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All Journal Journal of Trends Economics and Accounting Research Journal Publicuho JAKBS JEBD Journal of Innovative and Creativity Jurnal Manajemen, Bisnis dan Kewirausahaan
Agus Zul Bay
Universitas Sembilanbelas November Kolaka
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Journal : Journal Publicuho

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DETERMINAN FINANCIAL BEHAVIOUR PADA KELUARGA DENGAN ANAK STUNTING DI KABUPATEN KOLAKA Agus Zul Bay; Iis Afrianty; Fitri Kumalasari
Journal Publicuho Vol. 6 No. 4 (2023): November - January - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v6i4.301

Abstract

In the Sustainable Development Goals (SDGs), one of them is overcoming the problem of stunting. Socioeconomic conditions are a supporting factor in the level of stunting in Indonesia. The government's efforts to tackle the problem of stunting are by providing financial assistance and nutritious staple foods. These efforts will certainly be effective with good financial behaviour. This research aims to examine the level of determinants of financial behaviour. The determinants of financial behaviour that are studied in this research are the effect of financial literacy, the effect of financial attitudes and the effect of lifestyle on the financial behaviour of families with stunted children in the Wundulako Community Health Center Working Area, Kolaka Regency. This research is quantitative (explanatory research). The data analysis was carried out was measuring the structural model testing model using the Structural Equations Model (SEM) analysis technique using PLS 3.0. This research shows that financial literacy and financial attitudes have a significant positive effect on financial behaviour. However, lifestyle does not have a significant effect on financial behaviour.
IMPLEMENTASI FINANSIAL LITERASI DAN FINANSIAL TEKNOLOGI DALAM PENGELOLAAN KEUANGAN UMKM DI KABUPATEN KOLAKA Fitri Kumalasari Fitri; Agus Zul Bay; Fetni; Perduti Lestari Rulimo
Journal Publicuho Vol. 7 No. 2 (2024): May - July - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v7i2.449

Abstract

The current condition of micro, small, and medium enterprises is not as bad as it used to be. However, in this developmental process, micro, small, and medium enterprise managers face various challenges, including limited financial understanding and a lack of skills in applying technology for financial management. This study employs qualitative methods to understand the implementation of Financial Literacy and Financial Technology in managing micro, small, and medium enterprises' finances in Kolaka Regency using purposive sampling techniques. Qualitative descriptive data analysis techniques were used. According to Bogdan in Hardan et al. (2020), data analysis is a systematic process of collecting and describing information from various sources such as interviews, field notes, and other materials. The aim of this process is to facilitate a better understanding and communicate the results to others. Research shows that financial literacy and financial technology in managing MSME finances in Kolaka Regency are working well, helping MSMEs manage financial resources effectively and utilize digital payments to increase access to financial services and financial inclusion.
Co-Authors Agus Ambarsari Andini Marsyah Andry Stepahnie Titing Arini Indah Sridayani Fetni Fetni Fhita Fhita Fitri Kumalasari Fitri Kumalasari Fitri Hendrik Ismanto Nanang Arjun Amirsa Niar Astaginy Perduti Lestari Rulimo