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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Rizka Afriani
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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Problematika Klaim Asuransi pada PT. Jaminan Pembiayaan Askrindo Syariah Cabang Medan Rizka Afriani; Yusrizal Yusrizal
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19116

Abstract

ABSTRACTClaims are an important aspect of underwriting. This is of course explained by the fact that this is a form of guarantee provided by the company as guarantor to the guarantor (Makful Lahu). Failure to claim claims or cancellation of Makful Lahu's right to claim claims is common. This is usually caused by submitting a claim that is not in accordance with the existing terms and conditions. For this reason, the research method used is interviews which aim to find out the factors that cause non-payment of claims or those that cause the cancellation of Makful Lahu's claim rights against claims (Ta'widh). Through this journal, it is expected to provide information regarding the disbursement of claims. This is of course to avoid or reduce the failure of claim disbursement. Keywords: Claims and the problem of failure to disburse claims
Impact of Price, Risk and Shipping Insurance Claims on E-Commerce Gadgets Purchase Decisions Rizka Afriani; Nurul Jannah; Budi Harianto
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2615

Abstract

When shopping for gadgets online, a person often feels worried if their shopping activity ends in fraud. Lack of confidence in online shopping is experienced by some consumers which makes them no longer want to buy gadgets on online shopping sites. The risk of buying a gadget in online shopping is huge. Starting from the risk of goods being damaged during shipment, theft, goods not arriving and much more. The aim of this study is to demonstrate the influence of the price, risk and claims of shipping insurance on the decision to buy gadgets in E-commerce. This research uses quantitative methods with double linear regression analysis. Research results show that prices influence purchasing decisions, risks influence purchase decisions, and insurance claims influence buying decisions.
Co-Authors Budi Harianto Jannah, Nurul Yusrizal Yusrizal