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All Journal Jurnal Akta Jurnal Pendidikan dan Kebudayaan Jurnal Pendidikan dan Kebudayaan
Sri Wahyuni Yusuf
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Arts Humanities Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Roya HT-EL on Debt Repayment by Third Parties Nurfaidah Said; Marwah Marwah; Sri Wahyuni Yusuf
JURNAL AKTA Vol 10, No 3 (2023): September 2023
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v10i2.32247

Abstract

This study examines the implementation of HT-El Roya as it pertains to the debt repayment of debtors using funds from third parties. This study is an empirical investigation. Purposive sampling was used to determine the sample size, and Technic data was gathered through interviews and analyzed using qualitative methods. According to government regulation No. 5 of 2020 concerning Electronic Dependent Rights Services, the application for HT-El companies conducted after the debtor pays off the debt to creditors can only be submitted through a BPN partner account that belongs to the creditor. With the debtor's obligation satisfied, the application for a dependent right must be submitted immediately in accordance with the most recent land registration principles. To keep the data at the Land Office up-to-date and in accordance with current circumstances, current land registration principles are required. This is intended to prevent future disputes. Roya liability may also be established for a portion of the collateralized debt, which is known as partial Roya. According to the provisions of Article 18 paragraph 1 of the Agrarian Regulation Number 5 of 2020, creditors are required to immediately register the removal of dependent rights upon payment of the receivables. Immediately in the article does not guarantee when the creditor will submit an application for Roya to the Land Office, despite the fact that the debtor has repaid the debt. In this instance, Roya HT-El depends on the creditor's willingness to submit a request for Roya to the Land Office. If funds from Third Parties are used in the repayment process and the old Creditor Party has not submitted a Roya request to the Land Office, the legal position of the new creditor will be affected. The authority to submit requests for HT-El Roya supposedly extends beyond creditors. Given that third parties can facilitate the credit repayment process, which in this context is known as credit takeover or subrogation.
Variasi Pengaturan Tempat Duduk dalam Pembelajaran di Kelas III Sekolah MIS Al-Mubarakah Mohiyolo Sri Wahyuni Yusuf; Yurni Rahman
Jurnal Pendidikan dan Kebudayaan (JURDIKBUD) Vol. 5 No. 1 (2025): Maret : Jurnal Pendidikan dan Kebudayaan (JURDIKBUD)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurdikbud.v5i1.8396

Abstract

This study originates from the issue of limited variation in seating arrangements in Grade III of MIS Al-Mubarakah Mohiyolo, where the conventional formation has predominantly been used. Such conditions have led to low levels of motivation, engagement, and interaction among students during the learning process. The purpose of this research is to describe the variations of seating arrangements applied by teachers and to analyze their implications for teaching and learning dynamics. This research employed a qualitative descriptive method with a case study design. Data were collected through observation, interviews, and documentation, and were analyzed using the stages of data reduction, data presentation, and conclusion drawing. The findings reveal that teachers implemented three types of seating arrangements: traditional formation, U-shaped formation, and conference formation. Among these, the U-shaped formation was perceived as the most effective by students, as it enhances visibility, facilitates mobility, strengthens interaction between teachers and students as well as among students, and is adaptable for both individual and group learning. These findings highlight that innovative seating arrangements can serve as an effective classroom management strategy to foster a conducive learning environment, improve student motivation, and support the achievement of learning objectives.
Variasi Pengaturan Tempat Duduk dalam Pembelajaran di Kelas III Sekolah MIS Al-Mubarakah Mohiyolo Sri Wahyuni Yusuf; Yurni Rahman
Jurnal Pendidikan dan Kebudayaan (JURDIKBUD) Vol. 5 No. 1 (2025): Maret : Jurnal Pendidikan dan Kebudayaan (JURDIKBUD)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurdikbud.v5i1.8396

Abstract

This study originates from the issue of limited variation in seating arrangements in Grade III of MIS Al-Mubarakah Mohiyolo, where the conventional formation has predominantly been used. Such conditions have led to low levels of motivation, engagement, and interaction among students during the learning process. The purpose of this research is to describe the variations of seating arrangements applied by teachers and to analyze their implications for teaching and learning dynamics. This research employed a qualitative descriptive method with a case study design. Data were collected through observation, interviews, and documentation, and were analyzed using the stages of data reduction, data presentation, and conclusion drawing. The findings reveal that teachers implemented three types of seating arrangements: traditional formation, U-shaped formation, and conference formation. Among these, the U-shaped formation was perceived as the most effective by students, as it enhances visibility, facilitates mobility, strengthens interaction between teachers and students as well as among students, and is adaptable for both individual and group learning. These findings highlight that innovative seating arrangements can serve as an effective classroom management strategy to foster a conducive learning environment, improve student motivation, and support the achievement of learning objectives.
Co-Authors Marwah Marwah Nurfaidah Said Yurni Rahman