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All Journal Journal Riset Bisnis Indonesia DERIVATIF Jurnal Manajemen dan Kewirausahaan (JMDK) Journal of Economic, Bussines and Accounting (COSTING) J-MAS (Jurnal Manajemen dan Sains) Referensi : Jurnal Ilmu Manajemen dan Akuntansi Jurnal Riset Akuntansi dan Manajemen Malahayati (JRAMM) JCA (Jurnal Cendekia Akuntansi) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka Jurnal Pengabdian Masyarakat Berkarya Journal Economics Technology and Entrepreneur AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam
Yuan Swastika
Universitas Muhammadiyah Kendari
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Transportation Other

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PENGARUH LITERASI KEUANGAN, GENERASI SANDWICH OVERCONFIDENCE DAN DUAL ERNEST TERHADAP PERILAKU KEUANGAN Swastika, Yuan; Hamid, Nisrina
Journal Economics Technology And Entrepreneur Vol 2 No 03 (2023): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v2i03.753

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, dual ernest, sandwich dan overconfidence terhadap perilaku keuangan pada lingkup Kodim 1417 Kota Kendari Provinsi Sulawesi Tenggara. Hubungan antar variable diperiksa dan dianalisis dengan menggunakan software SPSS. Pengambilan sampel pada penelitian ini dengan survei online serta wawancara langsung dengan responden. Kuesioner didistribusikan pada 98 responden. Hasil penelitian ini menunjukan bahwa pertama literasi keuangan yang terdiri dari investasi, tabungan dan utang tidak berpengaruh signifikan terhadap perilaku keuangan. Kedua, dual ernest berpengaruh signifikan terhadap perilaku keuangan. Ketiga, sandwich tidak berpengaruh signifikan terhadap perilaku keuangan. Keempat, overconfidence tidak berpengaruh signifikan terhadap perilaku keuangan. Hasil penelitian ini berimpikasi pada pemilik usaha professional maupun pengelolaan pribadi
FACTORS AFFECTING THE USE OF DIGITAL PAYMENTS IN INDONESIA EVIDENCE FROM GLOBAL FINDEX DATABASE 2021 Yuan Swastika; Sofian Maksar, Muhammad; Cahyani, Eka Angelina
Journal Economics Technology And Entrepreneur Vol 3 No 3 (2024): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v3i3.1254

Abstract

Digital payment is a type of payment that uses electronic means such as Internet Banking. Digital payments have become an integral part of modern life, driven by technological developments, changes in consumer behavior, and the need for efficiency.. This study aims to determine the influence of demographic factors (gender, age, education, and area of residence) and economic factors (occupation, income, and internet access) on the use of digital payments in Indonesia. Based on the results of data processing using StataMp17 (64 bit), the results of the study show that demographic factors of gender, education, and area of residence have a significant influence on the use of digital payments, but demographic factors of age show results that do not have a significant effect on the use of digital payments. While economic factors of work and internet access have a significant influence on the use of digital payments, but economic factors of income show results that do not have a significant effect on the use of digital payments.
PENGARUH E-WALLET DAN GAYA KONSUMTIF TERHADAP BELANJA ONLINE Swastika, Yuan
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v2i01.508

Abstract

This study is entitled The Effect of E-Wallet and Consumptive Style on Online Shopping. The aim is to find out the Effect of E-Wallet and Consumptive Style on Online Shopping, the Effect of E-Wallet on Online Shopping, and the Effect of Consumptive Style on Online Shopping. In recent years, technology has come a long way and has changed the way people do things, including shopping. Online shopping has become a growing trend and many people are starting to shop online. The use of e-wallets and consumptive styles have also increased and have contributed to the increase in online shopping. Therefore, this study aims to determine the effect of e-wallets and consumer styles on online shopping. This study used a survey method with a purposive sampling technique. The number of samples used is 81 people who use e-wallets and shop online. The results of this study indicate that e-wallets do not have a significant effect on online shopping, while consumptive style has a significant effect on online shopping.
ANALYSIS OF FINANCIAL PERFORMANCE USING PEARLS AT THE THANKS TO BULUKUMBA SAVINGS AND LOANS COOPERATIVE 2018-2022 Yuan Swastika; M. Tahir, An Najar
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 3 No 03 (2024): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v3i03.1255

Abstract

In a Savings and Loan Cooperative, good management of protection, effective financial structure, asset quality, rates of return and costs, liquidity, and signs of growth are key factors that support long-term success. The theories put forward by the experts above provide an important basis for cooperative management to understand and implement appropriate strategies in maintaining the sustainability and growth of cooperatives. This research aims to analyze the financial performance of the Thanks to Bulukumba Savings and Loans Cooperative (KSP) during the 2018-2022 period using the PEARLS method. The PEARLS method consists of aspects of Protection, Effective Financial Structure, Asset Quality, Rates of Return and Costs, Liquidity, and Signs of Growth. The research results show that even though KSP Berkat experiences fluctuations in several indicators, overall the cooperative remains in the healthy category. This evaluation provides an important picture of the cooperative's strengths and weaknesses for better strategic planning in the future.
KESEHATAN DAN KESELAMATAN KERJA (K3), BEBAN KERJA, DAN KONFLIK KERJA : DAMPAKNYA TERHADAP KINERJA KARYAWAN PADA PT. PLN TARAKAN REGION SULAWESI II DI KOTA KENDARI Rizki, Selvi Diliyanti; Tahrir, An Najjar M; Swastika, Yuan; Sucianti, Sucianti; Badia, Bahdin Ahad
Referensi : Jurnal Ilmu Manajemen dan Akuntansi Vol 12, No 1 (2024)
Publisher : Unitri Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/ref.v12i1.5795

Abstract

Tujuan penelitian ini untuk menganalisis dampak Kesehatan Keselamatan Kerja (K3), beban kerja, dan konflik kerja terhadap kinerja karyawan. Penelitian ini merupakan penelitian kuantitatif yang menggunakan desain penelitian explanatory research. Sampel pada penelitian iniadalah karyawan PT PLN Tarakan Region Sulawesi II Kota Kendari yakni sebanyak 45 orang. Metode analisis data yang digunakan adalah analisis regresi linear berganda.Hasil penelitian menunjukkan bahwa peningkatan K3, biaya kerja, dan konflik kerja secara signifikan berhubungan dengan peningkatan kinerja karyawan di PT PLN Tarakan Region Sulawesi II Kota Kendari.
ANALISIS PERBANDINGAN PENDAPATAN DRIVER GRABCAR DAN GO-CAR DI KOTA KENDARI TAHUN 2020 Swastika, Yuan; Yusuf, Muhammad; Napu, Fitria; Idris, Ardianto
Journal Economics Technology And Entrepreneur Vol 1 No 01 (2022): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v1i01.48

Abstract

Kota Kendari menjadi salah satu kota yang berpotensi untuk pembangunan bisnis transportasi, kota kendari adalah Ibu Kota Provinsi Sulawesi Tenggara di mana Kota Kendari menjadi tujuan utama dari beberapa daerah di Sulawesi Tenggara untuk melanjutkan pendidikan. Grab merupakan salah satu penyedia layanan jasa tranportasi berbasis online yang masuk pertama kali di kota kendari, kemudian berapa tahun kemudian Go-Car ikut masuk bersaing di bidang transportasi di Kota Kendari. Munculnya transportasi berbasis online membantu memenuhi kebutuhan masyarakat yang ada di perkotaan, dan salah satu solusi bagi para perantau yang belum memiliki kendaraan seperti mahasiswa maupun pegawai perusahaan, dengan adanya tranportasi online semua bisa berpergian dengan mudah, aplikasi GrabCar dan Go-Car dapat diunduh pada smartphone yang memiliki sistem operasi iOS dan Android. Penelitian ini bertujuan untuk mengetahui pendapatan dan perbandingan pendapatan antara driver GrabCar dan Go-Car di Kota Kendari. Populasi dalam penelitian ini adalah seluruh driver GrabCar dan Go-Car yang beroperasi di Kota Kendari. Adapun Jumlah sampel dalam penelitian ini yaitu 100 responden yang dibagi antara 50 responden GrabCar dan 50 Responden Go-Car. Pengumpulan data dengan menggunakan wawancara personel, kuesioner, checklist, dan dokumentasi. Analisis data menggunakan metode deskriptif komparatif. Hasil penelitian ini menunjukan bahwa, mayoritas pendapatan yang diterima oleh responden driver GrabCar melebihi pendapatan driver Go-Car. Dalam hal ini peneliti dapat menyimpulkan bahwa ada perbandingan pendapatan antara driver GrabCar dan Go-Car di Kota Kendari tahun 2020.
PENGARUH LITERASI KEUANGAN, GENERASI SANDWICH OVERCONFIDENCE DAN DUAL ERNEST TERHADAP PERILAKU KEUANGAN Swastika, Yuan; Hamid, Nisrina
Journal Economics Technology And Entrepreneur Vol 2 No 03 (2023): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v2i03.753

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, dual ernest, sandwich dan overconfidence terhadap perilaku keuangan pada lingkup Kodim 1417 Kota Kendari Provinsi Sulawesi Tenggara. Hubungan antar variable diperiksa dan dianalisis dengan menggunakan software SPSS. Pengambilan sampel pada penelitian ini dengan survei online serta wawancara langsung dengan responden. Kuesioner didistribusikan pada 98 responden. Hasil penelitian ini menunjukan bahwa pertama literasi keuangan yang terdiri dari investasi, tabungan dan utang tidak berpengaruh signifikan terhadap perilaku keuangan. Kedua, dual ernest berpengaruh signifikan terhadap perilaku keuangan. Ketiga, sandwich tidak berpengaruh signifikan terhadap perilaku keuangan. Keempat, overconfidence tidak berpengaruh signifikan terhadap perilaku keuangan. Hasil penelitian ini berimpikasi pada pemilik usaha professional maupun pengelolaan pribadi
PENGARUH E-WALLET DAN GAYA KONSUMTIF TERHADAP BELANJA ONLINE Swastika, Yuan
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v2i01.508

Abstract

This study is entitled The Effect of E-Wallet and Consumptive Style on Online Shopping. The aim is to find out the Effect of E-Wallet and Consumptive Style on Online Shopping, the Effect of E-Wallet on Online Shopping, and the Effect of Consumptive Style on Online Shopping. In recent years, technology has come a long way and has changed the way people do things, including shopping. Online shopping has become a growing trend and many people are starting to shop online. The use of e-wallets and consumptive styles have also increased and have contributed to the increase in online shopping. Therefore, this study aims to determine the effect of e-wallets and consumer styles on online shopping. This study used a survey method with a purposive sampling technique. The number of samples used is 81 people who use e-wallets and shop online. The results of this study indicate that e-wallets do not have a significant effect on online shopping, while consumptive style has a significant effect on online shopping.
DETERMINASI FAKTOR-FAKTOR YANG MEMPENGARUHI ADOPSI PEMBAYARAN QUICK RESPONSE CODE INDONESIA STANDARD (QRIS) DI KOTA KENDARI Iyan Zamzani; Muhammad Sofian Maksar; Yuan Swastika
Journal of Economic, Bussines and Accounting (COSTING) Vol. 7 No. 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13274

Abstract

Penelitian ini bertujuan untuk mengkaji faktor-faktor yang memengaruhi penggunaan Quick Response Code Indonesia Standard (QRIS) sebagai metode pembayaran digital di Kota Kendari, Sulawesi Tenggara. Dengan menggunakan pendekatan kuantitatif dan analisis Partial Least Squares - Structural Equation Modeling (PLS-SEM), penelitian ini meneliti pengaruh sosial, persepsi kemudahan, dan persepsi risiko terhadap adopsi QRIS. Hasil penelitian menunjukkan bahwa pengaruh sosial dan persepsi kemudahan memiliki dampak positif dan signifikan terhadap adopsi QRIS, sedangkan risiko yang dirasakan memiliki dampak negatif dan signifikan. Temuan ini menyoroti pentingnya faktor lingkungan sosial dan persepsi kemudahan dalam mendorong penggunaan QRIS sebagai metode pembayaran digital. Penelitian ini juga menyarankan peran aktif pemerintah dan Bank Indonesia dalam memperluas sosialisasi QRIS agar lebih dikenal dan diterima oleh masyarakat. Kata Kunci: QRIS, adopsi teknologi, pembayaran digital, pengaruh sosial, kemudahan, risiko yang dirasakan.
FACTORS AFFECTING THE USE OF DIGITAL PAYMENTS IN INDONESIA EVIDENCE FROM GLOBAL FINDEX DATABASE 2021 Yuan Swastika; Sofian Maksar, Muhammad; Cahyani, Eka Angelina
Journal Economics Technology And Entrepreneur Vol 3 No 3 (2024): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v3i3.1254

Abstract

Digital payment is a type of payment that uses electronic means such as Internet Banking. Digital payments have become an integral part of modern life, driven by technological developments, changes in consumer behavior, and the need for efficiency.. This study aims to determine the influence of demographic factors (gender, age, education, and area of residence) and economic factors (occupation, income, and internet access) on the use of digital payments in Indonesia. Based on the results of data processing using StataMp17 (64 bit), the results of the study show that demographic factors of gender, education, and area of residence have a significant influence on the use of digital payments, but demographic factors of age show results that do not have a significant effect on the use of digital payments. While economic factors of work and internet access have a significant influence on the use of digital payments, but economic factors of income show results that do not have a significant effect on the use of digital payments.
Co-Authors ., Niati An Najjar M. Thahir Andi Meuthia Zulfaidah Tenripadang Aswawi, Nurafia Cahyani, Eka Angelina Idris, Ardianto Inayah Abdillah Rabbani Iyan Zamzani M. Tahir, An Najar Muhammad Sofian Maksar Muhammad Yusuf Napu, Fitria Nisrina Hamid Nurafiah Aswawi Rizki, Selvi Diliyanti Rizky, Selvi Diliyanti Sofian Maskar, Muhammad Sucianti Sucianti Sulfaeka, Sulfaeka Wulansari, Wiwin Putri