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All Journal Al-Risalah : Jurnal Imu Syariah dan Hukum Potensia Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Daulah : Jurnal Hukum dan Perundangan Islam Jurnal Ilmiah Al-Syir'ah Indonesia Journal of Halal JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Jambura Science of Management Jurnal Ilmu Pemerintahan Widya Praja DIALEKTIKA Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Journal of Digital Marketing and Halal Industry AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Insight Management Journal AL-FALAH : Journal of Islamic Economics Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Istinbath: Jurnal Hukum Islam MAHAKIM: Journal of Islamic Family Law Ghaly: Journal of Islamic Economic Law Indonesian Journal of Interdisciplinary Islamic Studies (IJIIS) International Journal of Islamic Economics (IJIE) Journal of Sharia Economy and Islamic Tourism Journal of Islamic Economic Laws At-Tafakur: Jurnal Ilmu Syari'ah dan Hukum International Journal of Sharia and Law
Darlin Rizki
Sekolah Tinggi Agama Islam Negeri Teungku Dirundeng Meulaboh, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ZIS (Zakat, Infaq And Alms) Funds Management Methods In Improving The Quality Of Mustahiq Life In BAZNAS Karanganyar Darlin Rizki
AL-FALAH : Journal of Islamic Economics Vol 6, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v6i1.2529

Abstract

Purpose: This study aims to analyze the role of philanthropy (ZIS) in reducing poverty and improving the quality of life in the Karanganyar society district.Method: This type of research is field research using a qualitative descriptive approach and applying an intrinsic case study model. The research data was obtained from the annual report of BAZNAS Karanganyar, interviews, and field observations as well as literature study conducted as secondary data.Findings: The results of this study found that ZIS can solve various problems and contribute to improving the quality of life of the Karanganyar community. Through the collaboration of BAZNAS with the city government, there are more than 600 UPZs scattered to collect zakat in government agencies, private companies, and the community. ZIS is realized in 5 flagship programs of BAZNAS Karanganyar, which can encourage productivity (being) and simultaneously increase mustahik's participation in their environment, such as family, social, workplace, school, and so on. And mustahik have hope and optimism to improve the quality of life (becoming).Originality/Values: Provide information to the public how ZIS management methods in BAZNAS Karanganyar, relationships with the city government, and the synergy of BAZNAS programs to improve the quality of  mustahik.life
RESEPSI GEN Z MUSLIM TERHADAP PERPRES NO 10 TAHUN 2021 TENTANG INVESTASI MIRAS DI INDONESIA Darlin Rizki; Zakiyatul Fakhiroh; Rifan Madani
DIALEKTIKA Vol 15, No 1 (2022): Pemikiran Keagamaan dan Perubahan Sosial
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/dj.v15i1.3207

Abstract

Government policy issued Presidential Decree no. 10 of 2021 concerning the Investment Business Sector has drawn various controversies in the community, in Appendix III contains the legalization of alcohol investment in four provinces, Bali, NTT, North Sulawesi, and Papua. This study aims to determine the reception of Gen Z Muslims to the Presidential Decree regarding alcohol investment. This study uses a descriptive qualitative method with reception analysis, data obtained through interview and documentation studies, then analysis to determine the acceptance of informants to three positions, namely Dominant-Hegemonic Position, Negotiated Position, and Oppositional Position. The results of the study found that in the Dominant-Hegemonic Position, one informant thought that this policy could be applied, where the informant viewed Sopi or Lare as part of traditional traditions. In addition, alcohol is an important part of the community's economy. Second Negotiation Position, three informants agreed with certain conditions, such as consideration of economic recovery, caring for local culture, and alternative investments in other fields. Third Opposition Position, four informants absolutely reject the regulation. Of these three receptions, the Negotiation Position is considered the most representative of the ideal attitude according to the reception approach. This research can be used as a reference for the government in making policies. In addition, it is also useful for religious groups, practitioners, business actors, investors, and the public to know the reception of Gen Z Muslims in special areas for the implementation of alcohol investment.Keywords: Reception Analysis, Alcohol Investment, Gen Z, Controversy
Penerapan Manajemen Risiko Terhadap Pembiayaan Bermasalah Pada Masa Pandemi Covid-19 Darlin Rizki; Fauzul Hanif Noor Athief; Dewi Puspitaningrum
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i2.525

Abstract

Penelitian ini bertujuan untuk mengetahui stabilitas keuangan, faktor penyebab dan penerapan manajemen risiko terhadap pembiayaan bermasalah dimasa Pandemi Covid-19. Jenis penelitian ini merupakan penelitian lapangan di BMT Hasanah Sambit, BMT Surya Kencana, dan BMT Bina Insan kota Ponorogo. Data penelitian dikumpulkan melalui wawancara dan dokumentasi kepada karyawan dan pimpinan lembaga. Selanjutnya data dianalisis secara deskriptif untuk menjawab masalah penelitian. Penelitian ini menunjukkan stabilitas keuangan ketiga BMT mengalami kendala berskala kecil selama pandemi, hal ini disebabkan BMT memiliki cara sendiri untuk menghindarinya. Terdapat dua faktor yang menyebabkan pembiayaan bermasalah, ialah faktor internal berupa pergantiang marketing dan faktor eksternal yaitu mengami gagal panen, isolasi mandiri, dan adanya PHK. Penerapan manajemen risiko di ketiga BMT menggunakan 5C+ 1S yaitu Charater, Capacity, Capital, Collateral, Condition dan Sharia, juga menggunakan 3R untuk menyelesaikan pembiayaan bermasalah yaitu Rescheduling (penjadwalan kembali), Reconditioning (persyaratan kembali), dan Restructuring (penataan kembali). BMT Hasanah menggunakan empat tahapan dalam penerapan manajemen risiko yaitu identifikasi risiko, pengukuran risiko, pemantuan risiko dan pengendalian risiko.
The service strategy used by Yayasan Kemanusiaan Kotak Amal Indonesia in maintaining donor loyalty Fauzul Hanif Noor Athief; Darlin Rizki; Ulin Nuha; Adityo Wiwit Kurniawan
Insight Management Journal Vol. 3 No. 1 (2022): September
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (156.706 KB) | DOI: 10.47065/imj.v3i1.217

Abstract

Pertumbuhan jumlah Lembaga ‘Amil Zakat (LAZ) di Indonesia semakin berkembang mulai dari tingkat sederhana hingga profesional dengan berbagai layanan dan program yang ditawarkan kepada masyarakat ataupun donatur. Hal ini mendorong tiap lembaga zakat untuk mencari strategi yang tepat dalam meraih kepercayaan dan loyalitas dari donatur agar lembaga tersebut dapat menjalankan kegiatannya dengan maksimal. Penelitian ini bertujuan untuk mengetahui strategi pelayanan yang digunakan Yayasan Kemanusiaan Kotak Amal Indonesia dalam menjaga loyalitas donatur serta mengetahui faktor pendukung dan penghambat dalam strategi tersebut. Jenis penelitian ini adalah penelitian lapangan dengan metode deskriptif kualitatif. Pengumpulan data menggunakan wawancara dan dokumentasi yang dianalisis dengan metode deduktif. Hasil penelitian menjelaskan bahwa strategi yang digunakan Yayasan Kemanusiaan Kotak Amal Indonesia dalam menjaga loyalitas donatur adalah strategi pelayanan prima dengan melakukan 3 tahapan strategi; perumusan strategi, pelaksanaan strategi dengan dua langkah yakni tata laku duta dan eksternal, dan terakhir evaluasi strategi yang dilakukan secara berkala. Sarana pelayanan yang memadai sesuai minat donatur menjadi faktor utama pendukung jalannya strategi tersebut, dan terbatasnya jumlah petugas ‘amil zakat menjadi salah satu faktor penghambat jalannya strategi
Islamic Solution on the Agricultural Land Leasing Problem: Case of Excessive Time Dispute Imron Rosyadi; Fauzul Hanif Noor Athief; Darlin Rizki
Jurnal Ilmiah Al-Syir'ah Vol 20, No 2 (2022)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v20i2.1679

Abstract

The practice of leasing farmland does not always run smoothly. One of the obstacles that are often faced is the excess of rental time by tenant farmers because the plants have not yet entered the harvest period when the rental period ends. On the other hand, the land owner does not want to lose the profit that can be obtained from the duration of the excess lease. This study aims to find alternative solutions to disputes over lease contracts (ijarah). This research is a field research that is used to answer questions related to the process of implementing the practice of leasing agricultural land, the impact of excess rent for owners and tenants, as well as a contract model that can be a solution to conflicts over time in the practice of leasing agricultural land. The data was collected through interviews, the results of which were analyzed using descriptive methods, then conclusions were obtained through an inductive mindset. The data resource comes from Kalikotes, Klaten Regency. This study concludes that the beginning of the lease agreement does not conflict with Islamic law because it has been mutually agreed between the two parties, but at the end of the lease process there is a contract discrepancy. The land owner immediately asks the tenant for compensation for the excess time. The non-compliance with the agreement made by the tenant was caused by things that were completely unpredictable, where the lease period had expired but the rice could not be harvested. Both parties can resolve this conflict in a win-win manner by making a contractnew ijarah or changing the form of the contract at the beginning by using the number of harvests, not the tempo of the year.
TELAAH KONSEP JAMINAN DALAM AKAD MUDHARABAH DI PERBANKAN SYARIAH Hilman Jayadi; Darlin Rizki; Husnul Khatimah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 14 No. 2 (2022): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v14i2.6036

Abstract

The guarantee provisions in Indonesian positive law cannot be simply applied to Islamic banking, without reviewing and analyzing the provisions of Islamic law, because Islamic banks still have to implement sharia complieant systems and operations. The purpose of this study is to find out more about the status of guarantees in mudharabah profit sharing contracts in Islamic banking. Knowing the ideas in the development of guarantees from the perspective of positive law that applies in Islamic banks, and their compatibility with fiqh studies. This research is a qualitative library research. Data were collected from a number of publications related to the research topic, then the data were interpreted and analyzed descriptively. The results of this study indicate that the legitimacy of Islamic law allows taking material guarantees for the mudharabah contract as a guarantee against negligence or violations that may be committed by trust holders such as mudarib. Collateral is an important thing to be included in financing in Islamic banking with the reason of avoiding violations that may occur by the debtor. The permissibility or necessity of collateral in sharia law is also explained by an Islamic figure, namely Sheikh 'Ali al-'Adawi who asserts that it is legal to take collateral to guarantee trust contracts against moral hazard (borrower moral hazard) that may be carried out by the trust holder.
Development of Religious Moderation Study on Prevention of Radicalism in Indonesia: A Systematic Literature Review Approach Ahmad Nailul Murad; Darlin Rizki
POTENSIA: Jurnal Kependidikan Islam Vol 8, No 2 (2022): Desember
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/potensia.v8i2.20727

Abstract

This article aims to record the development of literature on religious moderation and its efforts to prevent radicalism. The research method used is Systematic Literature Review (SLR), which is a method of collecting several articles, identifying, analyzing data, and conducting a critical review of the collected research data. The results of this study are known that the development of religious moderation studies to eradicate radicalism has been limited over the past five years. Previous researchers tend to develop more literature studies, while field research is only centralized in educational institutions. Two tendencies of researchers examine this topic, namely first the study of texts or narratives, the existing research dismantles radical ideas that are veiled in society through counter-religious texts. Second, in the field, researchers agree that educational institutions are a potential forum for the spread of radical understanding. In the future, the authors can conduct further investigations on the empirical spread of radicalism among young people, especially social media users.TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Strategy of BMT Makmur Mandiri Sukoharjo in Maintaining Liquidity During the Pandemic Fauzul Hanif Noor Athief; Darlin Rizki; Bela Septiana Wahyu Priyadika; Sausan Liski Aulia
Jambura Science of Management Vol 5, No 1 (2023): Jambura Science of Management - January 2023
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jsm.v5i1.15526

Abstract

The purpose of this study was to find out what steps were taken by BMT Makmur Mandiri Sukoharjo in maintaining liquidity during the Pandemic Covid-19. The researcher uses a qualitative research type and the approach used is a case study, research that explores individuals, groups, institutions, and so on within a certain time. Data were collected by interviewing the BMT management, observing the institution, and collecting the necessary documentation. Based on this research, it shows that the way BMT Makmur Mandiri Sukoharjo maintains smoothness and balance between income and expenditure is by cutting less important needs, including development costs that must be canceled as well as promotional budgets that must be trimmed and saving funds to maintain liquidity of BMT Makmur Mandiri Sukoharjo. 
Analysis of The Influence of Profit Sharing, Ijarah And NPF Financing On The Profitability of Sharia Business Units In Indonesia Fauzuna Naufal Wijanarko; Rini Dwi Susanti; Darlin Rizki
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.884

Abstract

Indonesian statistical data shows significant developments in the Islamic banking sector. This is evidenced by the increase in the number of 20 Islamic Commercial Banks (BUS) with an average asset of 478,831 billion and 13 Islamic Business Units (UUS) with an average asset of 255,943 billion. The purpose of this study was to determine the effect of profit sharing, ijarah funding and NPF on profitability (ROA) in Indonesian Islamic Business (UUS). Profit sharing and ijarah financing is a form of bank business to generate profits in accordance with sharia principles. NPF is bad credit that arises when bank funds are channeled, but can affect bank income. The data source for this research is secondary data in the form of UUS (Maybank Indonesia) financial reports for the 2017-2022 period using a quarterly model. The research method used is a quantitative approach using linear regression analysis techniques. The results of this study indicate that simultaneously profit-sharing financing, ijarah and NPF have a positive effect on ROA. Partial test results, profit sharing and ijarah financing have a significant effect on ROA, while NPF has no significant effect on ROA.
The Synergy of BWM and BUMDES as an Alternative for Improving the Welfare of SME Fauzul Hanif Noor Athief; Linda Isma Cahyaningrum; Darlin Rizki; Afief El Ashfahany
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20656

Abstract

This research paper investigates the symbiotic relationship between two institutions, BWM Imam Syuhodo and BUMDes Wonorejo, both committed to advancing the welfare of small and medium-sized enterprises (SMEs). The primary objective of this study is to provide a comprehensive exploration of the collaborative process between these entities and to offer a thorough analysis of the resultant impact on SMEs. Employing a qualitative research approach, this study incorporates field research methodology involving meticulous observations of the participating institutions, in-depth interviews with relevant stakeholders, and systematic documentation of physical and textual data. The findings of this research reveal a significant synergy between BWM Imam Syuhodo and BUMDes Wonorejo, facilitated under the auspices of the Financial Services Authority. This synergy was realized during the inauguration of BUMDes through a well-executed bazaar event, characterized by seamless operations and positive repercussions for local SMEs. The collaborative efforts have served as a vital conduit for entrepreneurs, offering expanded market access and exerting a transformative influence on the financial stability of SMEs. As a result, the surrounding community has witnessed tangible advancements in their business landscape, further underscoring the potential of such synergistic endeavors for SME welfare enhancement.
Co-Authors Abdurrahman, Afif Adityo Wiwit Kurniawan Afief El Ashfahany Ahmad Nailul Murad Ahrijon Akhtiar, Muhammad Najid Alfah Salam Ali Sodiqin Annisa ul Lathifah Ariani, Zaenafi Aviecenna Almaududy Bela Septiana Wahyu Priyadika Cut Aja Mulia Aja Mulia Dewi Puspitaningrum Dewi, Ayuana Kartika Dwiana Adinda Eri Zulfahmi Fakhiroh, Zakiyatul Fatilla, Cik Nurul Aqidah Fauzul Hanif Noor Athief Fauzuna Naufal Wijanarko Fitri, Fikriya Aniqa Hamzah, Moh. Helmi Noviar Hendri, Darwin Hidayati, Tuti Hilman Jayadi Husnul Khatimah Imron Rosyadi Jadidah, Wanti Nur Jovial Pally Taran Khaira Gina Yuda Jakti Kiki Apriliyanti Kurniawan, Cecep Soleh Linda Isma Cahyaningrum Maslijar, Heri Mega Atika Misnawati Misnawati Muji Mulia Mulitalia Muliza Muslimah, Ashri Ainin Bashiri Mustikasari, Rohayani Nihayatul Masthuroh Oktalita, Frina P., Adinda Bilqis Farhana Praditya, Rifqi Pretty Ferdianti Putu Sudira Rafiq Azzam Al Afif Rifan Madani Rika Auliani Safitri Rini Dwi Susanti Rita Lilisdar Rohmansyah Sahman Z Said Fadhlain Saiful Badli, Saiful Sausan Liski Aulia Susantri, Yulia Syamsuar Tri Ulfa Wardani Tridjoko Wisnu Murti Ulin Nuha Ulmuftia, Nisa WAHYUDI Wijanarko, Fauzuna Naufal Z, Sahman Zakiyatul Fakhiroh Zakki Fuad Khalil Zikriati Zulbaidi, Zulbaidi Zulfatmi Zulfatmi