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All Journal International Journal of Business, Technology, and Organizational Behavior (IJBTOB) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Ardhi: Jurnal Pengabdian dalam Negri
Putri Nazli
Universitas Potensi Utama
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Penyuluhan Mekanisme Gadai Bank Syariah Indonesia Pada SMK Swasta PAB 12 Saentis Putri Nazli
ARDHI : Jurnal Pengabdian Dalam Negri Vol. 2 No. 1 (2024): Februari: Jurnal Pengabdian Dalam Negri
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ardhi.v2i1.148

Abstract

The development of the sharia financial system is marked by the establishment of various sharia institutions and the issuance of various sharia-based financial instruments. Apart from banks which have the function of collecting and distributing funds to the community. However, banks also have the function of providing services such as pawning. Bank Syariah Indonesia is one of the banks that has a gold pawn product which is considered successful because it continues to increase every year. Sharia gold pawn financing is a product of channeling funds in the form of loans based on the qard principle with collateral of valuables in the form of gold as collateral for the customer's money. In providing financing to customers, there are several process stages that must be carried out by the Bank and Bank Syariah Indonesia also sets rental fees for gold pawn products that are quite cheap compared to other institutions. In this dedication, I explain the mechanism of gold pawning products at Bank Syariah Indonesia. The aim is for the public to become more familiar with the services and operations of Sharia Banks.
INTEGRATION OF SHARIA FINANCIAL LITERACY INTO THEMATIC LEARNING FOR THE PEWANIDA MUSLIM COMMUNITY IN MALAYSIA. Siti Kadariah; Rahmat Daim Harahap; Emi Masyitah; Yuli Arnida Pohan; Farida Ulvi Na’imah; Nur Dinah Fauziyah; Putri Nazli; Puan Zalhra Binti Puteh; Dea Ananda
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 6 No. 3 (2026): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/ijbtob.v6i3.416

Abstract

Sharia financial literacy levels among Muslim households in minority or diaspora communities remain low. Previous studies indicate that many Muslim communities struggle to distinguish between conventional financial products and those compliant with Sharia principles (OECD, 2023; Isa et al., 2024). To address this issue, an integrated educational model has been introduced to leverage local socio-religious potential, strengthen household financial resilience, and enhance Sharia financial inclusion. Although the Pewanida (Women's Association) community in Malaysia consistently participates in religious gatherings, many members still face challenges regarding conceptual understanding, contract governance, managerial capacity, and competitiveness vis-à-vis conventional financial systems. This study employs a qualitative approach—utilizing semi-structured interviews with academic experts from Universitas Potensi Utama and representatives of the Pewanida community in Malaysia—to analyze the implementation of thematic Quranic learning integrated with Sharia financial literacy. The findings reveal that program sustainability relies heavily on community leadership, while misconceptions regarding *Murabahah* financing and limited understanding of formal Sharia financial services remain significant challenges. Therefore, strengthening institutional support and developing a sustainable management framework are crucial for enhancing Sharia financial literacy and fostering community economic resilience.
A SIMPLE MANAGEMENT ACCOUNTING MODEL FOR PROCESSED FOOD FARMER GROUPS TO SUPPORT VILLAGE FOOD SECURITY (CASE STUDY: BANDAR SETIA VILLAGE) Leni Deli; Putri Nazli; Nur Anzelina Hrp; Reza Kurniawan
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 5 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21873761

Abstract

This study aims to develop a simple management accounting model for food processing farmer groups in Bandar Setia Village to support village food security. Many farmer groups lack manual financial record-keeping, fail to separate business and personal finances, and lack structured financial reporting, thereby hindering effective planning and decision-making. The study employs a qualitative descriptive approach with a case study design involving 80 members of food processing farmer groups in Bandar Setia Village. Data were collected through observation, interviews, document analysis, and focus group discussions (FGD). The results indicate that financial record-keeping practices are inconsistent and rely solely on memory, making it difficult to monitor costs, determine product prices, and evaluate business performance. Based on these findings, a simple management accounting model was designed, incorporating cash receipt and expenditure recording (via a general cash book), production cost calculations, cost of goods manufactured calculations, and pricing guidelines. The proposed model is practical, easy to implement using accessible language, and tailored to the specific needs and capabilities of the farmer groups. Implementation of this model is expected to improve financial management, support managerial decision-making, enhance business sustainability, and strengthen village food security through more effective management of local food resources.
Co-Authors Dea Ananda Emi Masyitah Farida Ulvi Na’imah Leni Deli Nur Anzelina Hrp Nur Dinah Fauziyah Puan Zalhra Binti Puteh Rahmat Daim Harahap Reza Kurniawan Siti Kadariah Yuli Arnida Pohan