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All Journal Transformasi: Journal of Economics and Business Management West Science Interdisciplinary Studies West Science Interdisciplinary Studies
Anton Priyo Nugroho
UII Yogyakarta
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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DIGITAL ENTREPRENEURSHIP STRATEGY IN ONLINE BUSINESS COMPANIES IN WEST JAVA Anton Priyo Nugroho; Norvadewi Norvadewi; Murwani Wulansari; Farida Akbarina; Muhammad Yusuf
Transformasi: Journal of Economics and Business Management Vol. 2 No. 2 (2023): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i2.687

Abstract

The goal of this study is to ascertain how digital entrepreneurship strategies are applied by online business organizations in West Java from an Islamic perspective. This is a field research with a qualitative approach and descriptive qualitative approaches. Data were gathered through interviews, observations, documentation, and literature searches. Data analysis approaches make use of inventory or data collection, identification, analysis, and interpretation. The study's conclusions show that the four tenets of client orientation, transparency, fair competition, and fairness serve as the foundation for the digital entrepreneurship strategy employed by online business firms in West Java. The customer-oriented philosophy is first put into practice by providing polite, soft, and friendly service and by always being prepared to offer solutions. Second, the concept of openness is put into practice, and product specifications are truly communicated. Third, the idea of fair competition is put into practice through prompt delivery, no-cost advice, special offers, and higher-quality products. Fourth, the concept of fairness is put into practice by treating customers fairly and providing them with benefits.
Qualitative Investigation: Exploring the Challenges Faced by Indonesian SMEs in Accessing Financial Services in Sukabumi City Anton Priyo Nugroho
West Science Interdisciplinary Studies Vol. 1 No. 05 (2023): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (384.955 KB) | DOI: 10.58812/wsis.v1i05.72

Abstract

Indonesian SMEs play a crucial role in the country's economy, accounting for 99% of all businesses and employing more than 97% of the workforce. However, SMEs often face challenges in accessing financial services, hindering their growth and development. This study explored the challenges Indonesian SMEs face in accessing financial services in Sukabumi City, West Java. A qualitative research approach was employed, and data was collected through interviews and focus group discussions with 20 SME owners. The study's results identified several challenges and barriers SMEs face, including limited financial literacy and knowledge, limited access to formal financial services, high cost of financial services, and limited availability of appropriate financial products. To address these challenges, the study proposed several potential solutions, including financial education and literacy programs, reduced collateral requirements, the introduction of alternative financial services, improved availability of financial products, and government support. These solutions could help Indonesian SMEs in Sukabumi City access the financial assistance they need to grow and expand their businesses, contributing to the overall development of the country's economy.
Qualitative Investigation: Exploring the Challenges Faced by Indonesian SMEs in Accessing Financial Services in Sukabumi City Anton Priyo Nugroho
West Science Interdisciplinary Studies Vol. 1 No. 05 (2023): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v1i05.72

Abstract

Indonesian SMEs play a crucial role in the country's economy, accounting for 99% of all businesses and employing more than 97% of the workforce. However, SMEs often face challenges in accessing financial services, hindering their growth and development. This study explored the challenges Indonesian SMEs face in accessing financial services in Sukabumi City, West Java. A qualitative research approach was employed, and data was collected through interviews and focus group discussions with 20 SME owners. The study's results identified several challenges and barriers SMEs face, including limited financial literacy and knowledge, limited access to formal financial services, high cost of financial services, and limited availability of appropriate financial products. To address these challenges, the study proposed several potential solutions, including financial education and literacy programs, reduced collateral requirements, the introduction of alternative financial services, improved availability of financial products, and government support. These solutions could help Indonesian SMEs in Sukabumi City access the financial assistance they need to grow and expand their businesses, contributing to the overall development of the country's economy.
Co-Authors Farida Akbarina Muhammad Yusuf Murwani Wulansari Norvadewi