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Financial Risk Management Endah Suci Damayanti; Adler Haymans Manurung; Nera Marinda Machdar
Formosa Journal of Sustainable Research Vol. 2 No. 7 (2023): July 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v2i7.5025

Abstract

The purpose of this article is to describe the existing variables by providing a corroboration from the literature articles from the findings. The research method used is qualitative by graphically depicting sources from existing journals related to this article. The findings derived from these scientific articles then the findings or results are reinforcement for this scientific article with regard to the variables used. Financial risk management in the context of digitalization has an important role in increasing company value and meeting customer expectations. Through the implementation of an effective digital strategy, financial institutions can optimize financial services, improve customer data security, and provide a better experience for customers. The importance of service quality in the digitalization context was also revealed, where good service quality contributes to customer satisfaction and their loyalty to the company. However, it is important to remember that digitization also carries its own risks, such as data security and financial transactions
Pengaruh Disiplin Kerja, Inovasi Karyawan, dan Motivasi Kerja terhadap Kinerja Karyawan Lukman Hakim Sangapan; Gerry Juan Carlos; Adler Haymans Manurung
Jurnal Manajemen Pendidikan dan Ilmu Sosial Vol. 6 No. 2 (2025): Jurnal Manajemen Pendidikan dan Ilmu Sosial (Februari - Maret 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v6i2.4046

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh disiplin kerja, inovasi karyawan, dan motivasi kerja terhadap kinerja karyawan di perusahaan XYZ. Kinerja karyawan merupakan salah satu faktor penting yang menentukan keberhasilan organisasi. Disiplin kerja diartikan sebagai kepatuhan terhadap aturan, inovasi merujuk pada kemampuan menciptakan ide baru, dan motivasi kerja adalah dorongan untuk mencapai tujuan. Pendekatan kuantitatif digunakan dengan metode survei terhadap 110 responden. Hasil analisis menunjukkan bahwa disiplin kerja, inovasi, dan motivasi kerja berpengaruh positif dan signifikan terhadap kinerja karyawan. Temuan ini menjadi masukan bagi manajemen untuk meningkatkan lingkungan kerja yang mendukung produktivitas.
Determinants of Information Technology Investment Expenditure Josua Panatap Soehaditama; Adler Haymans Manurung; Nera Marinda Machdar; Wastam Wahyu Hidayat
Greenation International Journal of Economics and Accounting Vol. 3 No. 4 (2025): Greenation International Journal of Economics and Accounting (December 2025 - F
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijea.v3i4.1108

Abstract

Amid globalization, financial deregulation, and market volatility, banks aggressively adapt to maintain long-term competitive advantages. While digital transformation is non-negotiable, heavy capital allocations for Information Technology (IT) often face the "productivity paradox," where extensive spending does not automatically translate into immediate efficiency or output returns. Objective: This study aims to analyze the critical internal and external determinants of IT Investment Expenditure in the Indonesian banking industry. Methodology: Drawing upon the Resource-Based View (RBV) and Dynamic Capabilities Theory, this study utilizes panel data from commercial banks listed on the Indonesia Stock Exchange (IDX) and registered with the Financial Services Authority (OJK) from 2010 to 2023. The empirical framework corrects prior model discrepancies by formally treating Bank Risk as an independent control variable. Model selection was rigorously evaluated using the Chow, Hausman, and Lagrange Multiplier (LM) tests, validating the Fixed Effect Model (FEM) as the most robust specification. Results: The empirical findings demonstrate that Leadership and Efficiency (BOPO) have a statistically significant positive impact on IT Investment Expenditure. Conversely, Bank Size exhibits a statistically significant negative effect. Client-Based variables, Bank Risk (NPL), and the COVID-19 pandemic dummy do not show a statistically significant direct impact on IT expenditures. Conclusion: The findings suggest that smaller banking institutions bear a disproportionately higher financial burden relative to their asset size to keep pace with technological changes, whereas larger banks successfully exploit structural economies of scale in their IT infrastructure deployment.