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Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Pemilihan Produk Simpanan BMT Rukun Abadi (Studi Kasus Anggota Koperasi BMT Rukun Abadi) Robet Andika Saputra; Hendra Maulana; Diana Farid; Lina Marlina Susana; Heni Mulyasari; Muhammad Husni Abdulah Pakarti; Hendriana Hendriana
Transformasi: Journal of Economics and Business Management Vol. 2 No. 3 (2023): September : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i3.955

This study aims to investigate the Effect of Sharia Financial Literacy on the Decision to Choose BMT Rukun Abadi Saving Products. This case study focuses on members of BMT Rukun Abadi Cooperative, which is a sharia-based financial institution in Indonesia. Islamic financial literacy is an important factor in encouraging the growth and development of the Islamic financial system. The research method used is a quantitative approach by distributing questionnaires to members of the BMT Rukun Abadi Cooperative. This questionnaire was designed to measure the level of Islamic financial literacy of the members as well as evaluate the decision patterns for choosing deposit products at BMT Rukun Abadi. The results showed that Islamic financial literacy has a significant influence on the decision to choose deposit products at BMT Rukun Abadi. Members of BMT Rukun Abadi Cooperative who have a higher level of Islamic financial literacy tend to be better able to understand the characteristics and benefits of Islamic savings products, so they can make more informed and effective decisions. These findings provide important implications for BMT Rukun Abadi in improving Islamic financial literacy services and education to its members. By improving Islamic financial literacy, members will be more engaged and involved in utilizing the Islamic savings products offered by this financial institution, thus supporting the growth and sustainability of the Islamic financial system in Indonesia.

SOSIALISASI MENABUNG SEJAK DINI PADA MURID TPA MASJID DARUL FIKRI DESA SUKANAGARA Fitri Arina Faizah; Lina Marlina Susana; Muhammad Nazaruddin Azfa Arifin; Athian Fadly Zaenal
BAKTIMU : Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2024)
Publisher : Sekolah Tinggi Farmasi Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37874/bm.v4i1.964

Pada semester 2022/2023 mendatang, inisiator bersama tim pengabdian masyarakat dari program studi Ekonomi Syariah dan Teknik Industri akan melakukan kegiatan penyuluhan kepada para santri TPA dan Masjid Darul Fikri di RW.08 Desa Sukanagara, Soreang, Kabupaten Bandung, Jawa Barat. Fokus dari kegiatan ini adalah untuk meningkatkan kesadaran menabung sejak dini melalui sesi edukasi. Tujuannya adalah untuk menginspirasi anak-anak dengan memberikan pengetahuan dan pemahaman tentang pentingnya menabung untuk persiapan masa depan. Menumbuhkan kebiasaan menabung sejak usia dini dianggap penting untuk pengembangan karakter anak usia dini. Mengingat tahap perkembangan anak yang masih dalam masa pertumbuhan, menanamkan budaya menabung akan sangat berdampak. Para peserta diharapkan dapat memahami manfaat menabung untuk kepentingan mereka dimasa depan. kegiatan ini bertujuan untuk memperkuat kesadaran menabung dan menggalang dukungan masyarakat dalam mengaplikasikan pemahaman untuk masa depan terhadap konsep menabung. Kata kunci: Menabung Sejak Dini, Pengabdian Masyarakat.

SOSIALISASI MENABUNG SEJAK DINI PADA MURID TPA MASJID DARUL FIKRI DESA SUKANAGARA Fitri Arina Faizah; Lina Marlina Susana; Muhammad Nazaruddin Azfa Arifin; Athian Fadly Zaenal
BAKTIMU : Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2024)
Publisher : Universitas Muhammadiyah Ahmad Dahlan Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37874/bm.v4i1.964

Pada semester 2022/2023 mendatang, inisiator bersama tim pengabdian masyarakat dari program studi Ekonomi Syariah dan Teknik Industri akan melakukan kegiatan penyuluhan kepada para santri TPA dan Masjid Darul Fikri di RW.08 Desa Sukanagara, Soreang, Kabupaten Bandung, Jawa Barat. Fokus dari kegiatan ini adalah untuk meningkatkan kesadaran menabung sejak dini melalui sesi edukasi. Tujuannya adalah untuk menginspirasi anak-anak dengan memberikan pengetahuan dan pemahaman tentang pentingnya menabung untuk persiapan masa depan. Menumbuhkan kebiasaan menabung sejak usia dini dianggap penting untuk pengembangan karakter anak usia dini. Mengingat tahap perkembangan anak yang masih dalam masa pertumbuhan, menanamkan budaya menabung akan sangat berdampak. Para peserta diharapkan dapat memahami manfaat menabung untuk kepentingan mereka dimasa depan. kegiatan ini bertujuan untuk memperkuat kesadaran menabung dan menggalang dukungan masyarakat dalam mengaplikasikan pemahaman untuk masa depan terhadap konsep menabung. Kata kunci: Menabung Sejak Dini, Pengabdian Masyarakat.

Ijarah Based Justice in On-Call Labor Wage Systems: A Qualitative Study of Local ISPs Business Mohammad Saiful Rifai; Muchamat Amarodin; Yuni Maimuna; Fida Arumingtyas; Lina Marlina Susana
Musyarakah: Journal of Sharia Economic (MJSE) Vol 6, No 1 (2026): April
Publisher : Universitas Muhammadiyah Ponorogo

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Introduction/Main Objectives: The development of flexible work arrangements has encouraged the emergence of on-call labor systems in technology-based businesses, including local Internet Service Providers (ISPs). Background Problems: Although operationally efficient, this model raises concerns regarding contractual clarity, wage mechanisms, and Islamic justice. This study analyzes the wage system for on-call workers and its conformity with Islamic justice based on the ijarah contract. Novelty: This study extends the application of ijarah al-a'mal to flexible on-demand employment in technology-based micro-enterprises, demonstrating its relevance to contemporary informal labor relationships. Research Methods: A qualitative case study was conducted at Irvan WiFi in Blitar Regency, Indonesia. Data were collected through interviews, observations, and documentation involving three key informants consisting of one business owner and two purposively selected on-call workers. The data were analyzed using the Miles and Huberman interactive model through coding, categorization, theme development, and interpretation. Finding/Results: Wages are determined by the type of work, level of difficulty, and field conditions. The practice fulfills the essential elements of an ijarah contract despite being conducted orally and reflects the principles of 'adl, antaradhin, and maslahah through proportional wages, timely payments, and adaptive compensation. Conclusion: The on-call labor system represents a contemporary form of ijarah al-a'mal, showing that flexible employment relationships can remain consistent with Sharia principles when based on contractual clarity, justice, and mutual consent.

PEMIKIRAN EKONOMI ISLAM IBNU KHALDUN DAN RELEVANSI KONSEP AL-MUQADDIMAH BAGI ANALISIS KONTEMPORER Khaulah Azizah; Lina Marlina Susana
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 2 No. 1 (2026): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

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This journal aims to explore in detail the contributions of Ibn Khaldun, a 14th-century Islamic scholar and polymath, to economics, particularly Islamic economics. Through his renowned work, the Muqaddimah, Ibn Khaldun established a foundation for economic theory far ahead of its time, including ideas on the value of labor, the functioning of markets, cultural cycles related to the economy, taxes, and the function of government. The findings of this study demonstrate that Ibn Khaldun’s thought not only has a historical-normative dimension but is also highly relevant to addressing current economic issues such as social injustice, budgetary policy, and sustainable economic growth.

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