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All Journal Al-Kharaj: Journal of Islamic Economic and Business Archipelago: Jurnal Pengabdian Kepada Masyarakat Iain Ternate Journal Economic Excellence Ibnu Sina
Muhdar Muba
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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PENDAMPINGAN PEMANFAATAN FINANCIAL TECHNOLOGY UNTUK PENDANAAN BISNIS PADA UMKM KABUPATEN PULAU MOROTAI Nirwan Umasugi; Zainal Abidin Marasabessy; Rosita Alting; Muhdar Muba; Abidil Haq Torano
Archipelago Vol 4, No 1 (2023): Edisi Juni 2023
Publisher : IAIN Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/arc.v4i1.906

Abstract

Pengabdian kepada masyarakat bertujuan untuk memperkenalkan atau mengedukasi masyarakat tentang pemanfaatan Fintech kepada UMKM dengan pendampingan kepada pelaku UMKM agar dapat mendapatkan pengetahuan dan kemampuannya dalam berbisnis. Kegiatan ini dilaksanakan pada UMKM Kabupaten Pulai Morotai dengan Dinas Perindagkop Kabupaten Pulau Morotai. Fintech diharapkan menjadi alternatif solusi bagi UMKM Kabupaten Pulau Morotai untuk memperoleh permodalan Pelaksanaan kegiatan pengabdian ini dilakukan dengan pendampingan pemanfaatan Fintech untuk pendanaan bisnis mereka. Pelaksanaan kegiatan pengebdian ini diawali dengan pembukaan oleh Kepala Dinas Disperindagkop kemudian narasumber mempresentasikan materi tentang fintech setelah itu tanya jawab mengenai materi tersebut
Analisis Pembiayaan Perbankan Pada Usaha Mikro, Kecil, dan Menegah Terhadap Pertumbuhan Ekonomi Indonesia Hijrasil Hijrasil; Bahrun Thalib; Abi Suar; Muhdar Muba
Journal Economic Excellence Ibnu Sina Vol. 3 No. 2 (2025): Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v3i2.2973

Abstract

This study aims to determine how much bank financing/credit for micro, small, and medium enterprises can affect Indonesia's economic growth. The results of this study indicate that financing or credit for MSMEs affects economic growth both positively and negatively.
Development of the Fisheries Economic Sector in the Sula Islands Regency Muhammad, Musdar; Bahrun Talib; Muhdar Muba
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8265

Abstract

This study aims to analyze the potential, competitive advantages, development prospects, and specialization of commodities in the capture fisheries sub-sector in the Sula Islands Regency. Method: This study uses a descriptive quantitative method by analyzing secondary data from the Sula Islands Regency and North Maluku Province Statistics Agency, as well as primary data obtained through interviews. The data analyzed covers the period 2018-2023. The analyses used include LQ, DLQ, Combined LQ and DLQ Analysis, IS, Shift-Share, and Klassen Typology. The results of the analysis show that skipjack tuna, tuna, and other fish are base commodities, meaning they are able to serve local needs and be exported outside the region. However, from a future prospects perspective (DLQ), only other fish are classified as potential commodities, while skipjack tuna and tuna are categorized as unpromising, indicating a slowdown in comparative growth rates.The combined analysis of LQ and DLQ places Other Fish in Type I (Basic, Prospective), while Skipjack and Tuna are in Type III (Basic, Not Prospective). In terms of specialization, only Other Fish and Skipjack have a high level of specialization for development. Shift-Share analysis shows that Skipjack, Tongkol, and Other Fish have competitiveness (positive Differential Shift), but Skipjack and Tuna experience slow proportional growth (negative Proportional Shift). Klassen's typology classifies Skipjack, Tongkol, and Tuna as Advanced and Fast-Growing Sectors (high contribution and high comparative growth), while Other Fish is classified as a Fast-Developing Sector (low contribution but high comparative growth
Co-Authors Abi Suar Abidil Haq Torano Bahrun Talib Bahrun Thalib Hijrasil Hijrasil Muhammad, Musdar Nirwan Umasugi Rosita Alting Zainal Abidin Marasabessy