Muhammad Distian Andi Hermawan
Sekolah Tinggi Ilmu Ekonomi Aprin Palembang

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Literasi Keuangan, Fear of Missing Out (FOMO), Gaya Hidup Hedonistik, dan Pemanfaatan Teknologi Informasi terhadap Perilaku Keuangan Mahasiswa dengan Minat Investasi sebagai Variabel Mediasi Muhammad Distian Andi Hermawan
Jurnal Manajemen Bisnis Vol. 1 No. 3 (2026): April-Juni
Publisher : Samudra Ilmu Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan teknologi keuangan digital dan media sosial pada tahun 2025 telah membentuk dinamika baru dalam perilaku keuangan mahasiswa. Kemudahan akses terhadap layanan keuangan digital diiringi dengan meningkatnya tekanan sosial, gaya hidup konsumtif, serta risiko pengambilan keputusan yang tidak rasional. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, Fear of Missing Out (FOMO), gaya hidup hedonis, serta penggunaan teknologi informasi terhadap perilaku keuangan mahasiswa dengan minat investasi sebagai variabel mediasi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 100 mahasiswa. Analisis data dilakukan menggunakan Structural Equation Modeling berbasis Partial Least Squares (PLS-SEM) dengan bantuan SmartPLS. Hasil penelitian menunjukkan bahwa literasi keuangan dan FOMO berpengaruh positif signifikan terhadap minat investasi dan perilaku keuangan mahasiswa. Gaya hidup hedonis berpengaruh negatif signifikan terhadap perilaku keuangan, namun tidak berpengaruh terhadap minat investasi. Penggunaan teknologi informasi tidak memiliki pengaruh signifikan baik terhadap minat investasi maupun perilaku keuangan. Selain itu, minat investasi terbukti memiliki pengaruh positif signifikan terhadap perilaku keuangan mahasiswa serta berperan sebagai variabel mediasi. Temuan ini menegaskan pentingnya peningkatan literasi keuangan dalam membentuk perilaku keuangan mahasiswa yang sehat dan berkelanjutan di era digital.
Digital Islamic Finance Research Trends: A Bibliometric Analysis of Legal Transformation and Social Practices in the Global Islamic Financial System Muhammad Distian Andi Hermawan
Contemporary Islamic Law and Legal Issue Vol. 1 No. 2 (2026)
Publisher : Presscience

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63120/islamiclegalissue.v1i2.105

Abstract

The objectives of this study are as follows: To analyze the global trend of publications on digital Islamic finance in the last seven years using a bibliometric approach. Identify the main themes, author collaboration patterns, core journals, and dominant countries in Islamic finance digital research. Uncovering research gaps related to legal and social aspects in Islamic finance digitalization. Explain how digital transformation affects legal structures, fatwa practices, and social behavior in the Islamic financial ecosystem, developing future research directions based on bibliometric findings.  This study uses a mixed-method approach based on Bibliometric analysis and Systematic Literature Review (SLR). This approach was chosen because it is able to provide a comprehensive overview of research developments, intellectual mapping, and research gap identification in the field of digital Islamic finance. Bibliometric results show that the trend of digital Islamic finance research shows that this topic is experiencing rapid development and is increasingly gaining global attention in the period 2018–2024. The growth of publications increased significantly, especially after 2021, indicating the increasing urgency of digitalization in the Islamic financial system. The emergence of themes such as blockchain, artificial intelligence, central bank digital currency (CBDC), and Islamic fintech shows that digital transformation is not only technological, but also closely related to regulatory issues, governance, and social implications. From the author's and institutional side, it can be seen that there is a concentration of contributions from several researchers and certain study centers, reflecting the formation of an active scientific community..
Digital transformation in management and accounting: Implications for MSME performance Muhammad Distian Andi Hermawan; Irham Miftahul Huda
Review of Management, Accounting, and Business Studies Vol. 7 No. 1 (2026): Accepted Issue
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38043/revenue.v7i1.7368

Abstract

This study aims to comprehensively examine research trends related to digital transformation in the fields of management and accounting, as well as analyse its impact on the business performance of micro, small and medium enterprises (MSMEs). A Systematic Literature Review (SLR) approach was used to synthesise and critically evaluate findings from previous empirical and conceptual studies. The reviewed articles were selected from leading academic databases to ensure the credibility and relevance of the sources. To enhance methodological transparency and rigour, the review process followed the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines, including the stages of identification, screening, eligibility, and inclusion The articles included cover the last eight years, in order to enhance the credibility and comparability of the analysis. The findings indicate that digital transformation in management functions plays an important role in improving operational efficiency, improving the quality of managerial decision-making, and increasing organisational flexibility and adaptability in a dynamic business environment. On the other hand, digital transformation in accounting practices such as the adoption of digital accounting systems, cloud-based software, and automated reporting contributes to the accuracy, transparency, and timeliness of financial information, which supports better financial control and strategic planning. However, the impact of digital transformation on SME performance is uneven, n=30 articles included. This depends heavily on internal readiness factors, including digital literacy levels, human resource competencies, technological infrastructure, and strong managerial commitment. Furthermore, this review identifies several key barriers faced by MSMEs in implementing digital transformation, such as limited financial resources, lack of technical expertise, and resistance to organisational change. This study also highlights existing research gaps, particularly the limited integration of management and accounting perspectives in analysing digital transformation. Overall, these findings contribute theoretically to the literature on digital transformation and SME performance, and offer practical insights for policymakers and practitioners in formulating effective SME development strategies in the digital era.