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Vivid Violin
Prodi Manajemen Pelabuhan, Politeknik Maritim AMI Makassar
Economics, Econometrics & Finance Education Mathematics

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Journal : Jurnal Scientia

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EXPLORING FINANCIAL TECHNOLOGY’S IMPACT ON GENERATION Z TRANSACTION KNOWLEDGE Samuel PD Anantadjaya; Barick Ahmad Setiawan; Vivid Violin; Irwan Moridu; Muhsin N. Bailusy
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i03.1823

Abstract

This study examines the effect of Financial Technology (FinTech) on Generation Z's transactional knowledge as it relates to their digitally supported daily financial activities. A total of 57 randomly selected respondents completed an online questionnaire to collect data. The results of the data analysis indicate that the majority of respondents are female (91,2%) and between the ages of 17 and 25 (96%) (95%). Approximately 75.4% of respondents favor cash transactions, while 87.7% are aware of cashless transactions. The majority of respondents use various e-wallet applications, with OVO, DANA, and ShopeePay being the most popular options. E-wallets are predominantly used for online purchasing (35 respondents), although a small percentage also use them for consumptive shopping, credit purchases, money transfers, and game top-ups. The majority of respondents selected transactional features, such as fund transfers, as the most important aspects of fintech platforms. The results indicate that Generation Z has a solid grasp of Financial Technology and has actively adopted it in their financial activities.
Co-Authors Barick Ahmad Setiawan Eka Hendrayani Endang Sri Wahyuningsih, Endang Sri Irwan Moridu Moh. Gifari Sono Muhsin N Bailusy Samuel PD Anantadjaya Susanto Susanto