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PENGARUH NON PERFORMING LOAN (NPL) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP RETURN ON ASSETS (ROA) PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) Didin Rasyiddin Wahyu; Iis Nurasiah; Sri Rahayu
Jurnal Valuasi: Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 3 No. 2 (2023): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v3i2.231

Abstract

The purpose of the study was to determine whether NPL and CAR affect the ROA of state-owned banks listed on the Indonesia Stock Exchange (IDX) for the 2012-2019 period. This research method uses quantitative research methods, the population in this study is all 4 state-owned banks and the samples used are 4 state-owned banks using saturated samples or saturation sampling, data collection techniques using secondary data, data analysis techniques used in this study consist of statistical descriptions, classical assumption tests, multiple linear regression analysis,  coefficient of determination and statistical hypothesis. Based on the results of the study, it is known that the NPL tcount is -7.678 < ttable -2.045 and the t-test sig is 0.000 < 0.05, the CAR tcount value is 1,113 < ttable 2,045 and the t-test sig is 0.275 > 0.05. And the F test result (simultaneous) obtained Fcalculate of 30.235 > 3.33 Ftable and the sig value of the F test 0.000 < 0.05. thus it can be concluded that partially NPL affects ROA and CAR does not affect ROA while simultaneously NPL and CAR affect ROA at state-owned banks listed on the Indonesia Stock Exchange for the 2012-2019 period
PENGGUNAAN FIGUR BAHASA DAN CITRAAN DALAM PODCAST CERITA HOROR ‘LENTERA MALAM’ EPISODE UJI NYALI DI RUMAH IBLIS BERUJUNG MENINGGAL PADA MEDIA YOUTUBE Sri Rahayu; Desma Yuliadi Saputra; Rina Andriani
KNOWLEDGE: Jurnal Inovasi Hasil Penelitian dan Pengembangan Vol. 6 No. 2 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia (P4I)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/knowledge.v6i2.10655

Abstract

This study aims to describe the use of figurative language and imagery in the horror podcast Lentera Malam, specifically in the episode “Uji Nyali di Rumah Iblis Berujung Meninggal” on YouTube. The research focuses on identifying types of figurative language and sensory-based rhetorical strategies employed by the storyteller to construct a terrifying atmosphere. A descriptive qualitative method was applied, with the data sourced from transcribed audio narration. Data were collected through documentation and note-taking techniques, and analyzed using Miles, Huberman, and Saldana’s interactive analysis model. The findings reveal that the narrator employs various stylistic devices such as hyperbole, simile, irony, and personification to emphasize extreme conditions and intensify psychological tension. The study also identifies the use of visual, auditory, kinesthetic, and temporal imagery, all of which enhance the listener’s imagination and reinforce the eerie atmosphere. These results demonstrate that the horror effect in the podcast is not solely derived from the storyline but is significantly shaped by expressive oral language. This research contributes to stylistic studies in audio-digital media and highlights how rhetorical and figurative devices function in constructing modern horror narratives ABSTRAK Penelitian ini bertujuan mendeskripsikan penggunaan figur bahasa dan citraan dalam podcast horor Lentera Malam episode “Uji Nyali di Rumah Iblis Berujung Meninggal” pada platform YouTube. Fokus penelitian diarahkan pada identifikasi jenis figur bahasa serta strategi retorika berbasis citraan yang digunakan pencerita untuk membangun suasana horor. Metode penelitian menggunakan pendekatan kualitatif deskriptif dengan sumber data berupa transkripsi narasi audio. Data dikumpulkan melalui teknik dokumentasi dan pencatatan, kemudian dianalisis menggunakan model analisis interaktif Miles, Huberman, dan Saldana. Hasil penelitian menunjukkan bahwa pencerita memanfaatkan berbagai perangkat stilistika, antara lain hiperbola, simile, ironi, dan personifikasi untuk menegaskan kondisi ekstrem dan membangun ketegangan psikologis. Selain itu, ditemukan penggunaan citraan visual, auditori, kinestetik, dan temporal yang berfungsi memperkuat imajinasi pendengar serta menciptakan atmosfer mencekam. Temuan ini menegaskan bahwa efek horor dalam podcast tidak hanya dihasilkan oleh alur cerita, tetapi secara signifikan dibentuk oleh bahasa lisan yang digunakan secara ekspresif. Studi ini memberikan kontribusi terhadap kajian stilistika pada media audio-digital serta memperlihatkan bagaimana retorika dan figur bahasa bekerja dalam konstruksi narasi horor modern.