Auliyah Nurwafiyyah
Universitas Ichsan Sidenreng Rappang

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THE EFFECT OF CREDIT PROVISION AND CREDIT RISK ON RETURN ON EQUITY (ROE) AT PT BANK SULSELBAR MAKASSAR CITY Auliyah Nurwafiyyah; Andi Sri Kumala Putri P; Fakhruddin Kurnia
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 1 No 01 (2022): June, 2022, Hal : 1-72
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v1i01.13

Abstract

Auliyah Nurwafiyyah. 2018. The Effect of Credit Provision and Credit Risk on Return On Equity (ROE) at Bank Sulselbar. Supervisor : Suriyanti and Munawir Nasir. This study aims to examine the effect of lending and credit risk having a significant impact on Return On Equity (ROE) in banking companies in South Sulawesi. The data in this study was obtained from the financial statements of banking companies in South Sulawesi. This study uses secondary data by making observations by visiting the Capital Market Information Center (PIPM). The data analysis method used is multiple linear regression analysis using a Likert scale with the help of SPSS analysis. The results showed that partially, the provision of credit has a positive and insignificant effect on Return On Equity (ROE). In contrast, credit risk has a negative and significant impact on Return On Equity (ROE). Simultaneously, credit and credit risk affect Return On Equity (ROE).
PENGARUH DISIPLIN KERJA TERHADAP KINERJA PEGAWAI PADA KANTOR BADAN URUSAN LOGISTIK KABUPATEN SIDENRENG RAPPANG Andi Firdayana Pacoweri; Gazali Amin; Auliyah Nurwafiyyah
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 5 No 1 (2026): hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v5i1.520

Abstract

Work discipline is one of the important factors affecting employee performance within an organization, particularly in government institutions. The problem addressed in this study is the suboptimal employee performance, which is presumed to be influenced by the level of employees’ work discipline. This study aims to analyze the effect of work discipline on employee performance at the Regional Office of the Logistics Affairs Agency (BULOG) of Sidenreng Rappang Regency. This study employed a quantitative research method with a survey approach. Data were collected through the distribution of questionnaires to respondents and were analyzed using statistical analysis techniques. The results indicate that work discipline has a positive and significant effect on employee performance. This is evidenced by the t-test result, where the calculated t-value of 4.554 is higher than the t-table value of 2.034, with a significance value of 0.000, which is lower than 0.05. Furthermore, the coefficient of determination (R²) result shows a value of 0.357, indicating that 35.7% of the variation in employee performance can be explained by work discipline, while the remaining 64.3% is influenced by other factors outside the scope of this study. Therefore, it can be concluded that improving work discipline plays an important role in enhancing employee performance at the Regional Office of the Logistics Affairs Agency (BULOG) of Sidenreng Rappang Regency.