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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MALIA Economic Reviews Journal Literacy : International Scientific Journals of Social, Education, Humanities International Journal of Economics and Management Research
Muhammad Albahi
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Ekonomi dan Politik Pendekatan Maqasid Syariah Mifti Ibdalia; Muhammad Albahi
Economic Reviews Journal Vol. 4 No. 1 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i1.637

Abstract

Economics and politics are two important aspects that shape the structure of human social life. In Islam, these two fields are not only seen as a means to achieve material prosperity, but also as a means to achieve prosperity in this world and the hereafter. For this reason, the approach used in economics and politics must be in line with sharia principles, which are based on larger goals, namely maqasid sharia. Maqasid Syariah, which literally means "goals of sharia", refers to five aspects The main things that must be maintained in human life are religion (deen), soul (nafs), reason (aql), heredity (nasl), and wealth (mal). This approach emphasizes the importance of creating a harmonious, just and prosperous life, by prioritizing a balance between material and spiritual needs. In this context, maqasid sharia provides guidance for building an economic system that does not only prioritize material profits, but also focuses on social equality and justice. Likewise in politics, maqasid sharia emphasizes the importance of justice, protection of human rights and people's welfare. The maqasid sharia approach in economics and politics aims to create a system that is based on Islamic moral and ethical values, which prioritizes the welfare of the people and the sustainability of life. Therefore, the application of these principles in economic and political policies is important in realizing a just and prosperous society. In this article, we will discuss further how the maqasid sharia approach can be applied in economics and politics to achieve the goal of holistic welfare of the people.
Strategi Efektif Pengembangan Keuangan Syariah untuk Mengatasi Ketimpangan Sosial Ekonomi Nurhayati; Fauqah Nuri Aini; Muhammad Albahi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26760

Abstract

Keuangan syariah adalah sistem keuangan yang berlandaskan prinsip-prinsip Islam dengan tujuan menciptakan keadilan serta kesejahteraan ekonomi yang berkelanjutan. Makalah ini mengulas konsep dasar keuangan syariah, termasuk definisi, prinsip-prinsip utama, serta instrumen dan produk yang diterapkan dalam praktik ekonomi modern. Melalui pendekatan analitis, makalah ini menguraikan perbedaan mendasar antara sistem keuangan syariah dan konvensional, dengan menyoroti larangan terhadap riba, gharar, dan maysir sebagaimana diatur dalam ajaran Islam. Selain itu, penerapan risk-sharing dalam transaksi keuangan syariah menegaskan pentingnya keadilan dan transparansi. Di Indonesia, perkembangan keuangan syariah menunjukkan tren positif, didukung oleh regulasi pemerintah serta meningkatnya kesadaran masyarakat terhadap produk keuangan yang sesuai dengan prinsip Islam. Secara global, negara seperti Malaysia dan Uni Emirat Arab juga menjadi pusat pertumbuhan industri ini. Meski demikian, penerapan keuangan syariah masih menghadapi tantangan, termasuk kompleksitas regulasi, keterbatasan sumber daya manusia, serta perbedaan interpretasi terhadap prinsip syariah yang perlu diselesaikan guna meningkatkan daya saing industri ini. Selain itu, makalah ini mengeksplorasi potensi instrumen keuangan syariah, seperti sukuk, wakaf, dan zakat, yang berperan dalam redistribusi kekayaan serta pengurangan kesenjangan ekonomi. Dengan mengedepankan nilai keadilan, transparansi, dan tanggung jawab sosial, keuangan syariah tidak hanya berorientasi pada keuntungan, tetapi juga pada kesejahteraan masyarakat secara luas. Diharapkan, pembahasan dalam makalah ini dapat memberikan wawasan yang lebih mendalam mengenai keuangan syariah serta kontribusinya terhadap pembangunan ekonomi yang berkelanjutan.
The Role of the Financial Services Authority (OJK) in Increasing Public Trust in Investment in Indonesia Kemala Dewi; Arya Arwanda; Muhammad Albahi
LITERACY : International Scientific Journals of Social, Education, Humanities Vol. 4 No. 3 (2025): December : International Scientific Journals of Social, Education, Humanities
Publisher : Badan Penerbit STIEPARI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/literacy.v4i3.3168

Abstract

This study aims to analyze the role of the Financial Services Authority (OJK) in increasing public trust in investment in Indonesia. As an independent institution, OJK has a strategic function in supervising and regulating the entire financial services sector, including the capital market, banking, and non-bank financial industry. Public trust is a key element in creating a healthy and sustainable investment climate. Through strict supervision policies, public education, and law enforcement against illegal investment violations, OJK seeks to strengthen the foundation of public trust. One of the concrete steps is the issuance of POJK No.17/2022 concerning the Code of Conduct for Investment Managers. This study uses a literature study method with a descriptive qualitative approach. The results of the study show that OJK's efforts in increasing transparency, expanding financial literacy, and taking firm action against illegal investment practices have made a significant contribution to increasing public trust. However, challenges such as low financial literacy and rampant investment fraud are still obstacles that need to be overcome. Therefore, synergy is needed between the OJK, the government, and the community to build a safe and reliable investment ecosystem. This research provides the implication that strengthening regulations, continuous education, and cross-sector collaboration are important strategies in maintaining the stability and integrity of the investment sector in Indonesia.
Maqasid Sharia As A Philosophical Foundation In Islamic Economic Policy Making Arum, Hafidza Sanshia; Rupita, Nanda Ega; Syahpawi; Muhammad Albahi
MALIA: Jurnal Ekonomi Islam Vol 16 No 1 (2024)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i1.5798

Abstract

Introduction: The application of Sharia economics often focuses on aspects of formal legality, ignoring the social and desire dimensions. This challenge makes the Sharia principles less optimal for creating benefits. Globalisation adds pressure to innovation, but Maqasid Sharia offers a holistic framework for material and spiritual balance. Methods: Using the literature study method, this study examines the theory and application of Maqasid Sharia which includes the protection of religion, soul, intellect, heredity, and property in economic policy Results: The results show that, although Maqasid Syariah provides a comprehensive framework, the main challenges in its implementation are an overly legalistic approach and a lack of innovation in Islamic financial products. Conclusion and suggestion: Maqasid Syariah as the foundation of syariah economy provides strategic guidance for fair, inclusive, and sustainable policies with Five main elements: religion, soul, intellect, heredity, and wealth. Despite being able to address global challenges such as social inequality and climate change, its implementation faces obstacles such as the dominance of a legalistic approach, lack of innovation, and lack of regulation and infrastructure. Recommendations include the integration of Maqasid values in policy, strengthening regulation, developing Sharia financial technology, redistribution of wealth through zakat and waqf, and innovative products such as green sukuk. The synergy between government, private, and historians is necessary for effective implementation.
Getting to Know the Shariah Capital Market : Halal Investment in the Modern Era Kemala Dewi; Muhammad Fakhri; Muhammad Albahi
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.443

Abstract

The development of the modern economy requires Muslims to be able to adapt to the contemporary financial system without ignoring the principles of sharia. One form of such adaptation is the existence of the sharia capital market, namely a capital market system based on Islamic teachings and free from elements of usury, gharar, and maisir. The sharia capital market is not only an alternative halal investment, but also reDesiarto (n.d.)flects the practical needs in creating a fair and sustainable financial system. Instruments such as sharia stocks, sukuk, and sharia mutual funds are solutions for Muslim investors who want to invest ethically. In Indonesia, the development of the sharia capital market is supported by regulations from the OJK, BEI, and fatwas from the DSN-MUI. However, challenges such as low sharia financial literacy are still major obstacles. Therefore, the introduction and understanding of the concept of the sharia capital market are very necessary in order to encourage the creation of a financially intelligent society and continue to uphold Islamic values in its economic activities.
Teori Penawaran dalam Ekonomi Islam Iqra Mulhadi; Muhammad Albahi
Economic Reviews Journal Vol. 3 No. 4 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i4.612

Abstract

This research aims to describe the concept of supply from an Islamic economic perspective and what factors influence supply. This issue is important to study because economics in Islamic economics offers a more inclusive and just approach. And what factors influence the offer? This article's research method uses quantitative methods using literature review techniques. The results of this research show that in sharia supply analysis, maximum production efficiency is achieved when the sharia economic concept with profit sharing instruments is chosen compared to the use of interest instruments in conventional economics. This new discourse and discoveries that are much better both theoretically and practically will further strengthen the argument that Islamic economics is a better system.
Co-Authors Arum, Hafidza Sanshia Arya Arwanda Fauqah Nuri Aini Iqra Mulhadi Kemala DEwi Mifti Ibdalia Muhammad Fakhri Nurhayati Rupita, Nanda Ega Syahpawi