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All Journal Journal of Trends Economics and Accounting Research Journal Publicuho JAKBS JEBD Journal of Innovative and Creativity Jurnal Manajemen, Bisnis dan Kewirausahaan
Agus Zul Bay
Universitas Sembilanbelas November Kolaka
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Journal : Journal Publicuho

 1 
DETERMINAN FINANCIAL BEHAVIOUR PADA KELUARGA DENGAN ANAK STUNTING DI KABUPATEN KOLAKA Agus Zul Bay; Iis Afrianty; Fitri Kumalasari
Journal Publicuho Vol. 6 No. 4 (2023): November - January - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v6i4.301

Abstract

In the Sustainable Development Goals (SDGs), one of them is overcoming the problem of stunting. Socioeconomic conditions are a supporting factor in the level of stunting in Indonesia. The government's efforts to tackle the problem of stunting are by providing financial assistance and nutritious staple foods. These efforts will certainly be effective with good financial behaviour. This research aims to examine the level of determinants of financial behaviour. The determinants of financial behaviour that are studied in this research are the effect of financial literacy, the effect of financial attitudes and the effect of lifestyle on the financial behaviour of families with stunted children in the Wundulako Community Health Center Working Area, Kolaka Regency. This research is quantitative (explanatory research). The data analysis was carried out was measuring the structural model testing model using the Structural Equations Model (SEM) analysis technique using PLS 3.0. This research shows that financial literacy and financial attitudes have a significant positive effect on financial behaviour. However, lifestyle does not have a significant effect on financial behaviour.
IMPLEMENTASI FINANSIAL LITERASI DAN FINANSIAL TEKNOLOGI DALAM PENGELOLAAN KEUANGAN UMKM DI KABUPATEN KOLAKA Fitri Kumalasari Fitri; Agus Zul Bay; Fetni; Perduti Lestari Rulimo
Journal Publicuho Vol. 7 No. 2 (2024): May - July - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v7i2.449

Abstract

The current condition of micro, small, and medium enterprises is not as bad as it used to be. However, in this developmental process, micro, small, and medium enterprise managers face various challenges, including limited financial understanding and a lack of skills in applying technology for financial management. This study employs qualitative methods to understand the implementation of Financial Literacy and Financial Technology in managing micro, small, and medium enterprises' finances in Kolaka Regency using purposive sampling techniques. Qualitative descriptive data analysis techniques were used. According to Bogdan in Hardan et al. (2020), data analysis is a systematic process of collecting and describing information from various sources such as interviews, field notes, and other materials. The aim of this process is to facilitate a better understanding and communicate the results to others. Research shows that financial literacy and financial technology in managing MSME finances in Kolaka Regency are working well, helping MSMEs manage financial resources effectively and utilize digital payments to increase access to financial services and financial inclusion.
PERAN PERTEMUAN PENINGKATAN KAPASITAS KELUARGA PADA PENGELOLAAN KEUANGAN KELUARGA PENERIMA MANFAAT PROGRAM KELUARGA HARAPAN Agus Zul bay; Fitri Kumalasari; Fetni; La Ode Maulid
Journal Publicuho Vol. 7 No. 4 (2024): November - January - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v7i4.554

Abstract

This research aims to understand and describe the role of Family Capacity Building Meetings in financial management for Beneficiary Families of the Family Hope Program. Using qualitative descriptive research methods, the data collected consisted of primary data and secondary data. Primary data was obtained through interviews with three informants from PKH HR and 15 PKH KPM, as well as the results of field observations. Meanwhile, secondary data was collected through literature study and supporting literature. The data analysis technique used is qualitative analysis, which includes data collection, data reduction, data presentation, and drawing conclusions, as explained by Miles and Huberman. The findings indicate that PKH human resources understand the objectives and benefits of the P2K2 program, resulting in a significant impact on enhancing the knowledge and financial management skills of KPM PKH. Through P2K2 meetings, KPMs gain additional insights into family financial management. However, challenges remain, as some KPMs struggle with financial management due to the instability of their monthly income.
PENINGKATAN KAPASITAS KELUARGA MELALUI PERAN PENDAMPING PKH DI KABUPATEN MUNA Fetni; I Rawati; Agus Zul Bay; Maulid
Journal Publicuho Vol. 8 No. 2 (2025): May - July - Journal Publicuho
Publisher : Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35817/publicuho.v8i2.770

Abstract

This study aims to explore and gain a comprehensive understanding of the role of facilitators in the Family Hope Program (PKH) in improving family capacity. A qualitative approach is employed, with the main focus on obtaining an in-depth understanding of the social dynamics occurring in the field. Techniques included observation, in-depth interviews, focus group discussions (FGDs), and document analysis. Data analysis was conducted using a thematic approach, in which the collected data were grouped into key themes, such as the strategic role of PKH facilitators, their contribution to enhancing family capacity, and the various challenges encountered during the assistance process. The study's results indicated that facilitators play a crucial role in the success of the PKH program, particularly in encouraging improvements in family capacity. In this regard, the role of facilitators encompasses four main functions, as outlined by Jim Ife: facilitators, educators, representatives, and technical implementers. These four roles contribute significantly to changes in KPM behaviour in areas such as education, health, economy, and social awareness. However, the implementation of the facilitator's role has not been fully optimal, especially in technical aspects, due to limited infrastructure, inadequate access to information technology, insufficient administrative support from local policymakers, and program socialisation that has not reached all segments of society. Therefore, the success of PKH assistance is highly dependent on the facilitator's skills and active involvement throughout the process, as well as the need for synergy among various stakeholders to address field challenges.
Co-Authors Agus Ambarsari Andini Marsyah Andry Stepahnie Titing Arini Indah Sridayani Fetni Fetni Fhita Fhita Fitri Kumalasari Fitri Kumalasari Fitri Hendrik I Rawati Ismanto Ismanto La Ode Maulid Maulid Maulid Nanang Arjun Amirsa Niar Astaginy Perduti Lestari Rulimo