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All Journal Journal of Economic, Bussines and Accounting (COSTING) AMMA : Jurnal Pengabdian Masyarakat
Imran
Universitas Sulawesi Tenggara
Humanities Chemistry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing

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Pemberdayaan Kaum Perempuan Melalui Peran Kelompok Wanita Usaha dan Lembaga Keuangan Mikro Di Kelurahan Lalolara Kecamatan Kambu Kota Kendari Sulawesi Tenggara La Ode Abdul Manan; Ridha Taurisma Lajaria Ridha; Imran Imran; Sahyunu Sahyunu
AMMA : Jurnal Pengabdian Masyarakat Vol. 1 No. 11 (2022): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

Community Service Activities are one of the Tri Dharma of Higher Education that must be implemented. On this occasion, the 2022 service activities were carried out in one of the assisted sub-districts of the Faculty of Economics and Business, University of Southeast Sulawesi, namely the Lalolara Village, which is located in Kambu District, Kendari City, Southeast Sulawesi Province. This time the community service activity raised the theme of Empowering Women Through the Role of Women Business Groups and Microfinance Institutions in Lalolara Village, Kambu District, Kendari City, Southeast Sulawesi. Women in the Lalolara sub-district will be given Bimtek on Financial Management, Business Development Workshops in terms of making Banana Chips and processing plastic waste products (tea glass waste). Weak access to capital in financial institutions such as banks so that women are not maximized and optimal in managing and utilizing alternative business capital, the unstable management of personal finances and the business being run and the need for product innovation resulting from women's business in the Lalolara sub-district.
Savings 2.0: Harnessing Technology For Better Financial Competence Chairul Suhendra; Aan Kanivia; Imran Imran
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10480

Abstract

This research investigates the dynamics of financial competence among customers at Graha Bank Bengkulu, focusing on the roles of technology utilization and savings behavior, mediated by financial literacy. Utilizing a quantitative research design with a sample of 100 customers selected through random sampling, the study employs Smart PLS (Partial Least Squares Structural Equation Modeling) for data analysis. The results reveal significant direct effects of both technology utilization and savings behavior on financial competence, as well as a highly significant direct effect of financial literacy on financial competence. Additionally, technology utilization demonstrates a significant indirect effect on financial competence through financial literacy, while savings behavior does not exhibit a significant indirect effect. These findings underscore the importance of leveraging technological innovations and promoting financial literacy initiatives to enhance customers' financial competence and resilience. The study provides valuable insights for Graha Bank Bengkulu to develop targeted strategies and interventions aimed at empowering customers to navigate the complexities of personal finance effectively and achieve their financial goals.
Co-Authors Aan Kanivia Chairul Suhendra La Ode Abdul Manan Ridha Taurisma Lajaria Sahyunu Sahyunu