, Liquidity and Company Size. This study was used to measure the impact of profitability, liquidity and firm size on the capital structure of manufacturing companies on the Indonesian stock exchange for the period 2018-2021 using the pecking order theory method. The population used in this study is manufacturing companies listed on the Indonesia Stock Exchange. Sampling method used targeted sampling method and obtained his 40 samples from Indonesian Stock Exchange-listed manufacturing companies in the period 2018-2021. Analysis of the data used is multiple linear regression analysis using the SPSS application. Simultaneously the results obtained from this study are the variables of Profitability, Liquidity and Company Size have a significant effect on Capital Structure.
Nilai-nilai Pendidikan Karakter Dalam Budaya Genteng Desa Mayongkidul Jepara Ahmad Iskhaq; Ika Oktaviyanti; Nur Fajrie
Jurnal Prasasti Ilmu Vol 1, No 2 (2021): Jurnal Prasasti Ilmu
Publisher : Universitas Muria Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24176/jpi.v1i2.6200

Abstract

Kebudayaan adalah sebuah sistem masyarakat yang meliputi suatu keseluruhan cara hidup manusia dalam kelompoknya yang berupa kebudaayaan fisik maupun nonfisik dan bersifat turun-temurun melalui proses belajar sehingga menjadi bagian dari kehidupan. Budaya genteng merupakan kebudayaan yang dimiliki masyarakat Mayongkidul jepara. Genteng merupakan sebuah  kerajinan dari tanah liat yang dibakar menggunakan suhu tinggi dan digunakan sebagai atap bangunan. Dalam pembuatannya tercermin nilai-nilai karakter yang teah  melekat pada masyarakat pengrajin di desa Mayongkidul. Dalam konteks sekarang ini karakter anak di indonesia dapat dikatakan minim moralitas. Hal ini dapat dilihat dari berita yang muncul diberbagai media salah satunya adalah  dan kenakalan remaja. Pendidikan karakter sudah menjadi program pemerintah yang bertujuan membentuk individu-individu yang bermoral akan tetapi tampakanya  belum berjalan dengan sempurna. Maka dibutuhkan kerjasama antara pendidikan, masyarakat dan keluarga. Penelitian ini bertujuan untuk menggambarkan nilai-nilai pendidikan karakter  dalam budaya genteng. Penelitian ini menggunakan metode kualitatif naratif dalam penyajian data hasil penelitiannya. Proses pengumpulan datanya melaui wawancara, observasi serta catatan lapangan. Hasil penelitian menunjukan dalam  budaya genteng terdapat nila-nilai pendidikan dalam  menumbuhkan karakter antara disiplin, kerjasama, bertanggung jawab dan jujur. Oleh karena itu harus di lestarikan agar tidak tergerus oleh perkembangan zaman.
Impact Of Investment Motivation, Investment Knowledge And Minimum Investment Capital On Interest In Investing In BPR Buduran Deltapurnama Ovi Ananda Aulia; Detak Prapanca; Ika Oktaviyanti
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 2 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i2.7226

Abstract

This research aims to determine the influence of minimum capital, investment motivation and investment knowledge on customers' interest in investing at Bank BPR Buduran. Quantitative research is included in this type of research. This research uses primary data sources obtained directly from the results of distributing questionnaires via Google Form. The sampling method used was purposive sampling, with the criteria for respondents in this research being customers at BPR banks who were still active members. The number of samples in this research was 84 respondents. The data analysis technique used in this research is multiple linear regression analysis. Data were analyzed using the SPSS version 29 for Windows program. The research results show that: The impact of investment motivation, investment knowledge and minimum investment capital has a positive effect and significantly influences investment interest.
Co-Authors Ahmad Iskhaq Detak Prapanca Dhani Nur Ichsanuddin Nur Fajrie Ovi Ananda Aulia Sumartik