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Coaching Literasi Investasi Sebagai Upaya Meningkatkan Pemahaman dan Kesiapan Berinvestasi Mahasiswa Helyda Istiqomah; Ratu Ika Azzahra; Maisya Indah Safitri L; Catur Kumala Dewi; Ekawati Ekawati; Akhmad Al Aidhi; Iendy Zelvien Adhari
Jurnal Pengabdian Masyarakat Lamin Vol 5, No 2 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31293/jpml.v5i2.9643

Abstract

Literasi investasi merupakan salah satu aspek penting dalam literasi keuangan yang masih rendah di kalangan mahasiswa, padahal minat investasi generasi muda terus meningkat seiring kemudahan akses aplikasi investasi digital. Kondisi ini berisiko menimbulkan keputusan investasi yang kurang tepat, bahkan menjadikan mahasiswa rentan terhadap penawaran investasi ilegal. Kegiatan pengabdian ini bertujuan untuk meningkatkan pemahaman dan kesiapan mahasiswa dalam memulai investasi melalui kegiatan coaching dan konsultasi literasi investasi. Kegiatan dilaksanakan dengan metode konsultasi tatap muka dan diskusi interaktif kepada tiga mahasiswa peserta, mencakup materi pengenalan jenis instrumen investasi, perhitungan modal awal, profil risiko, dan tahapan persiapan sebelum berinvestasi. Hasil kegiatan menunjukkan bahwa sebelum kegiatan peserta belum memahami besaran modal awal yang wajar, langkah memulai investasi, dan hal-hal yang harus dipersiapkan. Setelah kegiatan, peserta memperoleh pemahaman yang lebih baik dan merasa lebih siap untuk memulai investasi sesuai kondisi keuangan masing-masing. Kegiatan coaching literasi investasi ini terbukti efektif sebagai sarana edukasi keuangan bagi mahasiswa dan dapat dikembangkan secara berkelanjutan.
Certainty and Legal Protection for the Purchase of Auction Goods Sarikun Sarikun; Ekawati Ekawati; Gusti Heliana Safitri; Benhard Kurniawan Pasaribu; Heribertus Richard Carsarino; Dina Paramitha Hefni Putri
Journal Of Social Science (JoSS) Vol 3 No 11 (2024): JOSS
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/joss.v3i11.385

Abstract

An auction is a form of creative buying and selling transaction, where one party commits to give up ownership of goods and the other party agrees to pay the agreed price. This research aims to analyze the legal certainty and protection given to buyers of auction goods, as well as to understand how the auction mechanism can protect the rights of buyers from third party claims. This research uses a normative juridical approach, namely assessing and evaluating formal legal regulations relating to auctions. This method is carried out by analyzing positive legal norms and regulations governing the auction process in Indonesia. The results showed that legal protection for auction buyers is guaranteed through provisions in the Auction Regulations which state that goods purchased through auctions are free from third party claims. Auction buyers have absolute rights to the auction goods they buy, which can be defended from the demands of any party. Preventive legal protection is guaranteed by applicable regulations, which provide legal evidence in the form of auction minutes as the basis for the transfer of ownership rights. This is important to reduce legal risks and ensure fairness in auction transactions. Legal certainty for auction buyers is essential to ensure that the goods purchased are protected from third-party claims