Article Per Year (5 Year)
p-Index From 2021 - 2026
3.73
P-Index
This Author published in this journals
All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen JRAK (Jurnal Riset Akuntansi dan Bisnis) (e-Journal) VALUE: Jurnal Ilmiah Akuntansi, Keuangan dan Bisnis International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) EKONOMIKA45 Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Multidisiplin Sahombu International Journal of Educational and Life Sciences (IJELS) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan JIMEK Jurnal Ilmiah Manajemen Dan Kewirausahaan Jurnal Publikasi Ekonomi dan Akuntansi Jurnal Publikasi Manajemen Informatika
Hamonangan Siallagan
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
Pengaruh Inflasi terhadap Tingkat Pengembalian (Real Return) Deposito Yanti Enjelika Hutasoit; Yanti Octacia Selvianica Sigalingging; May Artha Pakpahan; Sastri Erpina Sinaga; Hamonangan Siallagan
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 2 (2026): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i2.6531

Abstract

This study aims to examine the effect of inflation on deposit development using a literature review approach. Data were obtained from previous empirical studies, academic books, official reports, and other relevant scientific publications related to inflation and banking performance. The analysis indicates that inflation has a significant influence on the real return of bank deposits. When inflation increases and exceeds the interest rates offered by banks, the real yield on deposits becomes negative, thereby reducing their attractiveness as a savings and store-of-value instrument. Under such conditions, depositors tend to reallocate their funds to alternative investment instruments, such as gold, bonds, or stocks, which are perceived to provide better protection against inflation. This shift in investment behavior can lead to a decline in deposit growth and reduce banks’ third-party funds (DPK), potentially affecting banking liquidity and financial stability. The findings emphasize that inflation is a crucial macroeconomic variable that shapes saving behavior, influences deposit mobilization, and determines the stability of banking funding sources. Therefore, maintaining price stability is essential to support sustainable deposit growth and strengthen the resilience of the banking sector.
Co-Authors Abel Julianto Sitio Agnes Santana Manik Amelia Marbun Ananta Sitorus Angel Lasmauli Marpaung Angel Octaviana Harefa Anjeli Roulina Simanjuntak Anju Rayman Lumban Gaol Ardi Lumban Tobing Arya Belfriani S Audira Ginting Basram Pratama Sitanggang Br Siahaan, Viona Tasya Br Sinambela, Putri Yulia Cecilia Angel Hica Simanjuntak Christnova Hasugian Delima Hutabarat Desvanni Habayahan Dewa Marbun Dian Putri Sihotang Dwi Oktavia Teresa Elita Tia Monica Manalu Emmuel Prayer Waruwu Enjelia Nova Sari Simarmata Eva Marlina Br. Sianturi Febtri Basaria Marbun Ferdinan J.A Lumban Tobing Ferry Fernando Wicaksana Siagian Gebriiella Sitorus Gilbert Sirait Greace Havana Tamba Gresi Lusina Br. Tobing Gulo, Ayu Lestari Gultom, Intan Angelina Herna Saulinawaty Hutasoit Ika Fitriani Panjaitan Irene Priscilla V.S. Irma Marpaung Jeremy Sitorus Jeremy Togar Sitorus Jessica Anastacia Dame Purba Juniati Debora Klaudia S Manik Lamtiur Simamora Lasmaria Pasaribu Lima Romaito Br. Situmorang Lisnawati Lase Listra Debora Siahaan Lumban Gaol, Ayu Indah Lusiana F Rajagukguk Marianto Yus Siagian May Artha Pakpahan Naftalia Napitupulu Neibi Ezenia Ambarita Nopitri Zega Patar Marulitua Simorangkir Petrus Irwando Simatupang Putri Anggita Berutu Putri Yola Lumbantoruan Rati Dormeska Simbolon Rista Marsaulina Sianturi Rizki Christian Sipayung Rolinda Lumban Gaol Rumia Marito Siregar Ruth Marselina Sihombing Ryanni Sarah Simangungsong Samuel M. P. Hutabarat Sastri Erpina Sinaga Simanjuntak, Hendra Inbowo Simanjuntak, Rosa Suwarni Nainggolan Tanti Sitompul Tarigan, Gideon Thalia Sreshi Oxana Sidabalok Tri Sukma Ayu Purba Very Gabriel Lumbantobing Viony Natasya Napitupulu Vitaloka Manik Wendy teguh Putri Zega Wendy teguh Putri Zega Willy Sangga Reja Galingging Winda Hutabarat Yanti Enjelika Hutasoit Yanti Octacia Selvianica Sigalingging Yanti Octavia Selvianica Sigalingging Yolanda Simanjuntak Yudha Sadry Mezsas Purba Yustina Siagian Zoyce Natalia Br. Tarigan