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SISTEM TANGGUNG RENTENG DALAM PEMBERIAN KREDIT MODAL USAHA PNM MEKAAR Nadila Annisa; Adlin Budhiawan
JURNAL ILMIAH LIVING LAW Vol. 15 No. 2 (2023): Jurnal Ilmiah Living Law
Publisher : Magister Hukum Sekolah Pascasarjana Unida

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jill.v15i2.8732

According to the study's findings, the debtor is also an individual guarantee under the shared responsibility system, and the Civil Code's articles 1278 and 1280 provide legal protection for creditors. This study aims to shed light on how to implement the millennial economic strategy in a way that benefits both transaction actors and those who carry out transactions. Normative juridical research examines the doctrines or principles of the Science of Law. The quantity of tests in this review were 6 individuals. The study's findings demonstrate that debtors are also individuals under the joint responsibility system. The group is obligated to pay the debtors for their services, but the large number of installments causes members to feel resentment. This is because group members are also expected to pay back their loans. The credit disbursement processing does not begin as a result of this default's occurrence, which has consequences for the group it belongs to. This indicates that it is extremely challenging for the concerned group as well as other groups.

PERLINDUNGAN HUKUM BAGI DEBITUR YANG BERITIKAD BAIK DALAM PERJANJIAN OVER KREDIT: perlindungan hukum terhadap debitur yang beritikad baik dalam perjanjian over kredit dan cara membuktikan kriteria debitur yang beritikad baik dalam sebuah perjanjian hukum over kredit Yuliza Anisa Fitri; Adlin Budhiawan
Jurnal Hukum Lex Generalis Vol 5 No 4 (2024): Tema Hukum Perdata
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar

In protecting parties who have good intentions in an agreement, a legal umbrella is needed that can provide legal certainty protection, one of which is filing legal action through a judicial institution for debtors who feel disadvantaged as regulated in Article 1131 of the Civil Code, for further debtors who have good intentions in cases This person can claim rights to the documents and BPKB in question both through litigation and non-litigation. This legal protection is based on the principle of good faith in the continued debtor. From a civil law perspective, honesty or good faith is considered to always exist in every bezitter, whereas the existence of dishonesty or bad faith in a bezitter must be proven as regulated in Article 533 of the Civil Code.

Element of Loss in Qualifying an Act as an Unlawful Act Muhammad Hafizhan Armansyah; Adlin Budhiawan
Journal Equity of Law and Governance Vol. 4 No. 2
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.4.2.10067.244-251

The aim of this research is to determine the criteria for classifying losses as aspects of criminal acts and the factors judges take into account when classifying losses. This study employs a normative research methodology, which is legal research that views the law as a set of norms. The data sources used in this study are secondary sources, namely journals, Supreme Court Decisions RI Number 2638 K/Pdt/2014, and some laws. Research Results According to R. WirjonoProjodikoro: R. Wirjono Projodikoro interprets the word onrechtmatigedaad as an unlawful act. According to him, the word "deed" in the series of words "unlawful act" can be interpreted positively but also negatively, that is, it also includes things that people can be said to be in violation of the law by just being silent because according to the law, the person should act. It is the duty of judges, particularly constitutional judges, to investigate, uphold, and comprehend the legal principles and sense of justice that permeate society, according to Law Number 48 of 2009, Article 5, paragraph 1. Qualifying events is much more difficult than constatizing events, because constituting events means seeing concrete events, something that can be seen, while qualification in this case is an abstraction rather than the concrete event.

REVIEW OF CRIMINAL LAW ON MANIPULATION OF PT ASABRI'S FINANCIAL STATEMENTS AS AN ACT OF FRAUD Ratu Frisya Ritonga; Adlin Budhiawan
Journal Equity of Law and Governance Vol. 4 No. 2
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.4.2.10210.316-326

Fraud is an act that violates the law and can cause harm to many parties. Literally, fraud is a term that comes from the English language which means fraud. Fraud can also be interpreted as an unlawful act that is carried out intentionally, such as manipulation or providing false reports to other parties to obtain personal or group gain. This act can be a falsification of financial statements that are manipulated intentionally to gain personal gain. The research conducted by the author aims to examine the review of criminal law on the manipulation of financial statements as an act of fraud in one of the cases that is quite excited about manipulation and state losses in Indonesia, namely PT. ASABRI Social Insurance for the Armed Forces of the Republic (Persero). This research uses normative research through a concept approach, case approach and statutory approach (statue approach). The nature of the research is analyzed using descriptive research, data collection methods in the form of literature studies, and the data obtained will be analyzed using inductive analysis methods. The results of this study indicate that the case of PT Asabri (Persero) is a case that has a relationship to fraud that is proven by violations or manipulation of financial statements that occurred at PT Asabri and the resolution of this case is dominated by settlement through the legal process of corruption based on Article 2 (1) and article 3 of Law No.31 of 1999 concerning Eradication of Corruption which was amended by Law No. 20 of 2001 concerning Amendments to Law No. 31 of 1999 concerning Eradication of Corruption. The conclusion in this case is that the case of PT Asabri (Persero) is fraud with the category of corruption schemes and manipulation of financial statements.

Legal Protection of Insurance Policyholders of PT Aspan Medan in the Revocation of Business License by the Financial Services Authority Institution Kumala Sari Nasution; Adlin Budhiawan
Journal Equity of Law and Governance Vol. 6 No. 1
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.6.1.10611.103-112

Public trust in insurance companies is growing rapidly, as shown by the amount of premiums successfully collected by insurance companies. Therefore, insurance companies must improve their performance to support public trust in insurance. The life insurance firm Aspan Medan Company lost its business license from Financial Services Authority. Financial Services Authority roles, functions, and authority are the study's issues. Impact of Financial Services Authority insurance business license revocation on parties' mechanisms, rights, and duties Juridical examination of Financial Services Authority insurance company license revocation According to Insurance Law 40 of 2014, Descriptive legal research employs normative and empirical methods. Literature-based qualitative data analysis. Financial Services Authority regulates and supervises banks. Bank health regulation and monitoring. Bank prudential regulation and oversight. Mechanisms, rights, and duties of parties affected by Financial Services Authority insurance business license revocation. Financial Services Authority insurance company license revocation process A member of the Financial Services Authority Board of Commissioners and the Chief Executive Officer of the Nonbank Financial Industry Supervisor approve the letter of revocation of an insurance business license, transferring all rights and obligations to third parties, creditors, and policyholders. Juridical review of the Financial Services Authority's revocation of an insurance business license under Insurance Law Number 40 of 2014. If the Financial Services Authority believes the Insurance Company's condition endangers Policyholders, Insured, or Participants, it may revoke business licenses without other administrative sanctions.

Analisis Larangan Jabatan Kepala Desa Berdasarkan Peraturan Bupati Deli Serdang Nomor 6 Tahun 2021 Tentang Pengangkatan Dan Pemberhentian Kepala Desa Perspektif Siyasah Dusturiyah (Studi Kasus Pemberhentian Kepala Desa Paluh Kurau, Kecamatan Hamparan Perak, Kabupaten Deli Serdang) Zulfahri; Adlin Budhiawan
QANUN: Journal of Islamic Laws and Studies Vol. 4 No. 1 (2025): QANUN: Journal of Islamic Laws and Studies, September 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/qanun.v4i1.876

Penelitian ini menganalisis penerapan Peraturan Bupati Deli Serdang Nomor 6 Tahun 2021 dengan fokus pada dua larangan jabatan kepala desa yang menjadi dasar pemberhentian Kepala Desa Paluh Kurau, yaitu: (1) larangan membuat keputusan yang menguntungkan diri sendiri, anggota keluarga, pihak lain, atau golongan tertentu; dan (2) larangan menyalahgunakan wewenang, tugas, hak, dan/atau kewajiban. Penelitian ini menggunakan metode kualitatif dengan pendekatan perundang-undangan (statute approach) dan deskriptif-analitis melalui studi dokumen, wawancara, dan kajian literatur. Analisis dilakukan dengan perspektif Siyasah Dusturiyah untuk menilai keselarasan penerapan kedua larangan tersebut dengan prinsip amanah (al-amānah), keadilan (al-‘adl), dan kemaslahatan (al-maslahah). Hasil penelitian menunjukkan bahwa penerapan kedua larangan jabatan tersebut memiliki dasar hukum yang kuat, mulai dari Undang-Undang Dasar Negara Republik Indonesia Tahun 1945, Undang-Undang Nomor 6 Tahun 2014 tentang Desa beserta perubahannya, hingga peraturan pelaksana di tingkat daerah. Proses pemberhentian dilaksanakan melalui mekanisme administratif yang melibatkan Badan Permusyawaratan Desa (BPD), Camat, Dinas Pemberdayaan Masyarakat Desa (DPMD), Inspektorat, dan Biro Hukum, dengan tahapan mulai dari musyawarah hingga penerbitan SK Bupati. Dari perspektif Siyasah Dusturiyah, kebijakan ini sejalan dengan prinsip amanah, keadilan, dan kemaslahatan, serta dapat dibenarkan apabila bertujuan menjaga integritas pemerintahan desa dan mencegah kemudaratan yang lebih besar. Temuan ini menegaskan adanya keterpaduan antara prinsip tata kelola pemerintahan dalam Islam dan mekanisme hukum positif di Indonesia, sehingga keputusan pemberhentian memiliki legitimasi normatif dan yuridis. Penelitian ini merekomendasikan penguatan aspek transparansi, perlindungan hak, dan konsistensi penerapan aturan untuk menjaga kepercayaan publik terhadap pemerintahan desa.

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