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RESPONS MASYARAKAT TERHADAP STRATEGI KJKS BMT NU GAPURA SUMENEP DALAM MENGURANGI KETERGANTUNGAN PADA RENTENIR Al-Hadi, Abu Azam; Fitriyah, Faizatul
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): eL-Qist:
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

This research data was compiled by using interview techniques and documentation. Furthermore, the data that has been collected is analyzed using descriptive analysis method, which is a method of describing and interpreting the data that has been collected using inductive mindset. The results of this research concluded that the existence of interesting strategies applied by KJKS BMT NU Gapura Sumenep turned out to be able to reduce the reliance of society against loan sharks. The strategy that is carried out by means of product innovation, service which is easy and convenient, and socialization. These strategies become the differentiating factors between KJKS BMT NU with the moneylenders. In practice of the moneylenders, if the borrower cannot afford the repayments, the interest expenses continue to grow so that it can be troublesome to the borrower. While KJKS BMT NU encourages customers to give some favors, for example by Qardlul Hasan. In the provision of services to communities in need of capital, KJKS BMT NU applies different from other institutions which is very administrative in giving loans to people who need venture capital. If the person is capable and responsible for developing his business, from the results of the interview, KJKS BMT NU will give venture capital loans according to needs and abilities of the applicant. Another strategy is the socializing done KJKS BMT NU form silaturrahim between officers of NU, both branches and twigs, with the aim of disseminating the existence of financial institutions that serve to prosper the people's economy. So many clients claimed to be pleased with the presence of KJKS BMT NU because many helps by developing effort through venture capital loan.
Analisis Kualitas Drainase terhadap Kerusakan Perkerasan Jalan berdasarkan Metode Pavement Condition Index (PCI) (Studi Kasus : Jalan Raya Tanjung Anom - Daleman KM 0+000 – KM 3+150) Fitriyah, Faizatul; Riyanto, Agus; Sunarjono, Sri; Harnaeni, Senja Rum
Prosiding Simposium Nasional Rekayasa Aplikasi Perancangan dan Industri 2019: Prosiding Simposium Nasional Rekayasa Aplikasi Perancangan dan Industri
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Jalan raya Tanjung Anom – Daleman mengalami kerusakan di beberapa titik, sehingga tidak memberikan pelayanan yang mantap bagi masyarakat. Dikarenakan Indonesia beriklim tropis dengan curah hujan umumnya tinggi, kemungkinan penyebab dominan kerusakan perkerasan jalan adalah pengaruh dari Air. Penelitian ini menggunakan metode PCI (Pavement Condition Index) untuk menganalisis kerusakan jalan dan metode analisis mempertimbangkan debit air hujan untuk menganalisis kualitas drainase. Data-data yang diperlukan dalam penelitian ini berupa data primer (Jenis kerusakan jalan, tingkat keparahan kerusakan jalan, dimensi kerusakan jalan, fasilitas drainase, kondisi drainase, karakteristik inlet time, dokumentasi jalan dan drainase) dan data sekunder (peta lokasi penelitian,geometrik jalan, curah hujan). Berdasarkan analisis keduanya diperoleh hasil untuk menentukan hubungan kualitas drainase terhadap kerusakan jalan pada ruas jalan yang ditinjau menggunakan microsoft excell 2007 yang didukung dengan dokumantasi dan hasil analisis dalam bentuk grafik. Kondisi jalan raya Tanjung Anom - Daleman mengalami kerusakan jalan akibat kualitas drainase yang tidak baik karena sumbatan oleh sampah, limbah pabrik dan tanaman serta karena saluran drainase hanya tersedia di salah satu sisi jalan. Berdasarkan hasil analisis kerusakan jalan dengan metode PCI didapat nilai PCI 17,27 – 36,60 (Serious – verry poor) dengan rata – rata 24,36 (Serious) dan debit limpasan didapat 0,01164 m3/dt – 0,01241 m3/dt dengan hasil rata – rata 0,01206 m3/dt, dengan karaktetistik inlet time 0-3 hari. Penyajian analisis melalui grafik hubungan karakteristik inlet time dan debit limpasan dengan nilai PCI menunjukkan semakin besar karakteristik inlet time dan debit limpasan semakin kecil nilai PCI. Pada grafik juga disajikan nilai kritis kerusakan yang menunjukkan nilai 24,36 dengan nilai debit limpasan maksimal 0,01206 m3/dt, sehingga diketahui jalan tidak sepenuhnya layak digunakan untuk prasarana transposrtasi.
RESPONS MASYARAKAT TERHADAP STRATEGI KJKS BMT NU GAPURA SUMENEP DALAM MENGURANGI KETERGANTUNGAN PADA RENTENIR Al-Hadi, Abu Azam; Fitriyah, Faizatul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.1.664-688

Abstract

This research data was compiled by using interview techniques and documentation. Furthermore, the data that has been collected is analyzed using descriptive analysis method, which is a method of describing and interpreting the data that has been collected using inductive mindset. The results of this research concluded that the existence of interesting strategies applied by KJKS BMT NU Gapura Sumenep turned out to be able to reduce the reliance of society against loan sharks. The strategy that is carried out by means of product innovation, service which is easy and convenient, and socialization. These strategies become the differentiating factors between KJKS BMT NU with the moneylenders. In practice of the moneylenders, if the borrower cannot afford the repayments, the interest expenses continue to grow so that it can be troublesome to the borrower. While KJKS BMT NU encourages customers to give some favors, for example by Qardlul Hasan. In the provision of services to communities in need of capital, KJKS BMT NU applies different from other institutions which is very administrative in giving loans to people who need venture capital. If the person is capable and responsible for developing his business, from the results of the interview, KJKS BMT NU will give venture capital loans according to needs and abilities of the applicant. Another strategy is the socializing done KJKS BMT NU form silaturrahim between officers of NU, both branches and twigs, with the aim of disseminating the existence of financial institutions that serve to prosper the people's economy. So many clients claimed to be pleased with the presence of KJKS BMT NU because many helps by developing effort through venture capital loan.
Perkembangan Kecerdasan Spriritual Anak melalui Dukungan Orang Tua di TK Teladan Fatimah Azzahra Nurkholishoh, Diah; Suvina, Yulianah; Tri Harani, Ananti; Fitriyah, Faizatul
Hadlonah: Jurnal Pendidikan dan Pengasuhan Anak Vol. 5 No. 2 (2025): Hadlonah: Jurnal Pendidikan dan Pengasuhan Anak
Publisher : Program Studi Pendidikan Islam Anak Usia Dini Fakultas Tarbiyah UI BBC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/hadlonah.v5i2.2831

Abstract

Spiritual intelligence is the main foundation in forming children's character and morals. One important component in developing this intelligence is through example from parents who are the closest figures to children. This research was conducted to find out more deeply about parental support in the process of developing children's spiritual intelligence. The method used is qualitative with a case study design. Data collection was carried out through interviews with parents and observations of children's development. The conclusion of this research emphasizes that to form good character in children, support from a positive environment is needed and parents have an important role in the spiritual development of early childhood, especially in the Fatimah Azzahra Kindergarten.
Filsafat Manajemen Pemasaran Syari’ah (Dalam Kajian Ontologi, Epistimologi dan Aksiologi) Fitriyah, Faizatul
Jurnal Karaton Vol 1 No 1 (2021): Karaton: Jurnal Pembangunan Sumenep
Publisher : Badan Riset dan Inovasi Daerah Kabupaten Sumenep

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Abstract

Kajian kepustakaan ini berusaha mengeksplorasi filsafat manajemen pemasaran syari’ah dalam kajian ontologi, epistimologi dan aksiologi. Manajemen pemasaran syari’ah berpedoman kepada prinsip-prinsip manajemen secara islami yaitu perilaku, struktur organisasi dan sistem yang berlandaskan kepada al-Qur’an dan as-Sunnah tentunya sesuai dengan prinsip syari’ah. Pemasaran syari’ah dalam kajian ontologi menjelaskan bahwa ajaran islam mengharuskan seorang muslim untuk mengkonsumsi atau menggunakan produk yang toyyib (baik) saja. Produk yang menawarkan mashlahah dan berkah untuk kehidupan tentu jauh lebih baik di bandingkan dengan produk yang dapat mendatangkan keburukan bagi orang yang mengkonsumsi atau menggunakannya. Dimensi produk seperti itulah yang di kaji pada konsep manajemen pemasaran syari’ah. Dalam kajian epistimologi pemasaran syari’ah menjadi tiga level yaitu: islam sebagai sebuah agama atau keyakinan, syari’ah sebagai aturan atau hukum, halal sebagai aspek operasional atau teknis. Konsep kajian aksiologi berbicara nilai-nilai dan etika dari suatu bidang ilmu. Dalam aksiologi pemasaran syariah ini akan di bahas tentang konsep nilai pelanggan, maqashid syari’ah dan pemasaran, riba dan prinsip pemasaran syari’ah.
Habituasi dan Internalisasi Nilai-Nilai Pendidikan Islam dalam Pengembangan Karakter: Studi Fenomenologi di Madrasah Ibtidaiyah Nasy’atul Muta’allimin Candi Sumenep Ach. Syaiful; Amiruddin; Hafid; Fitriyah, Faizatul
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 2 (2025): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i2.324

Abstract

Madrasah as an Islamic educational institution faces challenges in implementing Islamic values for student character building. Although religious activities have been carried out routinely, they have not effectively touched the core of students’ spirituality as reflected in their daily behavior. The gap between the ideality of madrasah as a producer of noble character and the reality of value shifts highlights the urgency of structured and sustainable Islamic value implementation studies. This study employs a qualitative approach with ethnographic-phenomenological methods at Madrasah Ibtidaiyah Nasy’atul Muta’allimin Candi, Sumenep, Madura. Research subjects include the madrasah principal, vice principals, teachers, school committees, parents/guardians, and surrounding community. Data were collected through in-depth interviews, participatory observation, and documentation, then analyzed through data reduction, data presentation, conclusion drawing, and verification stages. Data validity was ensured through credibility, transferability, dependability, and confirmability. The findings reveal that Islamic values implementation is based on three main foundations: faith, sharia, and ihsan, manifested through habituation of greeting-smiling-salutation values, honesty, trustworthiness, and responsibility. Implementation strategies include teacher exemplary behavior, madrasah culture, project-based learning, and cross-curricular integration, reinforced with specific practices such as teachers welcoming students, reciting Asmaul Husna, congregational dhuha prayer, and intensive parental cooperation. This study concludes that Islamic character building requires continuous habituation through real behavioral examples from teachers and parents. Recommendations are directed to madrasah education practitioners to develop structured, organized, and dynamic value implementation concepts according to each institution’s factual context, and to future researchers to explore the long-term impacts of habituation strategies on madrasah students’ character.