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Analisis Gabungan Sisa Hasil Usaha Koperasi Di Provinsi Jawa Timur Periode 2012-2021 Siti Alifah Handayani; Nazwa Fazirah Nasution; Muhammad Bagas Ardhana; Dodi Jese Rianto Siburian; Henny Mawarta Siregar; Sasmi Ebigael Sinaga
Transformasi: Journal of Economics and Business Management Vol. 2 No. 2 (2023): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i2.724

Abstract

In Indonesia, there must be a business entity that plays a role in creating an advanced, just and prosperous society, which prioritizes mutual welfare, and a form of business called a cooperative. One of the cooperative performance indicators that is important to analyze is the remaining results of operations, which can be used as a source of income for the cooperative and its members. Through this analysis, it is hoped that detailed and comprehensive information can be obtained regarding the performance of cooperatives in the province of East Java, especially in terms of remaining operating results. This information can be used as a reference for cooperatives and the government in formulating more appropriate strategies and policies in developing cooperatives in the region, as well as encouraging more inclusive and sustainable economic growth. In the economic structure of this province, there are two types of cooperatives that play an important role, namely sharia cooperatives and conventional cooperatives. One of the provinces in Indonesia that has a large number of cooperatives is East Java. Such as consumer cooperatives, savings and loan cooperatives, agricultural cooperatives, farmer cooperatives, fishing cooperatives, credit cooperatives, producer cooperatives, and a large number of other types of cooperatives are among the many types of cooperatives. In East Java, there are various cooperatives that have succeeded in increasing the welfare of members through good and efficient business management. Apart from own capital, there is also capital from outside the cooperative which affects the SHU level in East Java Province.
ANALISIS FAKTOR INTERNAL YANG MEMPENGARUHI PROFITABILITAS BANK KONVENSIONAL Khairani Alawiyah Matondang; Meisha Fatma Wijaya; Siti Alifah Handayani; Tessalonika Federova Br Simanjuntak
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 3 (2024): Vol. 7 No. 3 (2024): Volume 7 No 3 Tahun 2024 (Special Issue)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i3.31049

Abstract

The purpose of this study is to determine the effect of Loan Deposit Ratio (LDR), Net Interest Margin (NIM), and Operational Income Operating Costs (BOPO) on Return on Assets (ROA) in conventional banking sector companies in Indonesia, using 5 banks with financial reports from 2018 to 2022 and complete data on the variables studied. E-Viws 12 technical analysis entails picking a panel data model (common effect, fixed effect, and random effect) and then running a panel data test. According to the findings of the analysis, the net interest margin (NIM) and Operational Income Operating Costs (BOPO) have a partial effect on ROA, however the loan deposit ratio (LDR) has no partial effect on ROA. The elements Loan Deposit Percentage.