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All Journal Journal on Education SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Sarah Lylia Saragi
Universitas Negeri Medan
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Analisis Minat Masyarakat dan Pendapatan Masyarakat Terhadap Pegadaian Syariah: Indonesia Anisa Fitria Sinaga; Atika Atayarisah Lubis; Regita Amelia; Fitry Ulinda Tinambunan; Dewi Larasati Sinaga; Veranita Sitio; Sarah Lylia Saragi
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 5 No 02 (2023): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v5i02.145

Abstract

People with low incomes may see sharia pawnshops as a way to obtain additional funds by using their assets as collateral. In this case, their interest in using sharia pawnshops is related to increasing their income. Considering the importance of understanding people's interest and income towards sharia pawnshops, a comprehensive and in-depth analysis is needed. This research aims to analyze what factors influence people's interest in sharia pawnshops, as well as the relationship between people's income and interest in sharia pawnshops. The method used in this research is a literature review, namely a systematic, clear and repeatable identification method. The data source for this research uses secondary data in the form of literature studies by analyzing various reading materials related to people's income, people's interests, and sharia pawnshops.
Pengaruh Literasi Keuangan terhadap Nilai Konsumtif Mahasiswa Pendidikan Ekonomi 2022 Irma Siagian; Saidun Hutasuhut; Dewi Larasati Sinaga; Fitry Ulinda Tinambunan; Sarah Lylia Saragi; Veranita Sitio; Yefoni Valentina Banjar
Journal on Education Vol 7 No 1 (2024): Journal on Education: Volume 7 Nomor 1 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v7i1.7692

Abstract

This research aims to analyze the influence of financial literacy on the consumptive behavior of students in the Economic Education Study Program, Medan State University class of 2022. The research uses a correlational quantitative approach with survey methods. Data was collected through a Likert scale-based questionnaire that measures financial literacy and consumer behavior. The results show that financial literacy has a significant influence on student consumptive behavior with a coefficient of determination (R²) of 38.3%. Students with a higher level of financial literacy tend to be wiser in managing their finances, so they are able to suppress consumer behavior. This research emphasizes the importance of financial literacy education as an effort to increase students’ financial awareness to support their financial independence in the future.
Co-Authors Anisa Fitria Sinaga Anisa Fitria Sinaga Atika Atayarisah Lubis Dewi Larasati Sinaga Fitry Ulinda Tinambunan Hutasuhut, Saidun Irma Siagian Regita Amelia Veranita Sitio Yefoni Valentina Banjar