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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Linda Isma Cahyaningrum
Universitas Muhammadiyah Surakarta
Economics, Econometrics & Finance Social Sciences

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The Synergy of BWM and BUMDES as an Alternative for Improving the Welfare of SME Fauzul Hanif Noor Athief; Linda Isma Cahyaningrum; Darlin Rizki; Afief El Ashfahany
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20656

Abstract

This research paper investigates the symbiotic relationship between two institutions, BWM Imam Syuhodo and BUMDes Wonorejo, both committed to advancing the welfare of small and medium-sized enterprises (SMEs). The primary objective of this study is to provide a comprehensive exploration of the collaborative process between these entities and to offer a thorough analysis of the resultant impact on SMEs. Employing a qualitative research approach, this study incorporates field research methodology involving meticulous observations of the participating institutions, in-depth interviews with relevant stakeholders, and systematic documentation of physical and textual data. The findings of this research reveal a significant synergy between BWM Imam Syuhodo and BUMDes Wonorejo, facilitated under the auspices of the Financial Services Authority. This synergy was realized during the inauguration of BUMDes through a well-executed bazaar event, characterized by seamless operations and positive repercussions for local SMEs. The collaborative efforts have served as a vital conduit for entrepreneurs, offering expanded market access and exerting a transformative influence on the financial stability of SMEs. As a result, the surrounding community has witnessed tangible advancements in their business landscape, further underscoring the potential of such synergistic endeavors for SME welfare enhancement.
Co-Authors Afief El Ashfahany Fauzul Hanif Noor Athief