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All Journal Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Innovative: Journal Of Social Science Research
Samuel Tobing
Universitas Negeri Medan
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pengembangan Ekonomi Kreatif di Kota Tarutung Melalui UMKM Kain Tenun Ulos Putri Kemala Dewi Lubis; Rafli Rafli; Samuel Tobing; Debora Tarigas Marpaung
Jurnal Ekonomi-Qu Vol 13, No 1 (2023): Jurnal Ekonomi-Qu
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jequ.v13i1.20552

Abstract

The purpose of this study is to determine the creative economy development of Tartun City by UMKM Ulos Woven Fabrics. This study is a qualitative descriptive study systematically explained and clearly presented. Data collection techniques are performed. By observing and studying the literature for several articles related to the development of the creative industries. Since the method of research conducted here is a literature search or literature search, here we will examine several sources, both scientific papers on the creative industries and several Internet sources related to UMKM, which we are currently studying. We search the literature sources of Based on his SWOT analysis observations above, we can see that there are some problems in the development of Dameuros SMEs in Tartun city that need to be minimized. By updating the previously used strategy. Another example of strategy is using technology as a broad promotional tool. With more widely available marketing and advertising technology, product information and ideas become more relevant.
Peran Asuransi Syariah dalam Menyediakan Perlindungan Finansial yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababn; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12247

Abstract

This study investigates the development and impact of sharia insurance in Indonesia, the country with the largest Muslim population in the world. The Islamic financial market in Indonesia has great potential because the majority of the population is Muslim. This study analyzes publications and journals in Indonesia that discuss sharia insurance using the literature review method. The research results show that sharia insurance has developed into a contemporary financial company that is able to compete with conventional insurance. Based on the main principles of Islam, such as Aqidah, Al Itu, Prophethood, Khilafah, and Ma'ad, sharia insurance includes products such as life insurance, education insurance, and health insurance. The sharia life insurance business uses tabarru' and mudharabah contracts to manage participant funds, which are invested in accordance with Sharia law. The concept, legal sources, sharia supervision, agreements, ownership and management of funds, premiums, and sources of payment for sharia insurance claims are different from conventional insurance. Through mutual cooperation, investment, and providing financial needs when risks occur, sharia insurance helps build a sustainable sharia economy. However, the economic crisis, capital needs, competition in regional markets, shortage of human resources, lack of public awareness, and product distribution problems are all the problems facing sharia insurance. Further efforts are needed to overcome difficulties and increase public understanding of the importance of sharia insurance.
Peran Asuransi Syariah Dalam Menyediakan Perlindungan Finansial Yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababan; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.6697

Abstract

Studi ini menyelidiki perkembangan dan dampak asuransi syariah di Indonesia, yaitu negara dengan rata-rata penduduk Muslim terbesar di dunia. Pasar keuangan syariah yang berada di Indonesia memiliki potensi yang besar karena mayoritas penduduknya beragama Islam. Studi ini menganalisis publikasi dan jurnal di Indonesia yang membahas asuransi syariah dengan menggunakan metode review literatur. Hasil penelitian menunjukkan bahwa asuransi syariah telah berkembang menjadi perusahaan keuangan kontemporer yang mampu bersaing dengan asuransi konvensional. Didasarkan pada prinsip-prinsip utama Islam, seperti Aqidah, Al Adalah, Kenabian, Khilafah, dan Ma'ad, asuransi syariah mencakup produk seperti asuransi jiwa, asuransi pendidikan, dan asuransi kesehatan. Bisnis asuransi jiwa syariah menggunakan akad tabarru' dan mudharabah untuk mengelola dana peserta, yang diinvestasikan sesuai dengan hukum Syariah. Konsep, sumber hukum, pengawasan syariah, perjanjian, kepemilikan dan pengelolaan dana, premi, dan sumber pembayaran klaim asuransi syariah berbeda dengan asuransi konvensional. Melalui gotong royong, investasi, dan pemenuhan kebutuhan finansial saat terjadi risiko, asuransi syariah membantu membangun ekonomi syariah yang berkelanjutan.Namun, krisis ekonomi, kebutuhan modal, persaingan di pasar regional, kekurangan sumber daya manusia, kurangnya kesadaran publik, dan masalah distribusi produk adalah semua masalah yang menghadapi asuransi syariah. Diperlukan upaya lebih lanjut untuk mengatasi kesulitan dan meningkatkan pemahaman masyarakat tentang pentingnya asuransi syariah.
Co-Authors Abed Nego Siregar Debora Tarigas Marpaung Endang Endang Fera Daniaty Nababan Fera Daniaty Nababn Putri Kemala Dewi Lubis Putri Titin Sianturi Rafli Rafli Rafli Ramli