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Journal : EQIEN - JURNAL EKONOMI DAN BISNIS

ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK SEBELUM DAN SAAT PANDEMI COVID-19 DI INDONESIA PADA BANK PEMBANGUNAN DAERAH MENGGUNAKAN METODE CAMEL Minadi Wijaya; Shifa Ummu Zhaba; Krisnhoe Sukma Danuta; Ginanjar Adi Nugraha
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1082

Abstract

The purpose of this study was to identify and analyze different levels of bank health in terms of each aspect of CAMEL at Regional Development Banks (BPD) before and during the Covid-19 Pandemic in Indonesia in 2018-2021. The research method used is a quantitative method. The data used is secondary data in the form of banking annual reports for 4 years of observation, from 2018 to 2021. The population of this study amounted to 27 banks, the entire population was sampled using the Total Sampling/Census technique. The analytical method used is descriptive statistical analysis and One- Way Anova test. The results show that there is no significant difference between BPD's Capital (CAR), Asset (NPL), Management (NPM), and Earning (ROA) between before and during the Covid- 19 Pandemic in Indonesia, while BPD Liquidity (LDR) has a significant difference between before and during the Covid-19 Pandemic in Indonesia. Efforts that need to be made by BPD are to increase the provision of capital adequacy, company profits and short-term liability capabilities so that the ratio value increases so that even in crisis conditions it can maintain the healthy of its bank in the healthy category or even increase, not decrease. Keywords: Bank Health; CAMEL Method; and Covid-19 Pandemic.
ANALSIS KINERJA HOME INDUSTRY BATIK DI DESA PAPRINAN KECAMATAN BANYUMAS KABUPATEN BANYUMAS Anisa Fatmawati; Tjahjani Murdijaningsih; Krisnhoe Sukma Danuta; Trias Tinton Handy Rahmawan
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1083

Abstract

The existence of micro, small and medium enterprises (MSMEs) plays an important role in the economy of a region or country, especially in Indonesia. Papringan village is one of the villages with potential for progress in the batik industry sector, where this village has assets of Banyumasan batik where most of the women in Papringan village have batik activities to fill their spare time, in order to help family income. , efficiency, BEP, and the level of welfare of the batik home industry business in Papringan Village, Banyumas District, Banyumas Regency. This study uses the analysis method of the micro approach formula, and KHL analysis. The results of this study indicate that the home business of the batik industry is in a favorable condition with an average net income of Rp. 759,011, and has been efficient with an R/C ratio > 1, which is 1.3. The average BEP in Units is 2 units and BEP in rupiah is Rp. 877,865, these results show the BEP value is smaller than the average number of productions of 18 units, and the average revenue is Rp. 347,121. while the welfare level of batik business actors is mostly not prosperous, this is indicated by the average per capita income of Rp. 957,595 which is still below the UMK Banyumas 2022.