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All Journal Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Jurnal Riset dan Inovasi Manajemen
Arif Kusnedi Saragih
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Adopsi Technology Acceptance Model (TAM) Terhadap Perilaku Minat Generasi Milenial dalam Berinvestasi di Pasar Modal Arif Kusnedi Saragih; Askur Hamid Nasution; Wicaksana Dwi Prasetiyo
Jurnal Riset dan Inovasi Manajemen Vol. 1 No. 3 (2023): Agustus : Jurnal Riset dan Inovasi Manajemen
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jrim-widyakarya.v1i3.788

Abstract

This study aims to determine the effect of technology acceptance on the interests of the millennial generation to invest in the capital market. The adoption of the TAM model was used in this study, with a quantitative descriptive method approach, data collection using a questionnaire with a sample of 135 people based on calculations with the Slovin formula. Data were analyzed using smart partial least square. The results of this study provide answers to the proposed hypothesis in which the variable perceived ease of use, perceived usefulness, perceived enjoyment have a positive and significant effect on the variable of behavioral intention to use, then the variable perceived enjoyment and behavioral intention to use also have a positive and significant effect on variables actual to use, but there is one variable that does not significantly influence the effect of the variable perceived usefulness on the variable actual to use. This research clarifies how the role of technology applied in online stock trading can influence the behavior of the interests of investors in the Indonesian capital market, especially among millennials. This research is expected to be useful for the development of science and for the development of capital markets with a clearer understanding of how the TAM model influences the behavior of millennial generation interests to become investors in the capital market.
Jenis Akad-Akad Pembiayaan Pada PT. BPRS Al-Wasliyah Kota Medan Arif Kusnedi Saragih
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 3 No. 1 (2024): Maret : Digital Bisnis : Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v3i1.2204

Abstract

The purpose of this study is to identify the various financial contracts that PT BPRS Alwasliyah Medan City has. A qualitative approach was used as the research methodology. Primary and secondary data are the sources of data. Interviews with PT managers and consumers served as the method of data collecting. BPRS City of Medan. The study done led to the conclusion that PT. BPRS Al-Washliyah in Medan City provides a range of finance contracts that adhere to the norms of Islamic sharia. The Finance Implementation Guidelines and Financial Services Authority Regulations (POJK), as well as other BPRS internal regulations, have been followed in accordance with established procedures and applicable fundamental financing legislation when it comes to the implementation of financing at BPRS.
Co-Authors Askur Hamid Nasution Wicaksana Dwi Prasetiyo