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All Journal Al-Sharf: Jurnal Ekonomi Islam Al-Ulum: Jurnal Pendidikan Islam
Anida M
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Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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Implementasi Penyertaan Akad Wakalah Dalam Pembiayaan Murabahah Pada PT. Bank Syariah Indonesia, Tbk KCP Pangkalan Brandan Maulana Azizi Rahman; Ahmad Sanusi Luqman; Anida M
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i2.314

Abstract

This study focuses on the discussion of the process and realization of the distribution of murabahah financing, the inclusion of wakalah contracts in murabahah financing, and the economic perspective on the inclusion of wakalah contracts in murabahah financing by PT. BSI, Tbk KCP Pangkalan Brandan. The research method used in this study is a descriptive qualitative research method with an empirical approach. In this study, researchers used a collection technique, namely by means of observation, interviews, and documentation. Data processing and analysis techniques are data editing, data classification, data verification and drawing conclusions. The results of the study explain that the process and realization of murabahah contract financing at PT. BSI, Tbk KCP Pangkalan Brandan is almost the same as financing in general, starting with an application, survey and disbursement, while financing products using a murabahah contract are motor financing, car purchases, electronic goods purchases, raw material purchases, and home renovations. . Wakalah contract participation is carried out at the same time as the implementation of murabahah financing. The inclusion of wakalah contracts in murabahah financing by PT. BSI, Tbk KCP Pangkalan Brandan can be said to be illegal and not in accordance with Islamic economics, because in practice, the murabahah financing that has occurred has invalidated one of the pillars and conditions in buying and selling, namely the absence of goods being traded and the goods are not property rights. full of the contracting parties so that the delivery of the object cannot be carried out. 
Upaya Peningkatan Hasil Belajar Dengan Menggunakan Strategi Critical Incident (Pengalaman Penting) Pada Mata Pelajaran Fiqih Siswa Kelas VIII Mts Tarbiyah Waladiyah Nur Nilam Sari; Anida M; Nurmisda Ramayani
Al-Ulum: Jurnal Pendidikan Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-ulum.v3i2.296

Abstract

The objectives of this research are: To find out how the learning outcomes in learning fiqh students of class VIII MTs TarbiyahWaladiyah after using the Critical Incident strategy. This research was conducted in the form of classroom action research. According to the type of research chosen, namely classroom action research, this research uses an action research model in the form of a spiral and from one cycle to the next. The results of this study are: From the student learning outcomes obtained after using the critical incident learning strategy on halal and haram food and beverage materials, it began to increase by 71.87% in the first cycle with 27 students and 93.75% in the first cycle. II with a lot of students 30 students. This shows that the use of critical incident learning strategies on halal and haram food and beverage materials at MTs TarbiyahWaladiyah can improve learning outcomes even more than targeted.
Co-Authors Ahmad Sanusi Luqman Maulana Azizi Rahman Nur Nilam Sari Nurmisda ramayani