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All Journal Jurnal Akuntansi Kompetif JURNAL EKONOMI SYARIAH ADVANCED PRIVATE LEGAL INSIGHTS
Rahmawati Nur, Rahmawati
Unknown Affiliation
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Analysis of Difference of Knowledge, Perceptions, and Willingness to Adopt Islamic Banking Services (a case study in FEBI IAIN Gorontalo) Fadhilah, Nurul; Nur, Rahmawati; Sintiawati, Rini
JURNAL EKONOMI SYARIAH Vol 9, No 1 (2024): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v9i1.10581

Abstract

Introduction to the problem: Gorontalo is a Muslim-majority province. However, the growth of Islamic banking is not so significant compared to the number of potential customers. This is due to the lack of understanding of Islamic banking product and service.Purpose/Objective of the study: This research attempted to identify the role of universities in shaping knowledge, perceptions, and willingness to use Islamic bank products and services. Design/Methodology: This research was conducted at FEBI IAIN Sultan Amai Gorontalo. Questionnaire are distributed to identify the knowledge, perceptions, and the willingness to adopt Islamic banking product and services. The samples are divided into two groups of students. Group A are the 1st and 2nd year students, Group B are 3rd and 4th year students based on the completion of the Islamic banking courses. Findings: This study identified that there is no difference between the first and second-year student groups, with the third- and fourth-year students of the level of knowledge, perception, and willingness to adopt Islamic banks. However, the results show the role of the university in providing the student awareness in Islamic banking through the knowledge, perspectives, and the willingness to use Islamic banking. In addition, several recommendations are assisted to intensify the role universities to support the industry.
PENERAPAN AKUNTANSI PERTANGGUNGJAWABAN ANGGARAN SEBAGAI ALAT PENGENDALIAN BIAYA PADA PT. PEGADAIAN CABANG TAKALAR Nurlaila Hasmi; Nur, Rahmawati; Nurjanna, Nurjanna
Jurnal Akuntansi Kompetif Vol. 8 No. 1 (2025): Kinerja Keuangan, Akuntabilitas, dan Digitalisasi Laporan pada Sektor Publik da
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/akuntansikompetif.v8i1.1964

Abstract

Tujuan penelitian ini adalah untuk mengetahui penerapan akuntansi pertanggungjawaban dengan anggaran sebagai alat pengendalian biaya pada PT. Pegadaian Cabang Takalar. Jenis data yang digunakan dalam penelitian ini adalah data kualitatif dan data kuantitatif. Sumber data yang digunakan dalam penelitian ini yaitu data primer dan sekunder. Metode analisis yang digunakan dalam penelitian ini adalah metode analisis deskriptif. Hasil penelitian ini menunjukan bahwa PT. Pegadaian Cabang Takalar belum memadai atau sepenuhnya menerapkan syarat akuntansi pertanggungjawaban, hal ini disebabkan karena PT. Pegadaian Cabang Takalar belum menerapkan salah satu syarat akuntansi pertanggungjawaban yaitu pemisahan biaya terkendali dan tidak terkendali. PT. Pegadaian juga belum melakukan pengendalian biaya dengan baik, hal ini dapat dilihat dari analisis terhadap selisih anggaran dan realisasi biaya dimana ada beberapa biaya yang melebihi anggaran yang telah ditetapkan.
Legal Analysis of the Implementation of Employment Agreements for Laborers or Workers in the Industrial Sector Nur, Rahmawati; Hijadz, Muhammad Kamal; Salle, Salle
ADVANCED PRIVATE LEGAL INSIGHTS Vol. 1 No. 1 (2025): ADVANCES PRIVATE LEGAL INSIGHTS (APRIL)
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze legal reform efforts in Indonesia to protect consumers in the digital era and to prepare consumers to face the era of rapid technological developments in digitalization. The method applied in this study is a normative method with a descriptive approach to identify regulatory gaps and challenges in their implementation. The results of the study show that although Indonesia has several regulations related to consumer protection in the digital world, regulatory reform is still very much needed, especially regarding personal data protection and more effective dispute resolution. In addition, consumer readiness in facing the digital era is also influenced by low digital literacy, which is an obstacle to increasing awareness of consumer rights. The government, digital platforms, and consumer protection institutions need to work together to improve public understanding of their rights and obligations as consumers in the digital era.
Co-Authors Hijadz, Muhammad Kamal Nurjanna Nurjanna Nurlaila Hasmi Nurul Fadhilah Salle, Salle Sintiawati, Rini