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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Al-'Adl
Muhamad Turmudi, Muhamad
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Law, Crime, Criminology & Criminal Justice Social Sciences

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Systematic Literature Review: The Influence of Divorce on Economic Resilience Single Mother Families Turmudi, Muhamad; Tarihoran, Nafan; Aspandi, Aspandi
Al-'Adl Vol 18, No 1 (2025): Al-'Adl
Publisher : Institut Agama Islam Negeri (IAIN) Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/aladl.v18i1.9518

Abstract

Divorce affects the economic resilience of families, especially for single mothers. Single mothers have to play a dual role as breadwinners and take care of their children without the help of their ex-husband. This research aims to analyze the effect of divorce on economic resilience and efforts to maintain the economic resilience of single mother families after divorce. The method used in this research is a systematic literature review based on big data of 600 research articles published between 2019-2024 via publish or perish Crossref, Google Scholar and OpenAlex with VOSviewer visualization. The articles used to analyze the problems in this research were 13 articles based on keyword criteria that represented the research problem. From the thirteen articles used in the systematic literature review, it was found that divorce had a negative effect on the financial condition of single mothers who had limited resources, did not have a permanent job or during their household ties depended on the results of their husband's work. Single mothers face many difficulties because they have to do everything alone at home, including meeting the daily needs of themselves and their children. Single mothers make various efforts to maintain the family's economic resilience through economic activities in the form of selling goods or services, working as company employees, laborers, household assistants and even becoming migrant workers
Systematic Literature Review: The Influence of Divorce on Economic Resilience Single Mother Families Turmudi, Muhamad; Tarihoran, Nafan; Aspandi, Aspandi
Al-'Adl Vol. 18 No. 1 (2025): Al-'Adl
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/aladl.v18i1.9518

Abstract

Divorce affects the economic resilience of families, especially for single mothers. Single mothers have to play a dual role as breadwinners and take care of their children without the help of their ex-husband. This research aims to analyze the effect of divorce on economic resilience and efforts to maintain the economic resilience of single mother families after divorce. The method used in this research is a systematic literature review based on big data of 600 research articles published between 2019-2024 via publish or perish Crossref, Google Scholar and OpenAlex with VOSviewer visualization. The articles used to analyze the problems in this research were 13 articles based on keyword criteria that represented the research problem. From the thirteen articles used in the systematic literature review, it was found that divorce had a negative effect on the financial condition of single mothers who had limited resources, did not have a permanent job or during their household ties depended on the results of their husband's work. Single mothers face many difficulties because they have to do everything alone at home, including meeting the daily needs of themselves and their children. Single mothers make various efforts to maintain the family's economic resilience through economic activities in the form of selling goods or services, working as company employees, laborers, household assistants and even becoming migrant workers
MANAJEMEN PENYELESAIAN PEMBIAYAAN BERMASALAH PADA LEMBAGA PERBANKAN SYARIAH Turmudi, Muhamad
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.477

Abstract

Abstract Islamic financing products divided into three categories; (1) financing using the principle of trading is distinguished by a form of payment and delivery time of goods. Products related to the sale and purchase agreement is financing murabaha, salam and istishna (2) financing lease using the principle is implemented in form ijaroh and ijaroh muntahiya bittamlik (3)financing using profit sharing principle is implemented in form of financing and Musharaka. Bank Indonesia Regulation No.7/2/PBI/2005 classify the credit quality assessment become current, special mention, substandard, doubtful and jammed. Financing is a product that has a high risk level, as to prevent any risk of financing can apply the standards of risk control and analyze carakter, capacity, capital, collateral, condition, sharia or analysts personalty, party, perpose, prosfect , payment, profitability, protection before realizing financing. In the event of any financing problems, the remedies can be done in the form of restructuring, settlement through a guarantee or write off. Keywords: Islamic finance, control and prevention of financial risks, efforts to resolve the financing problems.
Pembiayaan Mikro BRI Syariah: Upaya Pemberdayaan dan Peningkatan UMKM oleh BRI Syariah Cabang Kendari Turmudi, Muhamad
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.652

Abstract

Understanding of micro, small and medium enterprises is based on indicators (1) the amount ofwealth such as cash, supplies, land, machinery for production (2) the amount of investment that isconsidered as working capital (3) total sales in a year (4) total number of employees.Micro Business Financing BRI Syariah is a business financing product intended for middle classpeople who have micro, small and medium enterprises to meet the needs/capital increase. in an effortto increase Micro, Small and Medium Enterprises in Kendari City, BRI Syariah has three financingproducts for Micro, Small and Medium Enterprises; (1) Micro 25iB; is a product without collateralfinancing, the ceiling of Rp. 5juta to Rp. 25juta (2) Micro 75iB; is a financing product with collateral,the ceiling of Rp. 10juta to Rp. 75M (3) Micro 500iB; is a financing product with collateral, theceiling of Rp. > 75juta to Rp. 500million.
PAJAK DALAM PERSPEKTIF HUKUM ISLAM (Analisa Perbandingan Pemanfaatan Pajak Dan Zakat) Turmudi, Muhamad
Al-'Adl Vol. 8 No. 1 (2015): Al-'Adl
Publisher : Universitas Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/aladl.v8i1.353

Abstract

Dikebanyakan Negara, pajak merupakan salah satu devisa utama dalam menunjangkeberhasilan pembangunan nasional sehingga menjadi pemungutan yang memilikikonsekwensi logis dalam hidup bermasyarakat, berbangsa dan bernegara sebagaipencerminan suatu keadilan untuk kesejahteraan. Pajak tersebut dibebankan kepadasetiap warga Negara yang memiliki kewajiban membayar pajak. Dalam ajaranIslam terdapat kelompok orang yang berkewajiban mengeluarkan sebagian kecilhartanya sebagai zakat yakni mereka yang sudah dikatagorikan mampu (sudahnishab) untuk berzakat. Zakat berarti mengeluarkan jumlah tertentu dari harta yangdimilikinya untuk diberikan kepada orang yang berhak menerimanya (mustahikzakat), secara material zakat dapat menciptakan pertumbuhan ekonomi bagi orangorangmiskin. Dinamakan zakat karena di dalamnya terkandung harapan untukmemperoleh berkah, membersihkan jiwa dan memupuknya dengan berbagaikebajikan, zakat juga bisa menumbuhkan kebersihan dan keberkahan pada hartayang dimiliki. Pada masa Rasulullah dan Khulafaurrosidin zakat dikenakan kepadapenduduk yang beragama Islam, sedang pajak (tax) dikenakan kepada penduduknon muslim, sehingga tidak ada penduduk yang terkena kewajiban rangkap(double duties) berupa zakat dan pajak. Tujuan pajak dan zakat pada dasarnyaadalah sama, yaitu sebagai sumber dana untuk mewujudkan suatu masyarakat yangadil dan makmur yang merata dan berkesinambungan antara kebutuhan materialdan spiritual. Pajak pada dasarnya dimanfaatkan untuk membiayai kegiatankegiatandalam bidang dan sektor pembangunan, begitupun penyaluran zakatkepada mustahik terutama fakir dan miskin diharapkan dapat menunjang kehidupanekonominya sehingga dapat membantu bagi pembangunan ekonomi nasional.Kata Kunci: Pajak, Hukum Islam, Perbandingan, zakat
Operasional Gadai Dalam Sistem Hukum Ekonomi Islam Turmudi, Muhamad
Al-'Adl Vol. 9 No. 1 (2016): Al-'Adl
Publisher : Universitas Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/aladl.v9i1.673

Abstract

Gadai merupakan pinjam meminjam uang dalam batas waktu tetrtentu denganmenyerahkan barang sebagai tanggungan, jika telah sampai pada waktunya tidak ditebus maka barang itu menjadi hak yang memberi pinjaman. Dalam syariat Islamgadai dikenal dengan Rahn yakni barang jaminan yang berarti menjadikan suatubenda bernilai sebagai tanggungan hutang. Dalam pelaksanaannya, ada rukun dansyarat yang harus terpenuhi sehingga gadai tersebut sesuai dengan syariah. Rukundan syarat tersebut adalah rahin, murtahin, marhun/rahn, marhun bih (utang) sertasighat. Akad yang diguna dalam oprasional pegadaian syariah adalah Akad rahnserta ijarah.
Co-Authors Aspandi, Aspandi Tarihoran, Nafan