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All Journal Innovative: Journal Of Social Science Research JAKBS
Dhelzahra Yashinta
Universitas Buana Perjuangan Karawang
Humanities Computer Science & IT Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Other

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Biaya Dan Pendapatan Umkm Jasa Pulsa Dan Kuota Di Perkotaan Pada Konter “FAHMI CELL” Nurhalimah Nurhalimah; Dhelzahra Yashinta; Dwi Epty Hidayaty; Santi Pertiwi Hari Sandi
Innovative: Journal Of Social Science Research Vol. 3 No. 2 (2023): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i2.1594

Abstract

Toko UMKM yang menyediakan jasa pulsa dan kuota penting dalam memenuhi kebutuhan komunikasi dan akses internet masyarakat perkotaan. Namun, persaingan semakin ketat dan biaya operasional semakin tinggi. Observasi ini mengevaluasi kinerja keuangan toko "Fahmi Cell" dengan menganali biaya dan pendapatan melalui studi kasus dan wawancara dengan pemilik toko. Hasil observasi menunjukkan biaya operasional terbesar adalah pembelian pulsa dan kuota, listrik, telekomunikasi, dan gaji karyawan. Pendapatan utama berasal dari penjualan pulsa dan kuota, diikuti oleh pembayaran tagihan bulanan seperti PLN dan PDAM. Rasio keuangan menunjukkan toko dapat mengelola biaya operasional dengan efisien sehingga menghasilkan keuntungan besar. Observasi ini bermanfaat bagi pemilik toko dan UMKM lainnya untuk memahami faktor-faktor yang mempengaruhi kinerja keuangan dan mengembangkan strategi bisnis yang lebih efektif. Hasil observasi juga memberikan kontribusi pada perkembangan teori dan literatur tentang manajemen keuangan UMKM.
Analisis Penerapan Manajemen Kas Dalam Pengelolaan Keuangan UMKM Konter Pulsa Fahmi Cell Dhelzahra Yashinta; Sungkono
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i2.1237

Abstract

This study analyzes the implementation of cash management at the Fahmi Cell UMKM (Micro, Small, and Medium Enterprises) Pulse Counter located in East Karawang. The objective of this research is to identify the cash management practices applied and assess their effectiveness in maintaining liquidity and financial stability. The research method used is descriptive quantitative, with data collected from financial statements, cash transaction records, and other related documents. The results show that Fahmi Cell implements strict cash management policies, including credit policies, efficient cash operational procedures, and accurate cash forecasting and budgeting. Deviation analysis and routine monitoring are also conducted to ensure optimal cash management. The discussion reveals that effective cash management can reduce financial risks and support business growth. The conclusion of this study is that good cash management is crucial for UMKM to maintain their financial health. It is recommended that UMKM continuously improve financial literacy through ongoing training and utilize technology for cash flow recording and monitoring. Additionally, access to financial resources such as low-interest loans is essential to support capital needs.
Co-Authors Dwi Epty Hidayaty Nurhalimah Nurhalimah Santi Pertiwi Hari Sandi Sungkono