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Pemikiran Ibnu Khaldun Tentang Sistem Ekonomi Islam Atikah Nurul Ichsan; Febrian Permana; Iin Saputra; Nisa Zahratul Jannah; Trian Zulhadi
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 10 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10156150

Abstract

Pemikiran tentang sistem Ekonomi Islam telah hadir semenjak periode klasik. Ibnu Khaldun merupakan salah satu tokoh yang sangat berperan penting dalam sejarah perkembangan sistem Ekonomi Islam hingga saat ini. Penelitian ini bertujuan untuk membahas pemikiran Ibnu Khaldun tentang ekonomi islam. Metode penelitian ini menggunakan library research dengan menggunakan pendekatan historis. Penelitian ini menganalisis pemikiran Ibnu Khaldun tentang Ekonomi Islam, yang terdiri atas kekayaan nasional, keseimbangan ekonomi makro, teori upah, perdagangan internasional, uang, pajak, dan mekanisme pasar. 
Sharia Fintech: The Collaboration of Information Technology and Morality as A Financing Instrument for The Future Atikah Nurul Ichsan; Iren Despileny; Nisa Zahratul Jannah; Muhammad Albahi
International Journal of Information System and Innovation Management (IJISIM) Vol. 2 No. 1 (2024): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/ijisim.v2i1.946

Abstract

The advancement of technology and knowledge has driven global innovation, transforming social, personal interactions, and economic transactions through the internet. Technology companies such as software, web, and internet play a crucial role in Indonesia's industry, particularly in the innovation of economic transactions known as financial technology (fintech). Meanwhile, Shariah financial systems, based on Shariah principles, offer ethical and just alternatives in financial management, known as Shariah fintech. This study employs literature review methods to examine Shariah fintech as a key instrument in future financing. Research findings indicate that there are currently 7 Shariah fintech P2P lending companies established in Indonesia. Shariah fintech's advantages in financing instruments over conventional methods include unique regulations tailored for Shariah fintech, direct oversight by the Shariah Supervisory Board (DPS), and operations based on Shariah principles. Furthermore, Shariah fintech supports sustainable economic growth by avoiding financing sectors that are prohibited and promoting profit-sharing models. Regulatory support from the government, OJK, and DSN-MUI creates an environment conducive to the development of the Shariah financial industry. Overall, with the world's largest Muslim population, Shariah fintech not only provides Shariah-compliant financing solutions and promotes financial inclusion but also plays a crucial role in supporting sustainable economic growth in Indonesia.