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Analisis Pembiayaan Perbankan Pada Usaha Mikro, Kecil, dan Menegah Terhadap Pertumbuhan Ekonomi Indonesia Hijrasil Hijrasil; Bahrun Thalib; Abi Suar; Muhdar Muba
Journal Economic Excellence Ibnu Sina Vol. 3 No. 2 (2025): Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v3i2.2973

Abstract

This study aims to determine how much bank financing/credit for micro, small, and medium enterprises can affect Indonesia's economic growth. The results of this study indicate that financing or credit for MSMEs affects economic growth both positively and negatively.
Poverty statistics of South Sulawesi Province based on Human Development Index and GRDP using panel data Iwan Harsono; Fajri Hatim; Efriyani Sumastuti; Bahrun Thalib; Ridwan Sya’rani
International Journal on Social Science, Economics and Art Vol. 13 No. 4 (2024): February: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

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Abstract

This study examines the impact of Human Development Index (HDI) and Gross Regional Domestic Product (GRDP) on poverty in South Sulawesi Province using quantitative methods with multiple regression analysis techniques and panel data from 24 Districts/Cities. Results from SPSS version 26 indicate that HDI insignificantly affects poverty (p = 0.413, t = 0.821, β = 1.523), while GRDP significantly influences poverty (p = 0.000, t = 5.441, β = 0.978). These findings suggest that policymakers should consider GRDP growth to alleviate poverty, rather than relying solely on HDI. This research provides valuable insights for the South Sulawesi government to address poverty based on income levels, as reported by the South Sulawesi Central Bureau of Statistics, and to monitor HDI and GRDP trends annually.
AI-BASED DECISION MAKING IN MACRO AND MICROECONOMICS: TOWARD OPTIMAL EFFICIENCY Loso Judijanto; Bahrun Thalib; Haryanto; Al-Amin
Prosiding Seminar Nasional Indonesia Vol. 1 No. 3 (2024): Prosiding Seminar Nasional Indonesia
Publisher : CV. Adiba Aisha Amira

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Abstract

In the last decade, Artificial Intelligence (AI) has moved from being a futuristic concept to a critical component of economic decision-making. The use of AI has been extended to various aspects of the economy, ranging from strategic decision-making at the firm level to macroeconomic policy at the government level. This study aims to examine the impact of AI on decision-making in macro and microeconomics, and understand how optimal efficiency can be achieved through the implementation of this technology. The study conducted in this research utilizes the literature research method. The results of this study show that AI has the potential to increase economic growth due to increased productivity and operational efficiency. At the macro level, AI contributes to more accurate policy planning and efficient resource management. At the micro level, AI supports businesses in gaining competitive advantage through supply chain optimization, personalization of service offerings, and better customer data management. However, the findings also emphasize the importance of addressing ethical, privacy, and accessibility challenges to ensure that the benefits of AI are widely and equitably enjoyed.
THE ROLE OF ARTIFICIAL INTELLIGENCE IN OVERCOMING GLOBAL ECONOMIC UNCERTAINTY Loso Judijanto; Bahrun Thalib; Megandhi Gusti Wardhana; Al-Amin
Prosiding Seminar Nasional Indonesia Vol. 1 No. 3 (2024): Prosiding Seminar Nasional Indonesia
Publisher : CV. Adiba Aisha Amira

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Abstract

Artificial Intelligence (AI) is rapidly changing the global economic landscape, promising greater operational efficiency, product innovation and solutions to long-term economic challenges. However, the broad impact of this technology on the economy varies widely and raises questions about its future implications for labor, economic equality, and global market competition. The study conducted in this research uses the literature research method. The results show that AI plays a key role in advancing innovation, increasing productivity, and addressing some pressing economic challenges such as energy efficiency and climate change. However, it also identifies significant risks in terms of job displacement, increased inequality, and concentration of market power in the hands of large technology companies.