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All Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Indonesian Journal of Islamic Economics and Business
Lutfi Hidayati
Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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ANALISIS PERENCANAAN KEUANGAN SYARIAH PETANI SAWIT DALAM MENINGKATKAN ZISWAF Amrizal Amrizal; Muhamad Dhani Aswin; Nur Asma; Lia Survika; Lutfi Hidayati
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 2 (2023): Article Research Volume 6 Number 2, Juni 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i2.1194

Abstract

Oil palm farmer groups during the harvest season often do not control expenses while during the lean season they experience difficulties and are even trapped in Ijon loans or loan sharks. The purpose of this research is Analyzing the implementation of improving the standard of living of farmers by implementing Islamic financial planning, Analyze Farmers' understanding of contributing to the development of Ziswaf and Analyze how to determine good Islamic financial planning for farmers. The research design used descriptive qualitative with primary data sources in the form of interviews with oil palm smallholders with a sample of 9 farmers from around 150 oil palm smallholders in Kampung Baru Village, Bilah Barat District, Labuhan batu Regency. Qualitative data analysis using Nvivo12 Plus software as a data processing tool. The results of the study prove that firstly, oil palm smallholders have not been able to improve the welfare of the oil palm group based on the sharia financial system. do not understand how to develop Ziswaf assets so that they can be managed optimally. Second, oil palm farmers do not fully understand the contribution of zakat infak and alms assets to the maximum. Third, it is necessary to provide counseling on how to manage Islamic finance and Islamic financial planning based on the Islamic financial system
The Role of LP3H in Increasing the economic Value through Assistance with Halal Certification Lutfi Hidayati; Sugiatmi Sugiatmi; Nur Aini; Ratna Yulika Go
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i1.1719

Abstract

Indonesian government is targeting one million halal product certification in 2023. And the government is targeting that by 2024 all products in Indonesia will be halal certified. This certainly needs support from various parties. Indonesian government through the Halal Product Assurance Organizing Agency (BPJPH) appoints the Halal Product Process Assistance Agency (LP3H) which acts as an extension and assists business actors (micro - small) through assistance in the halal certification process. However, data on the halal information system shows that only 749,971 products have been declared halal in 2022 and there is still a need for massive socialization efforts so that government programs are realized. To support this program, LP3H ITB AD conducts activities for prospective Halal Product Process (PPH) assistants to help verify and validate the halal process for business actors. The aim of the research is to disseminate basic information and knowledge to prospective PPH assistants regarding the legal basis, verification, validation, materials and processes for halal certification. The method used in this research is descriptive quantitative. Data collection was obtained from the results of the questionnaire. The results of this study show that on average 66% of the participants understand the information material related to the halal process and 79% are very satisfied with the presentation of the resource persons.
Co-Authors Amrizal Amrizal Lia Survika Muhamad Dhani Aswin Nur Aini Nur Asma Ratna Yulika Go Sugiatmi, Sugiatmi