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Penguatan Manajemen Keuangan Syariah Bagi Pengelola Badan Usaha Milik Desa (BUMDes) Jenita Jenita; Rozi Andrini; Hertina Hertina; Zuraidah Zuraidah; Try Kurnia Ningsih
MENARA RIAU Vol 17, No 1 (2023): April 2023
Publisher : Lembaga penelitian dan pengabdian kepada masyrakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/menara.v17i1.20062

Abstract

The purpose of this service is to increase the understanding of Village-Owned Enterprises (BUMDes) managers regarding Islamic financial management and increase the motivation of BUMDes managers to carry out Islamic financial management in BUMDes management. The strategy used in the implementation of community service is to start with conducting a situation analysis, then the service team determines the method of solving the problem, namely providing understanding and motivation regarding Islamic financial management in the form of socialization. The target audience of this service is the manager of the Taiba Smart BUMDes. The results of this community service activity note that the management of Taiba Smart BUMDes has not implemented sharia financial management in operations because Taiba Smart BUMdes in general still use conventional systems. From the socialization results, it is known that the understanding of BUMDes management regarding Islamic financial management has increased. Sharia financial management that can be carried out by BUMDes Taiba Smart is to make BUMDes financial management by contracts and transactions in the Islamic economy. In the microfinance business, cooperation contracts (mudharabah and musyarakah) can be used, buying and selling (murabahah, salam, istishna), services (wakalah, kafalah, hiwalah, wadiah, rahn, qardh). For trading businesses, murabahah, salam and istishna sale and purchase agreements can be used. For the rental business, you can use an ijarah contract. The motivation given showed the increasing desire of participants to apply Islamic financial management to the Taiba Smart BUMDes operations.
Determinan Preferensi Pembelian Iphone Pada Generasi Z: Peran Fear Of Missing Out (FOMO) Dan Media Sosial Zuraidah Zuraidah; Madona Khairunisa; Nurhikmah Nurhikmah
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.60699

Abstract

The rapid growth of social media and the phenomenon of Fear of Missing Out (FoMO) have influenced iPhone purchase preferences among Generation Z. This study aims to examine the effects of FoMO and social media on iPhone purchase preferences among students of MAN 2 Pekanbaru City. A quantitative approach with an associative research design was employed. Data were collected through questionnaires administered to 91 respondents and analyzed using multiple linear regression. The results indicate that both FoMO and social media have a positive and significant effect on iPhone purchase preferences and jointly explain 65.0% of the variance in purchase preferences. These findings suggest that psychological factors and social media exposure play a significant role in shaping iPhone purchase preferences. This study is limited to students of MAN 2 Pekanbaru City; therefore, its findings cannot be generalized to the entire Generation Z population in Indonesia. Future research is recommended to include broader and more diverse samples to obtain more representative findings.