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All Journal JURNAL PENDIDIKAN TAMBUSAI Jurnal Sains Student Research Santri : Jurnal Ekonomi dan Keuangan Islam
Muhamad Subhan
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Analisis Peran Dan Kinerja Account Officer Di Bidang Pembiayaan Pada Bank Syariah Indonesia (BSI) KCP. Jambi Gatot Subroto Ayu Wandira; Agustina Mutia; Muhamad Subhan
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 6 (2023): Desember : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i6.112

Abstract

Banking is one way to solve problems related to business finance. Banking is a place to provide financing to develop a business that is being worked on. According to the theory, Account Officers have an important impact on determining customers. The formulation of the problem in this study is How is the analysis of the role of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? and How is the performance analysis of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? This study uses a qualitative research method with a type of field study research. Data was collected through interviews, documentation and observation. The results of this study mention the role of the account officer in analyzing and processing financing applications at the BSI KCP Ponorogo bank including managing accounts, managing products, managing financing and managing sales by approaching debtors and the need for review at any time. The performance of the BSI KCP Gatot Subroto bank account officer in preventing problematic financing at the BSI KCP Gatot Subroto bank includes the financing application stage where the account officer gives time to prospective debtors to complete the requirements as a standard selection in financing, the financing proposal stage with reference to the selection of information obtained from existing social, the stage of providing financing facilities which shows that the account officer offers existing facilities based on the features of the selected prospective debtor, the financing stage which reviews the financing facilities by reviewing the financing facilities obtained by the prospective debtor or debtor. The efforts to resolve problematic financing at BSI KCP Gatot Subroto bank are financing restructuring which includes rescheduling.
Pengaruh Web Pasar Online Keramat Tinggi Terhadap Keputusan Pembelian Masyarakat Maulana Yusuf; Muhamad Subhan; Aqil Aryansah
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.201

Abstract

This study aims to determine the effect of the online web market on purchasing decisions at the sacred high market, Muara Bulian. The sample used was 96 customers who made repeated purchases through the application or website of the Muara Bulian sacred online market. The sampling technique in this study used a purposive sampling method. Data collection was carried out using a questionnaire with a Likert scale. The analytical method used in this study is a simple regression analysis method with the SPSS 16 application. The results of the research (t test) show that service quality has a significant effect on customer satisfaction with a significance value of 0.000 <0.05. The test results for the Coefficient of Determination obtained RS quare of 0.379. This indicates that the dependent variable is customer satisfaction of 37.9%. influenced by the independent variable of service quality, while 42.1% is influenced by other variables that have not been examined in this study.
Analisis Praktik Bagi Hasil Pertanian Sawah Di Desa Kuala Lemang Dalam Meningkatkan Ekonomi Masyarakat Maria Ulfa Almi; Muhamad Subhan
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk menganalisis praktik bagi hasil pertanian sawah di Desa Kuala Lemang, Kecamatan Keritang, Kabupaten Indragiri Hilir, serta melihat dampaknya terhadap peningkatan ekonomi masyarakat. Penelitian ini menggunakan metode kualitatif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa perjanjian bagi hasil antara pemilik lahan dan penggarap dilakukan secara lisan tanpa kejelasan tertulis. Seluruh biaya produksi ditanggung oleh penggarap, sementara kontribusi pemilik lahan hanya berupa penyediaan lahan. Kondisi ini berdampak pada terbatasnya peningkatan ekonomi masyarakat secara optimal. Oleh karena itu, diperlukan penerapan kesepakatan yang lebih adil dan transparan, serta pemahaman yang lebih baik mengenai prinsip kerja sama yang menguntungkan kedua belah pihak, agar praktik bagi hasil dapat mendukung peningkatan kesejahteraan masyarakat secara berkelanjutan.
Co-Authors Agustina Mutia Aqil Aryansah Ayu Wandira Maria Ulfa Almi Maulana Yusuf