Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Indonesian Journal of Islamic Economics and Finance Jurnal Ilmiah Ekonomi dan Manajemen
Yeprian Aji Ratukarangga
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
EKONOMI ISLAM DAN RASIONALITAS Maryam Batubara; Putri Filza Salsabila Surbakti; Febri Andriawan Purba; Indah Purnama Sari; Yeprian Aji Ratukarangga
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 2 (2023): Oktober
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i2.88

Abstract

Islamic economics is not only a set of economic practices carried out by Muslim individuals and groups, but also a set of economic behaviors based on Islamic teachings. The concept of rationality in economics is intrinsically linked to the economic system. The view of the concept of rationality influences how people act with respect to their economic actions and life goals. Mastering Islamic economics and rationality is the aim of this study. A search in the library was used in this study. According to the results of research on economic rationality, people act in a reasonable (rational) way and avoid making decisions that worsen their situation. There are two types of rationalism: rationality of self-interest and rationalization of current intentions.
Determinants of MSMEs' Intention to Use Sharia Securities Crowdfunding in North Sumatra: An Extended UTAUT Approach Yeprian Aji Ratukarangga; Sugianto Sugianto; Muhammad Ikhsan Harahap
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9531

Abstract

The digitalization of Islamic financial technology has created new financing opportunities for Micro, Small, and Medium Enterprises (MSMEs) through Sharia-based Securities Crowdfunding (SCF). Despite the growing availability of SCF platforms, MSME adoption remains low, highlighting the need to understand the behavioral determinants of intention to use these instruments. This study aims to examine the factors influencing MSMEs' intention to utilize Sharia-based SCF in North Sumatra Province by extending the Unified Theory of Acceptance and Use of Technology (UTAUT) framework to incorporate Sharia compliance as an additional construct — representing the novelty and theoretical contribution of this study. A quantitative approach was employed, with data collected from 110 MSME respondents using a purposive sampling technique. Data analysis was conducted using multiple linear regression with SPSS version 22. The findings reveal that performance expectancy, Sharia compliance, and trust have a significant positive effect on MSMEs' intention to use Sharia-based SCF, while effort expectancy, social influence, and facilitating conditions did not show significant effects. These results underscore the importance of integrating Islamic values into technology adoption models and have practical implications for SCF platform developers, regulators, and policymakers seeking to enhance MSME participation in the Islamic capital market.
Co-Authors Febri Andriawan Purba Harahap, Muhammad Ikhsan Indah Purnama Sari Maryam Batubara Putri Filza Salsabila Surbakti Sugianto Sugianto