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All Journal Global Expert: Jurnal Bahasa dan Sastra Journal of Business Studies and Management Review
Uswatun Hasanah
Universitas Jambi
Decision Sciences, Operations Research & Management Education Languange, Linguistic, Communication & Media Social Sciences

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THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON MICRO-BUSINESS PERFORMANCE MEDIATED BY FINANCIAL INCLUSION (CASE STUDY OF MICRO-BUSINESSES IN MUARA BULIAN DISTRICT) Hesti Nila Kusumardiyani; Rike Setiawati; Besse Wediawati; Uswatun Hasanah
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 6 No. 2 (2023): JBSMR, Vol. 6 No.2, June 2023
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v6i2.29795

Abstract

This study aims to the Effect of Financial Literacy and Financial Technology on business performance through Financial Inclusion mediation in the subdistrict Muara Bulian. This research is quantitative and the research data used are primary and secondary. The sample is in the subdistrict Muara Bulian, totalling 93 actors. Data collection was carried out by distributing questionnaires with a Likert scale. Data testing techniques use the Validity Test and Reliability Test, R-Square test and Hypothesis Test with Bootstrapping using SmartPLS 3.0 Software. The results showed that Financial Literacy had a positive significant effect on Business Performance, Financial Technology had a positive significant effect on Business Performance, Financial Literacy had a positive significant effect on Financial Inclusion, Financial Technology had a positive significant effect on Financial Inclusion, Financial Inclusion had a positive significant effect on Bussiness Performance, Financial Literacy had a positive significant effect on Business Performance with Financial Inclusion mediation, Financial Technology had a positive significant effect on Business Performance with Financial Inclusion mediation.
A Systemic Functional Linguistics Analysis of Suicide Notes in Indonesia Bernard Nainggolan; Reli Handayani; Uswatun Hasanah; Rosinta Norawati
Global Expert: Jurnal Bahasa dan Sastra Vol. 14 No. 1 (2026): July
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jge.v14i1.7532

Abstract

This study explores Indonesian suicide notes informed by Systemic Functional Linguistics (SFL) to analyze how final experiences are linguistically constructed. Drawing on a corpus of 11 Indonesian suicide notes (containing 130 clauses) compiled from digital news archives between 2023 and 2025, the research analyzed how grammar functions ideationally, interpersonally, and textually. The findings show that Relational processes (38.3%) and Mental processes (20.0%) dominate the texts. This proves that the notes focus heavily on internal feelings and self-definition rather than external actions. In contrast, Material processes make up 25.0% of the data and shift behavior based on the recipient, acting as practical task instructions. Interpersonally, the notes rely on a mix of Declarative statements (74.6%) and Imperative commands (19.2%) to pass emotional and practical duties onto survivors. Textually, the heavy use of first-person pronouns as the sentence-starting Topical Theme (74.8%) keeps the author at the center and forces the reader to see the tragedy entirely through their eyes. This study demonstrates that these notes operate as complex tools for meaning-making rather than simple emotional outbursts. Finally, the paper concludes by detailing how these results contribute practically to forensic linguistics for text verification and to psychological counseling for spotting critical language warning signs of deep mental distress. Keywords: Mood analysis, suicide notes, systemic functional linguistics, textual theme transitivity
Co-Authors Bernard Nainggolan Hesti Nila Kusumardiyani Norawati, Rosinta Reli Handayani Rike Setiawati