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All Journal Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Innovative: Journal Of Social Science Research Manivest: Jurnal Manajemen, Ekonomi, Kewirausahaan, Dan Investasi
Putri Titin Sianturi
Universitas Negeri Medan
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Peran Asuransi Syariah dalam Menyediakan Perlindungan Finansial yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababn; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12247

Abstract

This study investigates the development and impact of sharia insurance in Indonesia, the country with the largest Muslim population in the world. The Islamic financial market in Indonesia has great potential because the majority of the population is Muslim. This study analyzes publications and journals in Indonesia that discuss sharia insurance using the literature review method. The research results show that sharia insurance has developed into a contemporary financial company that is able to compete with conventional insurance. Based on the main principles of Islam, such as Aqidah, Al Itu, Prophethood, Khilafah, and Ma'ad, sharia insurance includes products such as life insurance, education insurance, and health insurance. The sharia life insurance business uses tabarru' and mudharabah contracts to manage participant funds, which are invested in accordance with Sharia law. The concept, legal sources, sharia supervision, agreements, ownership and management of funds, premiums, and sources of payment for sharia insurance claims are different from conventional insurance. Through mutual cooperation, investment, and providing financial needs when risks occur, sharia insurance helps build a sustainable sharia economy. However, the economic crisis, capital needs, competition in regional markets, shortage of human resources, lack of public awareness, and product distribution problems are all the problems facing sharia insurance. Further efforts are needed to overcome difficulties and increase public understanding of the importance of sharia insurance.
Peran Asuransi Syariah Dalam Menyediakan Perlindungan Finansial Yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababan; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.6697

Abstract

Studi ini menyelidiki perkembangan dan dampak asuransi syariah di Indonesia, yaitu negara dengan rata-rata penduduk Muslim terbesar di dunia. Pasar keuangan syariah yang berada di Indonesia memiliki potensi yang besar karena mayoritas penduduknya beragama Islam. Studi ini menganalisis publikasi dan jurnal di Indonesia yang membahas asuransi syariah dengan menggunakan metode review literatur. Hasil penelitian menunjukkan bahwa asuransi syariah telah berkembang menjadi perusahaan keuangan kontemporer yang mampu bersaing dengan asuransi konvensional. Didasarkan pada prinsip-prinsip utama Islam, seperti Aqidah, Al Adalah, Kenabian, Khilafah, dan Ma'ad, asuransi syariah mencakup produk seperti asuransi jiwa, asuransi pendidikan, dan asuransi kesehatan. Bisnis asuransi jiwa syariah menggunakan akad tabarru' dan mudharabah untuk mengelola dana peserta, yang diinvestasikan sesuai dengan hukum Syariah. Konsep, sumber hukum, pengawasan syariah, perjanjian, kepemilikan dan pengelolaan dana, premi, dan sumber pembayaran klaim asuransi syariah berbeda dengan asuransi konvensional. Melalui gotong royong, investasi, dan pemenuhan kebutuhan finansial saat terjadi risiko, asuransi syariah membantu membangun ekonomi syariah yang berkelanjutan.Namun, krisis ekonomi, kebutuhan modal, persaingan di pasar regional, kekurangan sumber daya manusia, kurangnya kesadaran publik, dan masalah distribusi produk adalah semua masalah yang menghadapi asuransi syariah. Diperlukan upaya lebih lanjut untuk mengatasi kesulitan dan meningkatkan pemahaman masyarakat tentang pentingnya asuransi syariah.
Analisis Perbandingan Penentuan Harga dalam Pemikiran Adam Smith dan Karl Marx Mica Siar Meiriza; Endang Endang; Fera Daniaty Nababan; Putri Titin Sianturi
Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi Vol. 1 No. 2 (2023): Desember, Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37832/manivest.v1i2.60

Abstract

The aim of this research is to find out how price determination in Adam Smith's thinking compares with Karl Marx's thinking. The research method used in this research is a literature review by analyzing a number of articles and magazines related to the thoughts of Adam Smith and Karl Marx. We get all kinds of data through relevant assessments. The results of this research are that according to the thoughts of Adam Smith, one of the figures of Capitalism, determining prices in the free market, market prices are determined by the power of the market mechanism called the "law of supply and demand". Meanwhile, according to the thoughts of Karl Marx, who is a figure of Marxism, it is different from Adam Smith's thoughts that the price of a good or service is determined by the amount of labor needed to produce it.
Co-Authors Abed Nego Siregar Endang Endang Fera Daniaty Nababan Fera Daniaty Nababn Mica Siar Meiriza Rafli Ramli Samuel Tobing