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Pengaruh Penggunaan E-Money Dan QRIS Terhadap Kemudahan Bertransaksi Mahasiswa Pendidikan Ekonomi Angkatan 2021 Universitas Negeri Medan Rowinna Siburian; Angela Anggraini; Putri Damayanti Saragih; Venus Situmeang; Hasyim Hasyim
Journal on Education Vol 7 No 1 (2024): Journal on Education: Volume 7 Nomor 1 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v7i1.7604

Abstract

This research aims to analyze the influence of E-Money and QRIS on the ease of transactions among economic education students class of 2021, Medan State University. The method used in this research is a quantitative approach with the analytical model used is multiple regression analysis, with data collected through questionnaires distributed to 41 respondents. The analysis results show that the calculated T value for E-Money is 2.503, exceeding the T Table of 1.683, and the T Calculated for QRIS reaches 5.941, also higher than the same T Table. In addition, the F Calculated value is 197.9004, much greater than the F Table of 2.86, indicating the overall significance of the model. The adjusted R-Squared reached 87.25%, indicating that E-Money and QRIS contributed significantly in explaining variations in ease of transactions. These findings underscore the importance of using both payment methods in increasing transaction efficiency among students. These results confirm that the use of E-Money and QRIS not only has a positive impact, but also has a significant relationship in increasing the ease of transactions. This means that both play an important role in facilitating the transaction process, which can improve the overall user experience.
Pengaruh Investasi Terhadap Perekonomian Indonesia Renata Olivia Ginting; Desry Rasmita Tarigan; Selfiana Lumbanbatu; Venus Situmeang
Jurnal UMKM, Manajemen dan Akuntansi Vol. 2 No. 2: Februari 2026
Publisher : Universitas Battuta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pertumbuhan ekonomi saat ini memiliki dampak yang signifikan terhadap kehidupan penduduk suatu negara dan kesejahteraan masyarakat secara keseluruhan. Studi ini bertujuan untuk menganalisis urgensi penguatan peran dan lembaga pemerintah dalam mendukung keberhasilan kebijakan investasi di Indonesia. Dengan menggunakan pendekatan deskriptif kualitatif, penelitian ini mengevaluasi strategi untuk meningkatkan daya tarik investasi, termasuk perbaikan layanan perizinan, memastikan kepastian hukum, dan meningkatkan diversifikasi pasar. Studi ini juga mengkaji mekanisme mendorong pertumbuhan komoditas lokal yang bernilai dan meningkatkan akses UMKM terhadap sumber daya produktivitas. Temuan menunjukkan bahwa meskipun pengembangan investasi di Indonesia menunjukkan kondisi yang menjanjikan, celah implementasi masih ada. Analisis menunjukkan bahwa tanpa institusi dan kapasitas yang siap, kebijakan tidak dapat direalisasikan secara optimal. Akibatnya, tujuan dan prospek yang ingin dicapai sulit tercapai dan kemungkinan besar akan hilang. Disimpulkan bahwa kesiapan institusional adalah faktor utama keberhasilan. Oleh karena itu, pemerintah perlu merestrukturisasi fungsi organisasi dan manajemen yang ada agar selaras dengan tuntutan investasi. Penelitian ini berkontribusi pada literatur dengan menyoroti bahwa reformasi institusional merupakan prasyarat untuk mengubah kebijakan investasi menjadi perbaikan kesejahteraan publik yang nyata.
The Level of Gross Domestic Regional Product (GRDP) and Inflation: Analysis of People's Purchasing Power in North Sumatra for the 2012-2022 Period Hotman Siboro; Penus Sinurat; Venus Situmeang; Muammar Rinaldi; Sienny
International Journal For Advanced Research Vol. 1 No. 3: October 2024
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/tpjbea02

Abstract

This study aims to analyze the influence of Gross Regional Domestic Product (GRDP) and inflation rate on the purchasing power of the community in North Sumatra during the period 2012-2022. Data obtained from the Central Bureau of Statistics (BPS) of the Republic of Indonesia was analyzed using multiple linear regression with the EViews software. The results of the analysis show that GRDP and the inflation rate have a significant influence on the purchasing power of the community, with statistically significant regression coefficients. Autocorrelation, heteroskedasticity, and classical assumption tests indicate that the regression model used meets the criteria and can be considered valid. The implications of these findings can be used as a basis for formulating appropriate economic policies to improve the welfare of the North Sumatra community in the future
Analysis Determination of Leading Sectors area Economy in the city Medan : LQ AND Shift Share Approach Novianti Naomi Ulina Br. Naibaho; Venus Situmeang; Tasya Amelia Manurung
International Journal For Advanced Research Vol. 1 No. 5: February 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/snvr4b30

Abstract

This study aims to identify leading sectors in Medan City using the Location Quotient (LQ) and Shift-Share Analysis (SSA) methods with Gross Regional Domestic Product (GRDP) data from 2019 to 2023. Medan City, as a strategic economic center in North Sumatra, plays an important role in trade, industry, and services. This study uses secondary data from the Central Statistics Agency (BPS) of Medan City and North Sumatra to analyze economic sectors that contribute significantly to regional GRDP. Through the LQ method, this study successfully identified sectors that have higher competitive advantages compared to the national average, such as water supply, waste, construction, wholesale trade, transportation, accommodation, information and communication, and financial services.
Analysis of Education Level and Unemployment on Poverty Rates in Nias Islands 2013-2023 Deyren Firmansyah; Muammar Rinaldi; Marshanda Hutagalung; M. Abdan Syahkura Anuradi; Venus Situmeang
International Journal For Advanced Research Vol. 2 No. 4: December 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/qy0jma68

Abstract

This study aims to analyze the relationship between education level, open poverty level, and poverty in Nias Regency during the period 2013–2023. Nias Regency still faces major challenges in economic and social development, relatively low levels of community education, declining unemployment rates, and poverty lines that tend to increase from year to year. Based on BPS data and various recent scientific literature, it was found that improvements in education have not significantly reduced poverty rates. Expert opinions such as Zebua and Laoli (2023) state that low workforce skills are the main cause of high poverty rates. Meanwhile, Latif and Ramadhani (2024) emphasize the importance of investing in education in reducing poverty rates sustainably. This study uses a quantitative descriptive approach with secondary data analysis to determine the pattern of relationships between variables. The results of the analysis are expected to be used as consideration in the preparation of regional policies that focus on strengthening the quality of human resources as a strategy for overcoming poverty in Nias Regency.