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All Journal International Journal of Economics Development Research (IJEDR) Jurnal Teknologi Pengolahan Pertanian
Isna Safitri, Isna
Chemical Engineering Magister Syiah Kuala University
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Social Sciences

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Journal : International Journal of Economics Development Research (IJEDR)

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Financial Literacy, Financial Experience, and Financial Attitudes on Financial Management Behavior of Shopee Paylater Users Safitri, Isna; Hariyanto, Dedi
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 5 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i5.6670

Abstract

This study explores the factors influencing financial management behavior among Shopee PayLater users, focusing on financial literacy, financial experience, and financial attitudes. The research was conducted in Pontianak City, targeting individuals who actively use Shopee PayLater services. By employing a purposive sampling technique, the study identifies the relative contributions of these factors to financial management behavior. The findings highlight the importance of financial attitudes as a key determinant, while financial literacy and financial experience show a less significant direct influence. These insights underscore the need for tailored interventions that prioritize shaping positive financial attitudes to improve financial behavior among digital credit users.
Co-Authors Dedi Hariyanto Ika Rezvani Aprita Irmayadani, Irmayadani Liya Fitriyana, Liya luciana, Lisma Lukmanul Hakim Rahmiati, Tengku Mia Safiah, Safiah Sari, Putri Meutia Sunartaty, Rita Virna Muhardina, Virna