Claim Missing Document
Check
Articles

Found 3 Documents
Search

Madiun City Government Economic Policy Strategy: Islamic Economic Prespective Mohamad Nur Efendi; Kusnul Ciptanila Yuni K; Nasrulloh Nasrulloh; Sumawan Sumawan
Islamic Economics Journal Vol. 9 No. 2 (2023)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v9i2.10347

Abstract

News of inflation occurring in various parts of the world has spread, even the President of Indonesia Mr. Joko Widodo mentioned in his speech about the shadow of the world in 2023. The city of Madiun is one of the areas in East Java which is responding to the preparation of strategies to deal with the 2023 crisis. Through a qualitative descriptive method, this article aims to analyze the economic policy strategy of the Madiun city government based on an Islamic economic view. The primary data comes from the speech of the mayor of Madiun at the coordination meeting of local government officials. The findings of this study reveal that the Madiun city government implements a food security strategy from Prophet Yusuf AS and is supported by a price intervention strategy from Ibnu Taimiyah's perspective. The Madiun city government used this strategy to deal with inflation and predictions of a food crisis in 2023.
PENGARUH KEKUATAN MONITORING, MODAL, NPL DAN ASET TERHADAP MARGIN LABA PADA BPR KARESIDENAN PEKALONGAN Supriyatun Supriyatun; Eny Kusumawardhani; Danik Karyawati; Sumawan Sumawan
Perwira Journal of Economics & Business Vol 2 No 2 (2022)
Publisher : UNPERBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54199/pjeb.v2i2.348

Abstract

This research aims to identify the influence of monitoring strength, capital, non-performing loans (NPL), and assets on net interest margin (NIM) in people's credit banks (BPR) in the Pekalongan area. The data analysis method used is multiple linear regression using secondary data obtained from the financial reports of BPRs and related institutions. The data used in this research uses secondary data from Conventional Rural Banks (BPR), which operates in the former Pekalongan Residency, Central Java for the 2018-2020 period, from Rural Bank Publication Financial Reports (LKP) which consist of balance sheets, Profit and Loss reports, administrative accounts and other information which is an integral part of the Published Financial Report, obtained from the Bank Indonesia directory www.bi.go.id. The research results show that monitoring strength, capital, and assets have a significant influence on NIM, while NPL does not have a significant influence. The implication of this research is the importance of managing monitoring power, capital, and assets effectively to increase NIM and the financial health of BPRs in the Pekalongan Resident area. It is hoped that this research can contribute to the understanding of the factors that influence BPR financial performance and become a consideration for related parties in making decisions regarding business strategy and banking policy.
PENGARUH NIM, DEP, LOANS, SIZE TERHADAP CAR PADA BANK UMUM DI BURSA EFEK INDONESIA Danik Karyawati; Marsana Marsana; Sunarya Sunarya; Sumawan Sumawan
Perwira Journal of Economics & Business Vol 2 No 2 (2022)
Publisher : UNPERBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54199/pjeb.v2i2.366

Abstract

This research aims to analyze the influence of Net Interest Margin (NIM), Deposit Equity Ratio (DEP), Loans to Assets Ratio (LOANS), and bank size (SIZE) on the Capital Adequacy Ratio (CAR) in commercial banks listed on the Stock Exchange Indonesia (IDX). The data used is for 4 years, namely 2014, 2015, 2016, and 2017 with a total of 28 banking companies, using the pooled data method to obtain 112 data. The panel regression analysis method is used to test the relationship between these variables. The research results show that NIM has a significant positive influence on CAR, indicating that banks with higher net interest margins tend to have higher capital adequacy ratios. In addition, DEP and LOANS have an insignificant negative effect on CAR, indicating that banks with a higher deposit to equity ratio tend to have a lower CAR. The higher the LOA, the lower the CAR level. However, SIZE does not have a significant influence on CAR in this context. These findings provide important insights for bank management and regulators in understanding the factors that influence bank capital adequacy levels and designing appropriate policies to ensure financial system stability