Claim Missing Document
Check
Articles

Found 2 Documents
Search

Dasar Hukum dan Regulasi Perbankan Syariah di Indonesia Khairun Nisaa; Rozi Andrini
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14548811

Abstract

This article explores the development of Islamic banking in Indonesia, starting with the establishment of Bank Muamalat in 1992. It highlights the growing public demand for a banking system that is in accordance with Islamic principles and discusses the importance of the regulatory framework in ensuring operational legal certainty, consumer protection, and national financial stability. The hierarchy of the legal basis for Islamic banking in Indonesia is examined, including constitutional provisions, relevant laws, and technical regulations. The article concludes with recommendations for regulatory improvement and suggestions for industry growth, emphasizing the need for education, innovation, and collaboration among financial institutions.
Neraca Pembayaran dan Neraca Perdagangan Dalam Perspektif Ekonomi Islam di Indonesia Khairun Nisaa; Kamila Alhalimi; Muhammad Albahi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14549621

Abstract

This study aims to examine the Balance of Payments and Balance of Trade of Indonesia from the perspective of Islamic Economics. The balance of payments is one of the important instruments in a country's economy that reflects international economic relations, while the balance of trade reflects the difference between exports and imports of goods. In the perspective of Islamic Economics, both balances must pay attention to the principles of justice and balance, where foreign transactions are carried out in a way that does not harm either party. This study adopts a qualitative approach with descriptive analysis, using secondary data in the form of reports on the balance of payments and trade of Indonesia and references related to Islamic Economics. The results of the study indicate that the application of Islamic economic principles in the management of Indonesia's balance of trade and payments can improve economic balance and reduce dependence on foreign debt.