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Underwriting Results, Investment Results and Risk Based Capital on Profit of General Insurance Companies in Indonesia Markonah Markonah; Irma Selliamanik
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.21536

Abstract

An insurance business is a business that provides services in risk re-insurance. This study aims to analyze Premium Income, Underwriting Results, Investment Returns and Risk Based Capital on Profits of General Insurance Companies in Indonesia. The method used in this study is documentation techniques through OJK reports and financial reports for 8 insurance companies in Indonesia from 2016 to 2020 so that the population is 40 data. The sampling technique is saturated sampling, where the entire population is taken as a sample, so that the total sample is 40 data. The results of the study show that investment returns and risk based capital have a positive and significant effect on earnings, while premium income and underwriting results have no significant effect on profits.
Factors Affecting Employee Performance at PT. Indomarco Prismatama Jakarta Suryanto suryanto; Markonah Markonah
Management Research Studies Journal Vol. 4 No. 2 (2023): Management Research Studies Journal
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/mrsj.v4i2.561

Abstract

This research aims to analyze the factors that influence the work environment, work discipline and work motivation on employee performance at PT Indomarco Prismatama. The data analysis methods used are Validity Test, Reliability Test, Classical Assumption Test, Determination Coefficient Test, Statistical Test, and multiple linear regression analysis. And the data used in this research is primary data obtained from distributing questionnaires to employees at PT Indomarco Prismatama. The sample collection technique in this research was non-probability purposive sampling, a saturated sample with a total of 70 permanent employees at PT Indomarco Prismatama. The type of research used is a descriptive analysis method with a quantitative approach assisted by SPSS version 18 data processing tools. The research results show that the work environment has a positive effect on employee performance; Work discipline has a positive effect on employee performance; and work motivation has a positive effect on employee performance. So it is recommended to PT Indomarco Prismatama to improve the work environment, work discipline and work motivation.
The Effectiveness of Liquidity, Solvency, and Profitability Ratios against the Stock Returns of the Company Hedwigis Esti Riwayati; Markonah Markonah; Maratus Sholeha
MIX: JURNAL ILMIAH MANAJEMEN Vol 13, No 3 (2023): MIX: JURNAL ILMIAH MANAJEMEN
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jurnal_mix.2023.v13i3.006

Abstract

Objectives: A company’s bottom line analysis is one of the essential factors that should be done by the shareholders when deciding to invest their shares in the company. It gives a clear view of whether shares will be bought, sold, or retained. This research aims to reveal the effectiveness of liquidity which is represented by current ratio (CR) solvency in the form of debt-to-equity ratio (DER) and profitability proxies by return on equity (ROE) towards Stock returns in service sector Industries.Methodology: The research population used consists of 76 service sector firms that are active in the property, real estate, and building construction sectors that are registered at the Indonesia Stock Exchange. The purposive method is used as the sampling technique with a total sample of 22 service companies. The data used in this study were gathered from financial reports during 2016-2020. Panel data regression is performed while the analysis technique is processed through E-views 9.Finding The results indicate the implementation of the fixed effect model has found that liquidity in this case is the current ratio and profitability which is represented by ROE showed that variables do not affect stock returns while solvency which is represented by debt-to-equity ratio has an impact on the stock returns. The current ratio does not affect the return on equity, while the debt-to-equity ratio has a negative effect on return on equity. The current ratio and debt-to-equity ratio mediated by return on equity do not affect stock returns.Conclusion: High liquidity indicates an increase in company performance but in this case, liquidity is still not considered as a determining factor for investors in investing because investors are more focused on the use of capital and debt.
- Edukasi Peran Pajak Dalam Pembangunan Nasional Indonesia: Dalam Kegiatan Santunan di Babelan Bekasi : - Sumarno Manrejo; Markonah Markonah; Yohanes Ferry Cahaya
Jurnal Abdimas Perbanas Vol. 7 No. 1 (2026): Jurnal Abdimas Perbanas
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jap.v7i1.1179

Abstract

This study aims to improve public understanding of the importance of taxes as a primary source of funding for national development. This is based on data showing the low level of tax awareness and literacy among the public, particularly in the Babelan area of ​​Bekasi, which results in suboptimal tax compliance. The method used in this study is a qualitative approach with participatory education through assistance activities. This activity combines the provision of social assistance with direct tax education to the public. Educational materials cover the function of taxes, the benefits of taxes for infrastructure development, education, and social welfare, as well as the importance of the community's role as taxpayers. The results show that an educational approach based on social activities, such as assistance, is effective in increasing public understanding and awareness of the role of taxes. The public becomes more open and enthusiastic in receiving tax information because it is delivered in a humanistic and contextual atmosphere. In addition, this activity also strengthens the relationship between educational institutions and the community. The results of this study indicate that integrating social activities with tax education can be an effective strategy in improving public tax literacy and compliance. Therefore, it is recommended that similar programs be replicated sustainably in other regions by involving various stakeholders to support the optimization of tax revenue and the smooth running of Indonesia's national development.
Behavior Meets Compliance: Applying the Theory of Planned Behavior to Taxpayer Conduct Atik Djajanti; Regita Aprila Kristanti; Markonah Markonah
Journal of Business, Finance, and Banking Vol. 2 No. 1 (2026): Journal of Business, Finance, and Banking (JBFB)
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jbfb.v2i1.1062

Abstract

Taxes are the main source of state revenue used to support national development. However, the level of taxpayer compliance in Indonesia has not yet reached the expected target. This study aims to analyze the influence of attitudes, subjective norms, and perceived behavioral control on taxpayer compliance in the Jabodetabek using the Theory of Planned Behavior. This study uses a survey method and with a convenience sampling technique, involving 100 respondents from individual taxpayers who are business owners. Data analysis was carried out using the multiple regression analysis method with the assistance of SmartPLS software. The results of this study show that the attitude, subjective norms, and perceived behavioral control have a positive and significant influence on taxpayer compliance.
The Function of Risk, Adaptability, Dependability, Completeness, and Simplicity for Myhero Application Users at PT Henan Putihrai Asset Management Employing the Delone McLean Method Irma Selliamanik; Irnawasih; Markonah Markonah; Yohanes Ferry Cahaya; Suryanto Suryanto
Jurnal Ilmiah Manajemen SURYA PASCA SCIENTIA Vol. 15 No. 1 (2026): Jurnal Ilmiah Manajemen Surya Pasca Scientia
Publisher : Prodi Magister Manajemen Universitas Dirgantara Marsekal Suryadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35968/jimspc.v15i1.1973

Abstract

This research aims to analyze the factors influencing users of the MyHero application at PT Henan Putihrai Asset Management using the Delone McLean approach. The design of this research uses a quantitative research method. This research uses primary data, and the data used in this study were obtained from the distribution of electronic questionnaires to investors who invest using the MyHero application. The data for this research were processed using SPSS Version 22. In this study, the sample used consisted of 370 respondents who had previously used the MyHero application. The results of this study partially show that the variables of Risk, Flexibility, Reliability, Responsiveness, Completeness, and Ease of Information significantly affect the Use of the MyHero Application. Recommendation. Increase risk, flexibility, reliability, responsiveness, completeness, and ease of information so that the decision to use the MyHero Application improves.
The Role of Big Data and Artificial Intelligence Intelligence in Strategic Business Decision Making in the Global era a Literature Review Sumarno Manrejo; Markonah Markonah; Johan Hendri Prasetyo; Yohanes Ferry Cahaya; Herni Pujiati
Jurnal Ilmiah Manajemen SURYA PASCA SCIENTIA Vol. 15 No. 1 (2026): Jurnal Ilmiah Manajemen Surya Pasca Scientia
Publisher : Prodi Magister Manajemen Universitas Dirgantara Marsekal Suryadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Study This aim For analyze contribution Big Data and Artificial Intelligence (AI) strategic in the decision-making process decision company , as well as How innovation technology This capable increase effectiveness , accuracy time and precision in determine policy business in the contemporary digital era . Research This done with Systematic Literature Review approach with review 14 works scientific published in range 2023-2025 period . Data source obtained through academic platforms leading including Google Scholar and Semantic Scholar , with specification research that explores correlation between Big Data technology , AI, and business decision -making processes. Findings studies disclose that implementation of Big Data in significant transforming the decision-making process decision through capability real-time analytics , detection market patterns , and optimization performance operational . Meanwhile that , AI plays a role as complementary with his abilities do massive data processing , prediction business , and providing strategic insights . Synergy second technology This capable building a superior value proposition in environment global business . Scope study This limited to analysis document secondary so that need study advanced based approach empirical For strengthen validity findings in various context industry .