Articles
<![CDATA[ANALYSIS TOWARDS FACTORS THAT AFFECTING MILLENIALS’ ENTREPRENEURIAL INTENTION IN INDONESIA ]]>
<![CDATA[Esti Riwayati, Hedwigis]]>;
<![CDATA[Natasya Putri Liberty, Angela]]>;
<![CDATA[Mas Rizki Noviah, Nyi]]>
<![CDATA[ Dinasti International Journal of Digital Business Management Vol 2 No 6 (2021): Dinasti International Journal of Digital Business Management (October 2021) ]]>
Publisher : <![CDATA[Dinasti Publisher ]]>
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DOI: 10.31933/dijdbm.v2i6.1057
<![CDATA[This research aims to analyze those factors which have an impact towards the entrepreneurial intention on millennial business people in DKI Jakarta. This research was conducted on millennial Micro, Small and Medium Enterprises in DKI Jakarta. The Sampling was taken by a purposive sampling technique. Then the research data obtained by distributing questionnaires to 400 respondents. The data analysis technique that used was multiple linear regression analysis which processed through SPSS 25. The Summary results showed that entrepreneurial motivation, personality and family environment had a significant positive impact on their entrepreneurial intention. While Entrepreneurial knowledge does not have any impact towards entrepreneurial intention on millennial business people in DKI Jakarta. Entrepreneurial motivation, personality, entrepreneurial knowledge and family environment are suitable to explain further relates to the topic.]]>
<![CDATA[Increasing the Regional Economic Groth through Small and Medium Entreprises ]]>
<![CDATA[Hedwigis Esti Riwayati]]>
<![CDATA[ Journal of Economics, Business, & Accountancy Ventura Vol 20, No 2 (2017): August - November 2017 ]]>
Publisher : <![CDATA[STIE Perbanas Surabaya ]]>
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DOI: 10.14414/jebav.v20i2.1128
<![CDATA[This study aimed to analyze the influence of regional revenue, capital expenditures, labor and small and medium enterprises towards the regional economic growth in the Regencies in Sulawesi Island. This study uses a quantitative approach with secondary data obtained from the Central Statistics Agency. Based on the results of the panel data analysis using EViews 8.0 program processing tools, the results indicate that in partial local revenue, capital expenditures, labor, small and medium enterprises have significant positive effect on regional economic growth in the Regency/City of the island of Sulawesi. Another conclusion of the results in this research are feasible estimated regression model is used to explain the economic growth of the Regency/City of the island of Sulawesi.]]>
<![CDATA[Peran Kualitas Pelayanan Memoderasi Pengaruh Strategi Komunikasi Pemasaran Terhadap Kepercayaan Merek ]]>
<![CDATA[Ros Indah Mawarti]]>;
<![CDATA[Hedwigis Esti Riwayati]]>
<![CDATA[ INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 2 No. 3 (2019): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia - Edisi Juni 2019 ]]>
Publisher : <![CDATA[Forum Inovasi Bisnis dan Manajemen ]]>
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DOI: 10.31842/jurnal-inobis.v2i3.102
<![CDATA[Strategi komunikasi pemasaran dikatakan sukses apabila keseluruhan program mencerminkan kreativitas yang memberikan kepercayaan kepada konsumen terhadap merek. Kepercayaan konsumen akan timbul karena ada keyakinan bahwa pihak yang terlibat dalam pertukaran akan memberikan kualitas yang konsisten, jujur, dan bertanggung jawab. Penelitian ini dilakukan di BPJS Ketenagakerjaan Cabang Cikarang dengan tujuan untuk menganalisis sejauh mana kualitas pelayanan dalam memoderasi atau memperkuat kepercayaan terhadap merek BPJS Ketenagakerjaan saat strategi komunikasi pemasaran disampaikan kepada peserta. Metode yang digunakan pada penelitian ini adalah metode kuantitatif dengan jumlah sampel sebanyak 101 responden. Analisis data dilakukan dengan menggunakan Structural Equation Modeling aplikasi software AMOS. Hasil penelitian menunjukkan bahwa variabel strategi komunikasi pemasaran berpengaruh signifikan terhadap kepercayaan merek. Kualitas pelayanan mampu memoderasi interaksi antara strategi komunikasi pemasaran terhadap kepercayaan merek di BPJS Ketenagakerjaan khususnya Cabang Cikarang.]]>
<![CDATA[Analisis Faktor-faktor yang Memengaruhi Penyaluran Kredit Perbankan (Studi pada Bank Umum Milik Negara) ]]>
<![CDATA[Sita Nurmalia Adha]]>;
<![CDATA[Hedwigis Esti Riwayati]]>
<![CDATA[ INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 3 No. 1 (2019): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia - Edisi Desember 2019 ]]>
Publisher : <![CDATA[Forum Inovasi Bisnis dan Manajemen ]]>
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DOI: 10.31842/jurnal-inobis.v3i1.124
<![CDATA[Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio, Non Performing Loan, dan Suku Bunga Sertifikat Bank Indonesia terhadap Penyaluran Kredit Perbankan. Data yang digunakan dalam penelitian ini adalah data sekunder berupa data triwulanan kredit, Capital Adequacy Ratio, Non Performing Loan, dan Suku Bunga Sertifikat Bank Indonesia yang diperoleh dari publikasi website Bank Indonesia dan Otoritas Jasa Keuangan. Teknik pengumpulan sampel yang digunakan dalam penelitian ini dengan metode sampling jenuh. Metode analisis data yang digunakan adalah analisis statistik deskriptif dan analisis regresi data panel dengan menggunakan alat bantu pengolahan data yaitu program Eviews 8.0 for windows. Pengujian hipotesis menggunakan uji hipotesis parsial (uji t), uji goodness of fit (uji F), dan koefisien determinasi dengan tingkat signifikansi 5 persen. Hasil penelitian menunjukkan bahwa variabel capital adequacy ratio dan suku bunga sertifikat bank indonesia berpengaruh positif dan signifikan terhadap penyaluran kredit sedangkan variabel non performing loan berpengaruh negatif dan signifikan terhadap penyaluran kredit. Model dalam penelitian ini layak untuk menjelaskan penyaluran kredit perbankan pada Bank BUMN. Penelitian ini diharapkan dapat menambah referensi di bidang yang berkaitan dengan penyaluran kredit. Serta hasil penelitian ini diharapkan dapat memberikan kontribusi yang baik serta dapat mengembangkan wawasan masyarakat tentang penyaluran kredit bank. Peneliti selanjutnya dengan topik yang sejenis diharapkan dapat menambah variabel bebas lainnya yang diperkirakan berpengaruh terhadap penyaluran kredit seperti DPK, LDR dan variabel makro seperti inflasi.]]>
<![CDATA[Literasi Keuangan Bagi Para Santri Panti Asuhan Thariiqul Jannah Bekasi ]]>
<![CDATA[Hedwigis Esti Riwayati]]>;
<![CDATA[Nyi Mas Rizky Noviyah]]>;
<![CDATA[Yohanes Ferry Cahaya]]>
<![CDATA[ Jurnal Abdimas Perbanas Vol. 2 No. 2 (2021): Jurnal Abdimas Perbanas ]]>
Publisher : <![CDATA[Perbanas Institute ]]>
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DOI: 10.56174/jap.v2i2.428
<![CDATA[Literasi keuangan merupakan upaya mendorong masyarakat untuk lebih memahami seluk beluk lembaga keuangankhususnya perbankan yang meliputi: fungsi, produk, fasilitas dan jasa keuangan agar secara mudah dapat dipahami olehseluruh lapisan masyarakat. Literasi keuangan diperlukan untuk mendorong pertumbuhan ekonomi yang berkualitas sekaligus mengatasi kemiskinan. Literasi keuangan yang paling dasar bertujuan untuk meniadakan segala bentuk hambatan masyarakat dalam memahami seluk beluk Lembaga keuangan yang ada di Indonesia. Literasi keuangan khususnya tentang pengetahuan perbankan harus dikenalkan kepada masyarakat Indonesia sejak usia dini. Oleh karenanya langkah nyata yang dapat diterapkan untuk melaksanakan literasi keuangan sejak dini, Perbanas Institute melakukan pengabdian kepada masyarakat di Panti Asuhan Thariiqul Jannah, Bekasi. Panti AsuhanThariiqul Jannah, Bekasi memiliki peserta didik yang meliputi siswa/siswi TK, SD, SMP dan SMU sederajat. Tujuan Pengabdian kepada masyarakat yang dilaksanakan di Panti Asuhan Thariiqul Jannah, Bekasi denganmemberikan literasi keuangan khususnya pengetahuan tentang perbankan konvensional dan perbankan syariahmerupakan salah satu contoh untuk menyadarkan masyarakat agar senantiasa memberikan pengetahuan tentang perbankan sejak usia dini. Secara langsung juga menyadarkan masyarakat untuk mengenal perbankan di Indonesia bagiseluruh lapisan masyarakatnya. Kata kunci: Literasi keuangan, bank konvensional, bank Syariah. ]]>
<![CDATA[The Importance of Motivation, Discipline, and Work Experience on Work Productivity ]]>
<![CDATA[Dewi Ariska Manik]]>;
<![CDATA[Hedwigis Esti Riwayati]]>
<![CDATA[ Jambura Science of Management Vol 4, No 2 (2022): Jambura Science of Management - July 2022 ]]>
Publisher : <![CDATA[Universitas Negeri Gorontalo ]]>
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DOI: 10.37479/jsm.v4i2.14035
<![CDATA[This study aimed to examine the impact of motivation, work discipline and work experience on news producer productivity of Rajawali Television. This analysis used independent variables, namely motivation, work discipline, and work experience, whereas the dependent variable was work productivity. The sample of this study was 70 news employee of Rajawali Television. The data collected by distributing online questionnaire and processed by using SPSS version 26. It was analyzed using statistical method of multiple linear regression. The results showed that (1) the work motivation variable had no significant effect on employee productivity, (2) the work discipline variable had a positive and significant effect on the work productivity and (3) the work experience variable had a positive and significant effect on work productivity. The coefficient of determination test resulted in an Adjusted R Square of 62 percent which indicates a strong correlation between the dependent variable, namely work productivity, with the independent variables, namely motivation, work discipline, and work experience. The remaining 38 percent are influenced by other variables aside from this study.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI INDEKS HARGA SAHAM SEKTOR PROPERTI (Studi Pada Sektor Properti di Bursa Efek Indonesia) ]]>
<![CDATA[Hedwigis Esti Riwayati]]>;
<![CDATA[I Putu Jayantara]]>
<![CDATA[ JWM (JURNAL WAWASAN MANAJEMEN) Vol. 8 No. 2 (2020) ]]>
Publisher : <![CDATA[Universitas Lambung Mangkurat ]]>
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DOI: 10.20527/jwm.v8i2.42
<![CDATA[Stock price index can be influenced by various factors both internal and external factors. This study aims to analyze the external factors that influence the stock price index including: the exchange rate of the rupiah, the SBI interest rate, and inflation. The population uses 56 property sector companies listed on the Indonesian Stock Exchange. The sampling technique uses saturated samples so that the entire population is sampled. The analytical tool in this study uses the Ordinary Least Square method which is processed by the E-views 9. The research results show that the strengthening of the rupiah exchange rate results in a decrease in the stock price index of the property sector listed on the Indonesia Stock Exchange. While changes in SBI interest rates and inflation did not affect fluctuations in the property sector stock price index. In this study shows that the exchange rate, SBI interest rates, and inflation are able to explain the stock price index of the property sector]]>
<![CDATA[Analysis Of The Effect Of Premium Income, Underwriting Ratio, Return On Investment And Return On Equity On Profit Of Insurance Company ]]>
<![CDATA[Hedwigis Esti Riwayati]]>;
<![CDATA[Sendang Natalia]]>
<![CDATA[ Management Research Studies Journal Vol. 3 No. 2 (2022): Management Research Studies Journal ]]>
Publisher : <![CDATA[Perbanas Institute ]]>
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DOI: 10.56174/mrsj.v3i2.503
<![CDATA[Abstract This study was conducted to test the effect of premium income, underwriting ratio, return on investment and return on equity on profit of insurance company.xThexmethod applied in this study was quantitative method. The population included the general insurance companies registered at Indonesia Stock Exchange in 2015-2019.xThexsamples of this study were 10 insurance companies selected using purposive sampling technique.xThextypesxof data used on this study was secondary data. The method of data collection applied was documentation method and the technique of data analysis applied was multiple linear regression with a significance level of five percent. The results of the analysis showed that: (1) premium income had positive significant effect on insurance profit, (2) underwriting ratio had positive significant effect on insurance profit, (3) return on investment had positive significant effect on insurance profit, (4) return on equity had no significant and negative effect on insurance profit. ]]>
<![CDATA[THE UTILIZATION OF VRIO ANALYSIS TO MEASURE SUSTAINABLE COMPETITIVE ADVANTAGE AT BANK BTN COMPONENTS ]]>
<![CDATA[Tonny Sudjatnika]]>;
<![CDATA[Hedwigis Esti Riwayati]]>
<![CDATA[ International Journal of Economy, Education and Entrepreneurship Vol. 3 No. 1 (2023): International Journal of Economy, Education and Entrepreneurship ]]>
Publisher : <![CDATA[Yayasan Education and Social Center ]]>
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DOI: 10.53067/ije3.v3i1.123
<![CDATA[This research aimed to analyze Bank BTN's internal resources based on the conceptual framework of Valuables, Rareness, and Inimitable, and Organized by the framework of grounded theory and the Gioia method. The Primary data was obtained from internal Bank BTN as the unit of analysis. Data was sourced from the interview results with informants chosen by researchers. In addition to primary data, this study also combined secondary data sourced from company documents and reports. The categorical analysis uses to parse interview data and find internal resources which spotted Bank BTN's competitive advantage. This research has discovered four dimensions of a company's competitive advantage: strategic financial capital, strategic human resources capability, strategic business innovation, and business sustainability. The majority of categories still classify as a temporary competitive advantage]]>
<![CDATA[Peran Barrier Memoderasi Pengaruh Motivasi dan Enabler terhadap Perilaku Berbagi Pengetahuan Pegawai ]]>
<![CDATA[Ilafi Rani Yoasti]]>;
<![CDATA[Hedwigis Esti Riwayati]]>;
<![CDATA[Ovalia]]>;
<![CDATA[Muhammad Iqbal]]>
<![CDATA[ Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN ]]>
Publisher : <![CDATA[Program Studi Manajemen Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jmk.v12i1.5653
<![CDATA[This study aims to investigate and analyze the effect of motivation, enabler and enabler on knowledge sharing behavior in Ministry of Finance with barrier as moderating variable. This study adopts a quantitative method with a sample of 100 employees of Ministry of Finance. The data employed are primary data derived from questionnaire. Moderated Regression Analysis (MRA) is used to analyse the data. From the results of the study, it was found that motivation and enabler had a significant and positive effect on the knowledge sharing behavior of Ministry of Finance employees. The results also showed that the barrier did not moderate the influence of motivation or enabler on the knowledge sharing behavior of MoF employees.]]>
