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All Journal Jurnal Ilmiah Ekonomi Islam El-kahfi : Journal of Islamic economics
Nenengsih
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Economics, Econometrics & Finance Social Sciences

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Eksplorasi Kesiapan Perguruan Tinggi Mendukung Pengembangan UMKM Halal Food Nenengsih
El-kahfi | Jurnal Ekonomi Islam Vol 4 No 02 (2023): Journal of Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v4i02.145

Abstract

This research aims to analyze the readiness of universities in West Sumatra to support the development of halal food SMEs. Halal food SMEs have great potential for growth and development, especially in countries with a majority Muslim population like Indonesia. However, there are various challenges faced by halal SMEs, such as low understanding of halal certification and limited socialization activities. Therefore, universities, as educational and research institutions, play a strategic role in assisting the development of halal food. This study adopts a descriptive analysis approach by collecting data through literature review and interviews with the academic community of universities in West Sumatra. The results show that universities in the region have limited involvement in supporting the halal industry. Although some universities have established study centers or halal centers, direct participation is still relatively low. The role of universities in the development of halal food SMEs can be carried out through various activities, such as producing high-quality human resources, establishing halal product research centers, conducting socialization, education, mentoring, and consultation related to halal certification, as well as developing halal literacy. Halal science and technology research are also crucial in producing halal products that meet consumer expectations. To address global challenges and enhance the competitiveness of halal food SMEs, universities need to enhance their readiness by intensifying their roles and collaborations among universities, government agencies, business entities, and other relevant institutions. By doing so, the development of halal food SMEs in West Sumatra can be effectively implemented, contributing to the regional economy, and meeting the increasing needs of Muslim consumers.
Persepsi Pelaku UMKM Kota Padang Terhadap Peer To Peer Finance Syariah Fitri, Radia; Nenengsih
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial teknologi (fintech) Peer to peer lending/ Finance syariah menjadikan salah satu yang dapat dimanfaatkan oleh pelaku UMKM dalam mendapatkan pembiayaan dan modal. Hal ini memberikan kemudahan kepada pelaku UMKM dalam persyaratan pinjaman dibandingkan perbankan syariah. Peer to peer lending yang sudah mendapatkan izin OJK sebanyak 98 platfom, sedangkan peer to peer finance syariah hanya 7 platform. Penelitian ini bertujuan untuk mengkaji  lebih dalam persepsi pelaku UMKM terhadap peer to peer finance syariah. Untuk mencapai tujuan penelitian ini menggunakan metode penelitian kualitatif. Data UMKM terdapat pada 5 kecamatan di kota Padang, diantaranya kecamatan Koto tangah, Kuranji, Pauh, Nanggalo dan Padang Timur. Dari hasil penelitian menunjukkan bahwa persepesi pelaku UMKM bepersepsi positif dalam pandangan manfaat penggunaan P2P finance syariah, sosial dan regulasi, Sedangkan persepsi terhadap pengetahun persepsi masyarakat negatif karena ketidak pahaman prosedur dan transaksi yang dilakukan. Persepsi pelaku UMKM terhadap kepercayaan pada P2P finance syariah masih netral dan ragu-ragu hal ini disebabkan ketidak pahaman pelaku UMKM dan belum pernah menggunakannya.
Co-Authors Fitri, Radia