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Pemanfaatan Fasilitas Kredit Mikro Dalam Peningkatan Usaha Kecil dan Menengah (Studi kasus di BRI Unit Teling) Reyma Shania lumintang; John Montolalu; Dantje Kelles
JURNAL ADMINISTRASI BISNIS Vol. 3 No. 011 (2015): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v3.i011.%p

Abstract

ABSTRACT : Small industry and micro, in this time get attention a large enough , from various government, banking, correctional facility, and also institute Internasional, because provenproven small industry represent part of rescuer national economy after feel crisis economy that endless in Indonesia.One of the problems faced by micro and small entrepreneurs besides human resource is capital industry developing effort, and this time in concerned in enableness provision capital to small industry and micro in provision credit from banking.This research implemented at PT. Bank BRI (Persero) Unit Teling as one of the institute provide and give loan. Capital effort from entreprenur small and micro.Target research is to analyzing about exploiting facility credit micro in step up small industry and micro with method deskriptif and way of data collecting is run kounsioner and interview.As for research which be used in analysis data to exploiting facility credit micro is method Ordinary Least Square (OLS) with be used appliance analysis for manage data is with be ussed SPSS 15.0 For Windows.Based on the results research show that credit micro had an effort on positive to step up effort where describable in the right perspective relation indicator step up turnover result industry small and micro.Keywbords : Credit Facility, Small industry and micro
ANALISIS TINGKAT KESEHATAN BANK BNI SYARIAH, TBK DENGAN MENGGUNAKAN METODE RGEC Mariani Mamu; Frendy A. O. Pelleng; Dantje Kelles
JURNAL ADMINISTRASI BISNIS Vol. 4 No. 2 (2016): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v4.i2.%p

Abstract

Abstract. The purpose of this study to determine how the health level of PT Bank BNI Syariah, Tbk based health assessment methods bank continues to grow, the latest method is a method RGEC. using RGEC in 2012-2014. The soundness of banks measured by financial ratios. These ratios include CAR, NPA, ROA, ROE, NIM, ROA, FDR, NPL, LR, IRR, DR, and facr.This research is descriptive with quantitative approach. The subjects were financial statements of Bank Negara Indonesia Sharia. The objects used in this study are the financial statements of Bank Negara Indonesia Syariah 2012-2014.Data collection techniques in this research that is by downloading the financial statements of the official website of the State Bank Indonesia Sharia. The analysis technique used is the method RGEC to determine the soundness of a bank are classified into health ratings of banks.The results of this research note that for Rating Bank Negara Indonesia Syariah using RGEC shows predicate health of the bank in accordance with the standards set by Bank Indonesia, for the period of December 2012, December 2013, up to December 2014 the average Bank Negara Indonesia HEALTHY Sharia predicate, so that the performance of Bank Negara Indonesia Sharia should be maintained by preserving the soundness of banks. Bank Negara Indonesia Sharia can improve the ability of assets, capital management, as well as operating income, so the quality of bank profits can be maintained and even improved.
ANALISIS TINGKAT KESEHATAN BANK BNI SYARIAH, TBK DENGAN MENGGUNAKAN METODE RGEC Mariani Mamu; Frendy A. O. Pelleng; Dantje Kelles
JURNAL ADMINISTRASI BISNIS Vol. 4 No. 2 (2016): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v4.i2.%p

Abstract

Abstract. The purpose of this study to determine how the health level of PT Bank BNI Syariah, Tbk based health assessment methods bank continues to grow, the latest method is a method RGEC. using RGEC in 2012-2014. The soundness of banks measured by financial ratios. These ratios include CAR, NPA, ROA, ROE, NIM, ROA, FDR, NPL, LR, IRR, DR, and facr.This research is descriptive with quantitative approach. The subjects were financial statements of Bank Negara Indonesia Sharia. The objects used in this study are the financial statements of Bank Negara Indonesia Syariah 2012-2014.Data collection techniques in this research that is by downloading the financial statements of the official website of the State Bank Indonesia Sharia. The analysis technique used is the method RGEC to determine the soundness of a bank are classified into health ratings of banks.The results of this research note that for Rating Bank Negara Indonesia Syariah using RGEC shows predicate health of the bank in accordance with the standards set by Bank Indonesia, for the period of December 2012, December 2013, up to December 2014 the average Bank Negara Indonesia HEALTHY Sharia predicate, so that the performance of Bank Negara Indonesia Sharia should be maintained by preserving the soundness of banks. Bank Negara Indonesia Sharia can improve the ability of assets, capital management, as well as operating income, so the quality of bank profits can be maintained and even improved.
PENGARUH LOKASI USAHA TERHADAP MINAT BELI KONSUMEN (STUDI KASUS PASAR SWALAYAN BOROBUDUR MANADO) Garry Rondonuwu; Dantje Kelles; Lucky F. Tamengkel
JURNAL ADMINISTRASI BISNIS Vol. 4 No. 4 (2016): Jurnal Administrasi Bisnis
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v4.i4.%p

Abstract

Abstract.The retail business is business activities of selling goods or services to individualsfor the purposes of self, family, or household. Buying interest is something related toconsumer plans to buy certain products, as well as how many units of the product is needed ata particular period. Examples of the research is the supermarket Borobudur Manado, which isone retail company that is egaged in the sale of products such as household appliances,school supplies and office, needs of infants and children, food, dirinks, slothing, beautyproducts and others. The purpose of this study was to determine the extent of the influence of the location of theconsumer purchase interest in the supermarket Borobudur Manado. In the face of the targetmarket the company has a set of marketing tools, marketing tools that can be grouped intofour groups of variables known as 4Ps, namely : Product (produk), Price (Harga), Where(tempat), and Promotion (Promosi). In this study, the study design used is descriptive-qualitative research for finding facts whitproper interpretation and the goal is to find a picture of systematic, factual, and accurate. Asfor the population in this study is all the customers who come to shop at the supermarketBorobudur Manado. The Study sample was taken 60 respondents, were taken randomly. Thetype of data used is primary and secondary data. To obtain primary data, consumer writer distributing questionnaires to 60 respondents. Thistesting is done using the Pearson Product moment (Pedoman suatu model) r table value canbe obtained where df=n-2, in this case is the number of samples or the repondent. Hypothesis testing using analytical models of multiple regression analysys (Multiple analisisberganda), namely : Test the coefficient of dtermination (R²) was conducted to determinehow much ability the dependent variable to explained by the independent variables. Teststatistic t use determines the presence or absence of variable influence of the independentindividual the dependent variable in the test at the 0,05 level, if the probability t is smallerthan 0,05 then Ho is accepted and rejects Ho. Whereas if the value of probability t is greaterthan 0.05 the Ho is accepted and Ha refused.  Key Words : Location and buying interest