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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Pengabdian UNDIKMA El-kahfi : Journal of Islamic economics TAMKIN Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat Berdampak
Fitri, Radia
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Pengaruh Kinerja Dewan Pengawas Syariah KSPPS Kota Padang Dalam Mewujudkan Kepatuhan Syariah Afriyanti, Afriyanti; Fitri, Radia; Ruswandi, Ruswandi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13220

Abstract

Sharia Compliance in Islamic Financial Institutions is compliance, fulfilment of basic values and absolute prices. As an institution that carries the name sharia, KSPPS is expected to provide a better understanding for the general public directly, because its role is closer to the community. This study aims to determine the extent to which the performance of DPS will affect the course of the development of KSPPS in the village. Qualitative descriptive research method. The data collection techniques used were documentation studies, in-depth interviews, analysis was done by narrating the results of interviews, which were then processed again by the author. The result of this research is that sharia compliance has not been fulfilled in the performance of DPS in KSPPS Padang City. The author found that the appointment of DPS is only seen from the point of view of the community store around KSPPS or the village alone, besides that there is also concurrent work so that there is also no standard procedure from the institution on the performance of the DPS. The selected DPS should have integral scientific qualifications, namely understanding the science of muamalah fiqh, sharia and modern Islamic financial economics. It is not the qualifications of all majors.
Persepsi Pelaku UMKM Kota Padang Terhadap Peer To Peer Finance Syariah Fitri, Radia; Nenengsih
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial teknologi (fintech) Peer to peer lending/ Finance syariah menjadikan salah satu yang dapat dimanfaatkan oleh pelaku UMKM dalam mendapatkan pembiayaan dan modal. Hal ini memberikan kemudahan kepada pelaku UMKM dalam persyaratan pinjaman dibandingkan perbankan syariah. Peer to peer lending yang sudah mendapatkan izin OJK sebanyak 98 platfom, sedangkan peer to peer finance syariah hanya 7 platform. Penelitian ini bertujuan untuk mengkaji  lebih dalam persepsi pelaku UMKM terhadap peer to peer finance syariah. Untuk mencapai tujuan penelitian ini menggunakan metode penelitian kualitatif. Data UMKM terdapat pada 5 kecamatan di kota Padang, diantaranya kecamatan Koto tangah, Kuranji, Pauh, Nanggalo dan Padang Timur. Dari hasil penelitian menunjukkan bahwa persepesi pelaku UMKM bepersepsi positif dalam pandangan manfaat penggunaan P2P finance syariah, sosial dan regulasi, Sedangkan persepsi terhadap pengetahun persepsi masyarakat negatif karena ketidak pahaman prosedur dan transaksi yang dilakukan. Persepsi pelaku UMKM terhadap kepercayaan pada P2P finance syariah masih netral dan ragu-ragu hal ini disebabkan ketidak pahaman pelaku UMKM dan belum pernah menggunakannya.
Pendampingan Pengembangan UMKM dengan Transformasi ke Bisnis Syariah : Pengurusan NIB & Pembiayaan Pelaku UMKM Kota Padang Fitri, Radia; Afriyanti, Afriyanti; Ulyadi, Ulyadi
Jurnal Pengabdian UNDIKMA Vol. 5 No. 2 (2024): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i2.10628

Abstract

This service aims to increase the understanding of UMKM players regarding the development of UMKM with their transformation into sharia business. Understanding Sharia business was focused on anti-usury Sharia financing. Apart from understanding financing, they were also assisted in issuing NIB and financing to Islamic banking institutions. The method of this service was Participatory Action Research (PAR), where the team accompanies Padang City UMKM (Micro, Small and Medium Enterprises) actors. Evaluation was carried out by sharing experiences from UMKM actors, feedback, and follow-up. Data analysis used in this service used descriptive analysis. The success of this activity was measured by the understanding provided to UMKM actors regarding the Sharia business. The results of this service showed that UMKM actors  understood Sharia business principles; UMKM actors proved this: 1) Wanting to switch to a Sharia institution in accordance with applicable regulations, 2) Registering as Nagari Syariah bank customers, 3) Registering their business to get NIB because including the requirements for financing files and processing halal certificates, 4) Registering the business to obtain Sharia capital, 5) Filling in the halal certificate issuance form to obtain a halal certificate.
Peningkatan Literasi Ekonomi Syariah Pada Generasi Milenial Bundo, Mayang; Wahyudi, M.; Nenengsih, Nenengsih; Putra, Doni Eka; Fitri, Radia
Tamkin Jurnal Pemberdayaan Tazkia Vol. 2 No. 1 (2024): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tamkin.v2i1.316

Abstract

Community service in the form of sharia economic literacy aims to provide students with understanding and insight regarding sharia economics both theoretically and practically, help students map out careers with the sharia economics study program and introduce STEI Ar Risale West Sumatra to SMA/MA students. Thus, the aim and target of implementing this PkM activity is that it is hoped that students will become driving agents and can contribute to the advancement of Sharia Economics in the city of Padang, West Sumatra.
Peran Wakaf Dalam Mewujudkan Kesejahteraan Sosial: Perspektif Dari Tafsir Ekonomi Islam Mursal, Mursal; Lastina, Irma; Fitri, Radia; Yanti, Novi; Indra Wandi, Joni
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.234

Abstract

Wakaf telah menjadi salah satu instrumen penting dalam ekonomi Islam, dengan peran signifikan dalam meningkatkan kesejahteraan sosial masyarakat. Tulisan ini bertujuan untuk mengeksplorasi peran wakaf dalam konteks kesejahteraan sosial dari sudut pandang tafsir ekonomi Islam. Melalui pendekatan kualitatif, penelitian ini menggali konsep wakaf dalam Islam serta analisis ekonomi terkait, mengaitkannya dengan prinsip-prinsip ekonomi Islam seperti keadilan, distribusi, dan keberlanjutan. Hasilnya menunjukkan bahwa wakaf tidak hanya sebagai instrumen ekonomi, tetapi juga sebagai sarana filantropi yang dapat meningkatkan akses terhadap layanan sosial dan ekonomi bagi masyarakat yang membutuhkan. Dalam konteks ini, wakaf bukan hanya menghasilkan redistribusi kekayaan, tetapi juga mempromosikan kesejahteraan sosial secara keseluruhan. Penelitian ini memberikan wawasan baru tentang potensi wakaf dalam memperkuat fondasi ekonomi Islam yang berorientasi pada keadilan sosial dan kesejahteraan umat.
Pengaruh Kinerja Dewan Pengawas Syariah KSPPS Kota Padang Dalam Mewujudkan Kepatuhan Syariah Afriyanti, Afriyanti; Fitri, Radia; Ruswandi, Ruswandi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13220

Abstract

Sharia Compliance in Islamic Financial Institutions is compliance, fulfilment of basic values and absolute prices. As an institution that carries the name sharia, KSPPS is expected to provide a better understanding for the general public directly, because its role is closer to the community. This study aims to determine the extent to which the performance of DPS will affect the course of the development of KSPPS in the village. Qualitative descriptive research method. The data collection techniques used were documentation studies, in-depth interviews, analysis was done by narrating the results of interviews, which were then processed again by the author. The result of this research is that sharia compliance has not been fulfilled in the performance of DPS in KSPPS Padang City. The author found that the appointment of DPS is only seen from the point of view of the community store around KSPPS or the village alone, besides that there is also concurrent work so that there is also no standard procedure from the institution on the performance of the DPS. The selected DPS should have integral scientific qualifications, namely understanding the science of muamalah fiqh, sharia and modern Islamic financial economics. It is not the qualifications of all majors.
Sosialiasi Implementasi Prinsip Etika Bisnis Islam untuk Meningkatkan Kualitas Pengelolaan Peternakan Ayam di Desa Pinggir Air Angriani, Weny Lovia; Fitri, Radia
Jurnal Pengabdian Masyarakat Berdampak Vol. 2 No. 1 (2026): Januari 2026
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jupemba.v2i1.66

Abstract

Kegiatan pengabdian ini dilatar belakangi oleh rendahnya tingkat pemenuhan kebutuhan telur ayam ras di Desa Pinggir Air, di mana produksi lokal baru mampu mencukupi sekitar 20% dari kebutuhan pasar. Kondisi tersebut menyebabkan ketergantungan masyarakat terhadap pasokan telur dari luar daerah. Situasi ini sekaligus menjadi peluang bagi masyarakat Desa Pinggir Air untuk mengembangkan usaha peternakan ayam petelur secara mandiri. Kegiatan pengabdian ini bertujuan untuk memberikan pendampingan dan pemahaman mengenai penerapan prinsip-prinsip Etika Bisnis Islam dalam pengelolaan peternakan ayam petelur, agar usaha yang dijalankan tidak hanya menguntungkan secara ekonomi tetapi juga berlandaskan nilai-nilai Islam. Metode yang digunakan adalah pendekatan partisipatif dengan melibatkan peternak sebagai mitra utama, serta tokoh masyarakat dan pihak terkait sebagai pendukung kegiatan. Hasil kegiatan menunjukkan bahwa para peternak mulai menerapkan prinsip-prinsip Etika Bisnis Islam, meliputi prinsip kesatuan (tauhid), keseimbangan (keadilan dalam penetapan harga), tanggung jawab, dan kejujuran dalam menjaga kualitas telur. Selain itu, pengelolaan usaha dilakukan dengan memanfaatkan lahan dan modal pribadi, serta sistem pemasaran langsung kepada konsumen. Melalui kegiatan ini, diharapkan peternak dapat mengembangkan usaha secara berkelanjutan dengan tetap berpegang pada nilai-nilai etika bisnis Islam.
Co-Authors Afriyanti Afriyanti, Afriyanti Angriani, Weny Lovia Bundo, Mayang Lastina, Irma M. Wahyudi, M. Mursal Mursal Nenengsih Nenengsih, Nenengsih Putra, Doni Eka Ruswandi Ruswandi Ulyadi, Ulyadi Wandi, Joni Indra